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77 applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument- or (o;• entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower; (a) pays Lender all sums which taken would be due under this Security Instrument and the Note as if no acceleration, had oct.urrcd; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, inciuding, but not limited to, rerasonab/e attorneys' fees; and (d) takes such action as tender may reasonably require to assure that the lien of this Security Instrument, Lenders rights in the Property and Borrower's obligation to pay the sunt_s secured by this Security. Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. . 19., Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security Ins atimenti rhaybe sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known,as the "Load Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one-or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable I:aw. The notice will state the name and address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use. disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting t;.e Property chat is in violation of any Environmental Uaw. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be :appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand., lawsuit or other action by any governmRntal or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge., If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or tither remediation of any Hazardous Substance affecting the Property is necessary. Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous .substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline. kerosene, other flammable or toxic petroleum products, toxir pesticides and herbicides, volatile solvents, iaterials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: "I. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (h) the action required to cure the defauit; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sate of the Property. The notice shall further inform Borrower or the right to reinstate after acceleration and the right to bring a court action to assert the non-existence of it default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, bender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lendc; shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to. reasonable attorneys' fees and costs of title evidence. If the power of sale is invoked. Trustee shall record a notice of default in each county in which any part of the Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the other persons prescribed by appilcable law. After the time required by applicable lave, Trustee shall give public :notice of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and In any order Trustee determines. Trustee may postpone shale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser 'frustee's deed conveying the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power