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200408981 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />LANCE L BERGGREN - Borrower <br />(Seal) <br />KENNETH L BERGGREN - Borrower <br />(Seal) <br />LORENE M BERGGREN - Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />1� 1: 11111• <br />M•6(NE) i000si Page 14 or 15 Form 3028 1101 <br />