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200408981 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) (Seal) <br />LANCE L BERG - Borrower KENNETH L BERGGREN - Borrower <br />C (Seal) <br />WkNE M BERGGREN - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />04 -08- 000006 <br />C-m 57R(0008) Page 4 of 4 Form 3170 1101 <br />