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<br />(Space Above This Line For Recording Data(
<br />DEED OF TRUST
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<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13,18, 20
<br />and 21. Certain rules regarding the usage ofwords used in (his document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated September 2nd 2004 ,togstherwith
<br />all Riders to this document.
<br />(B) 'Borrower" is Donald D Randolph and Jill M Randolph, husbentl antl wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is West Gate Bank . Lender
<br />Leader's address is 61103 Uld Cheney Xa Lmcom, l'In onaaa
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isFirst National Bank of Omaha 1620 Dodge St
<br />(E) "Note" means the pi
<br />states that Borrower owes
<br />note signed by Bortower and dated _ September 2nd , 2004 . The Note
<br />—Dollars (U.S.$54i50.00 ) plusinterest. Bonowerhasprommsed
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2034
<br />(F) "Properly" means the property that is described below under the heading "Transfer ofRighis in die Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(ID "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are Lobe
<br />executed by Borrower [check box as applicable):
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s)(specify]
<br />[jJ 1 -4 Family Rider ❑ Biweekly payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- nppealablejudiciai opinions.
<br />(J) "Community Association Dues, Fees, and Assessment," means all dues, fees, assessments and other charges thatare
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonicinamentnf computer, ormagnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, butis not limited
<br />to, p pint- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid wider the coverages described in Section 5) for (i) damage to, or destruction of,
<br />the Property: (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) ePerlodic Payment" means the regularly scheduled amount due for principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of "a Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or my additional or successor legislation
<br />NEnRASBA—Singlc Family Fannie MaeuTreddie Mac UNIFORM INSTRUMENT
<br />W5i CV (8103) 3-103898
<br />3- 100898 9914107
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<br />Form 3028 riot since I of8nases)
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<br />200408903
<br />(Space Above This Line For Recording Data(
<br />DEED OF TRUST
<br />�5a,sc,
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13,18, 20
<br />and 21. Certain rules regarding the usage ofwords used in (his document are also provided in Section 16.
<br />(A) "Security Instrument' means this document, which is dated September 2nd 2004 ,togstherwith
<br />all Riders to this document.
<br />(B) 'Borrower" is Donald D Randolph and Jill M Randolph, husbentl antl wife
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is West Gate Bank . Lender
<br />Leader's address is 61103 Uld Cheney Xa Lmcom, l'In onaaa
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" isFirst National Bank of Omaha 1620 Dodge St
<br />(E) "Note" means the pi
<br />states that Borrower owes
<br />note signed by Bortower and dated _ September 2nd , 2004 . The Note
<br />—Dollars (U.S.$54i50.00 ) plusinterest. Bonowerhasprommsed
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1, 2034
<br />(F) "Properly" means the property that is described below under the heading "Transfer ofRighis in die Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(ID "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are Lobe
<br />executed by Borrower [check box as applicable):
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s)(specify]
<br />[jJ 1 -4 Family Rider ❑ Biweekly payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- nppealablejudiciai opinions.
<br />(J) "Community Association Dues, Fees, and Assessment," means all dues, fees, assessments and other charges thatare
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or
<br />similar paper instrument, which is initiated through an electronic terminal, telephonicinamentnf computer, ormagnetic tape
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, butis not limited
<br />to, p pint- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third
<br />party (other than insurance proceeds paid wider the coverages described in Section 5) for (i) damage to, or destruction of,
<br />the Property: (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) ePerlodic Payment" means the regularly scheduled amount due for principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of "a Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or my additional or successor legislation
<br />NEnRASBA—Singlc Family Fannie MaeuTreddie Mac UNIFORM INSTRUMENT
<br />W5i CV (8103) 3-103898
<br />3- 100898 9914107
<br />9
<br />O
<br />2
<br />N
<br />Form 3028 riot since I of8nases)
<br />GGTIX�aaD9ca)
<br />
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