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200408961 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />>� (Seal) <br />JUAN M GARCIA - Borrower <br />OCAIM 0 r�l / l e 01MVI0 Seal <br />- Borrower <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(M® 61NE) (0005) Page 14 of 15 Form 3028 1/01 <br />