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<br /> -_    			..   .     •� ;.�n�fs i�icorparaz�into and s�aD b:�doemed ta amea4 aad supplem�t the Mortgage.iDxd,ot'Crnst ar Deed W Seasra 1�ept�che:  .'� •
<br />�      �     		.      	!�Sec►uity�insuume�t")of the�a�e�ate given 4Y ths uude�rssigned(te:�`•BomQwer"D fo secure�t�e Bosrower'ff�Note to  .   ` -  .
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<br />   	.�a�       		_   of�he saat�da�e and oavering th�property descn`b�3 ia tiie S�nty'iasdmae�t En8 iec�ucd�Y:  .     		,       ..  ,
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<br />=     	-'�:T":-';�:�` .       		1�SE iut�est rate stated On tht Pt�te is qlled th."Note Ra�e:"Tde date of xh�Note is called the"1Vote�at�."I arrd�+�.°       —
<br />  -   	H �-"     .       		tiie LeaQer may transfer t�te Nat�,S��nsuuraent aad this Ri�a.The Lender or anyone.wha tabces tke Ptote,tlt�Secueit�:.
<br />       	• '' -  			Instrmnent and iLis Rider by transfec and wha is entitted ta receive.payiacuts�uad�r tlr�Nat�:is q1Ied tke"Note Hoider."��
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<br />_       Y..,�:�;._�.,,,�  			ADDTe[UNAL COVENA:�E�S.dn ad�idon to the co,raaants�d agreements in theSauriry Insaament,Borrower and Leudet
<br />   	"��r=f�.;: ..�� ;:.,  		f,uxt�r co++enaut and a�ree a*��o�+vrs(despite anythsag to the oonvary ooAtained'm tlie Saauity Inssn�ear or t&e Ntq�y)„   	.
<br /> 	"s.�j�;',,   ��i��<.:f.aie       	_  '.:;:.:._::.,�    		:.-�•'       . .    	.	�  .  .       			,       ,    rFi.'��.;I2:�. �  • .
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<br /> ,       ��       +r   3       �` 		At the	�a`tc of the Note aad 3ecurity Iastrument(tbe"Maturity�Date">,I w�716e abte ta oWain a ne�loaa("Ncw`.�;�`r; �
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<br /> _,   	,�_:....�;;;.,�„f�'�       			a     	.   ce of JUNE 1ST    		.7A 2    .aaat wit�   '`      rate �  ai to the,.�- k -
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<br />- 	�`�� :.- '      '  	,   	"Nea+1Vote Iiate'�deiei��sx�acoordanoe�vif6��on 3 belowif all tlie��tlit�on���roy�i�d inSectib��  �anc!S�below are met       �
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<br />-    	` • '` -'			(the"Condi�onal KePin�n ��^,�`'a,'?�tion").If thase condiuuns are not met.I unders7and t�t;"L,f?�.'•`Tote H    'iaunder uo obligatIon 	_---
<br />      		•�',,�`%;   .      	W retimanse or modify the t�,or to extend Wc Maturitq Date,aad that I Ev�l have to�tt�e No�`., cros my owa resourcxs 	�
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<br />     		�     .   		»r find a lender s,�-�ibgYa iead me the money to repay t6e Note.  ' 		,	,•   �?-•-�'      	�       ,       		___
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<br />   			.      - -   -  	If I a�ant to rx�cise the Condidonal Refinanang Op6o�,at matiuiry,certain canditio�s�m�ssi,6e ma as of thr MaNrity Data   ,;�`' �=
<br />	t   ;,    �    			�'��4onditioas a�r�(1)1 m�s�l be tlie owner and o�;��the propeRy subjeq to��:3`ec�uity Iu�wment(d�e"P�9. ' '�    ��_   _ 	°�
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<br />  ::   					�{�j�tl�n t t b e a u r.e u t i n m q�e� 'p a Y m e a t s a n d c a n n o t h a v e 5 a r�a�a o r e t h a n 3 0 d a y s l a i e a s t a v.g o f t h e I Z s d u d n i l q d m o n t�l y.���n e n i s      .			��
<br />  `�    `�  r `      	(  		�i�Y F�g,the M�Dat�t�no 6ea against��oPertY(e�to�t for taxes aad sperial assessments noi p��and. ;  =
<br /> J f,    ;c . 	,    .; ..f,	..	�3"e)a t h e r�'r�t o f t l�S e c�i t Y I n s m u n e n t m a y e x i s r(�a:r h e N e w N�.R a t e c a n n o t b e m o r e f h a n 5 V�o�t a 8 e 1�a�n t s a6ov� t    `     �
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<br />       '�`9�',   �       :      		i9°.N�te Rat�;�•(j�}I must make a written reqitest to the Note Holdet'��cnided'm Secaon S belosu;.   		� ,      	-
<br /> - 				.   �       :�:(�AY.C[1LA'tYNG T�NE{9�PiQ'd�ttATE   			'			, , :- '   	.      •. ,   .   ,':: :.  ,y
<br />   			"'. 		•      The Nezv Note Rate w�6c a 6xed rate of interest equal to the F�ai National Morr�ge Assoaasinn's required�a:�};rdd for  	:-;;"` =
<br />  	".  .   .     '~":;;�.      '. 	,�,�6�ced tate mongages subject to a bQday mandatory delivery oommivaent,Plus ono-half of one peroeatage poini(0 3�ia).r�rnmded  	::':;:r .
<br /> ._   		- .-     		�t�e.near�st one�eightb of oae percentage point(0.225�10)(the."Nea►Note R2t�"?.The rec�dred aet ytrld s�3}be tliae applica6Ie n�   ,   •     ::,�s��     	_
<br />   	.      	�.    		yield in effoct oa tbe date aad dme of day that the Note Holder receives a�..,x�my ele�ion to exercase tli�C.Ondittonal Refmanc�ag   .   .  :1,r� ;`•::-.
<br />  		'..,;:.` ' .    		Qpdon.If this mry�:ired aet yiel�is not ava7able,the Note Ho1der wpl d��'�e New Note Rate by usiag oompa[able iaformatinn.�
<br />       r.. ,..:: ,.`� >� ;r;;�'�;:.,,: 		��Aa.CIJI.ATII�iG Tf�NEW PAYMENT AMOUNT      	,�    . "  								-
<br /> �      	:  `.�,`�rt;��  �    		'  Prorided the New Note It2te ac pl�ulated in Section 3 abnv�is net��than 5 p�e powis above the Note�rt 2^tl      	,   ��
<br />       ,` ,i�`. ',.•�f.;��.,��, ' --  - - 	�!d et�zr ooad�:s roquired in Section 2 abave are sarisfied.the�ote HaS�Qr�w determine t�e amaunt of the mont�lyya•'�,t;�a�t.     		-
<br /> - �     ;;:r,.•::. �  �,;;�,,.:,r:•...;  		af�be sufficieat:fa.�epay in fuU(a)the unpaid prinapal.plus(b)aoaved���..aid interest.PIus(c)all oL�sums I vn�l 0�2 c�c,• 		-r     --
<br />  .`r   ��;���?:;.;i�i;;`:,.,....    ,   		the l�o�e aud Saaz:�q[anrument on the Matariry Date(assuming my mo�u LsaYmenu then are curre�st;���uired uadet�ao� •,		.�_
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