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<br /> �•� _ �s:��:;,� . "� The Naie�ovtdeg for.an inttlul:Git�s+�qaie of �:4.T50� gy.Ttta 1+ipE��siaYtda for chu�es .
<br /> a;:?; �`,'. = - . - In ttte adjusQabk iniertst rate and'tHc utuatiil��payaneats,as faftaws:. _ _. ._ . .. . . ... .
<br /> - ,-,' �� . .. :, 4. ADdtlSrABLS 1➢VTEREST Q/bTE Ekri�M�IJNi'Ii�.Y FAYMEMi'CHAN�Q3
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<br /> :.�` � .:��:� (A)C6tage Datea ; �. . ,
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<br />- - = - °__---�;�;:. The adJuata6te iuterat roro t w3A�pa�r��ttRY�hart�e on th�ttnt aay o! � . .
<br /> 19 9� .artd an thet dsy avery f2lt�mapt�thereaRer.�ach dUe oi�whtcli my adjuatabls inttrest nte wuld chtnte - -
<br />� • . . . !s ealled o'•Change Date." , , : . , •
<br /> (D)'fhe ted�t ' . ' .� --_-
<br /> � Beginning with itte ftr3t Changa Oate.�ny adjustabie inteieat�ate wlll6e baaed on nt t�dex.The"indea"i�tha
<br /> - ' • weekiy average yieid on United States Tc�asury saurittes adjustxd ro a constant matu�tty ot 1 yca�,a�madr svsila6te
<br /> � � � by the Federal Resecve Board.The mos�recent�tndex�Igure avaita6t�as oP the date 43 d�ys 6tiare each C�ar�ga Qat2
<br /> '•'�• ' . Is catled the"Current Inde�c." . - -
<br /> - . ` U the indac is no tanger evaiia6l�.t6a t�inte Hotder wi{I,cba�=t a new index wbEeh ls b�sed upon comparabts =_ �
<br /> � " inforQnatian.ttne Nate HoJder�will giv�ma notice ot this chaioa:: ` `�*� ;
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<br /> " • (� CatzvtaUo�ot Chan�es ,�'��,��:
<br /> � Before eac9�Chan e Dat tho Nvta�Iotder wiU calculate my new ir�terest� t��v pTd�ing �``�'` =�� -
<br /> . � � �.750� per�entage pofnts Q �,)to 1he Cunent[mdea. ,���:s t�r� -
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<br /> `�� . The Noto l�alde�w111 then round ttia resull`of this addidon to the na�ratt oneetghth otone pc�taae pvint(�i2S�ir). , ;,'°"�:�= =
<br />- �'�'� � � Sub�ect to tU�i3ir�fts state�in Sectian,at�F:;4�1ow,thts roundtd�.ua�t wiil be my eew t�rate until the nact ,�'��-
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<br />_ {. ' , �, .�• '�Iie�ta1�t-£plder wiil tben determt�t�itia amqun4:af the niaMhly payment that waaid ba suthctent lo repay the {4;
<br /> ��' " � ���� � �� � �`'�ga$d ptFuc�#�iE�hat 1 am acpecled•to�Q�ve at the Chsnga Oatt ia tnil on�the maturtty dat�st my new Intercat ratx
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<br /> ,�, _.a� '.s;.. „ in substantiatl ual a mentu.Thb��utt oi this catcutatiom�8e the new amount of p�ertonthtq payment. ,. ��,:_;
<br /> ,t �r� ,`,,,� . (D) UmHs on Interest.ltate CYtuif�`� . . ; �"`�"'
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<br /> ,��r`}�'+�',f ' The interest rate I a ta pay at the first Change Date wiit not 6e greace�tt�an • � � % � �s,:,q��nrj
<br /> .`f'4�'l�'!t��': or tess 1ltun ��� . °!o.Thereafte�,my adJusta6te intereat�a.te�+:i�never be increased or de�rcased '�Y^�?`3�t`+i;.i�',�'t;-.:'7'
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<br /> ` t on any aingle Changv Dute by mar�tli�n two percentege poin3s(a.Orlo)ftorro 4I4g ti resl 1 have 6een payieg j'�' ���`�`-�,�t��{�t4�".
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<br />� '. , .. far the preceding 12 months.My ii�ta�st:,rrt+ttte wi11 nevu be greater tUae� %i.which is calted . _ :`':r t?i4;
<br /> � 1 . � � tho"Mexlmum[teto". . . ,,f:,,t'
<br /> � ' (� EiQectivo�utn vf CFi�rrrges '
<br /> � Y- �- � b4y new interezt tate wilt ti�rmeeffective o»each Change Date.l will pay the amount of my new rrtantUt.yr�*�ment , '
<br /> � : . beglnninp vn the Brst monthty payment�date after the Change Oate untit Ihe amount of my monthly paymer�t changes --
<br /> �� again+ . - �i..
<br /> • . .... . ';". (pl�Nuti4�at�C6nng� � . : , :;,�
<br /> � . � � The Nu�n NlaldcrwIlt Sefii+erar mail to me a notice ot any changes in my adju3table interes�rate and Ihe amoum .
<br /> • � of my monthly paymem�bofur�the effective date oi any change.The notice witi inctude Mtotrttation requtred by law '. . ,.
<br /> ..- •: � ,- . . to be given me and alEO��Ila titl�and tetephone number ot a person who wi11 answer any qaestton 1 may have regarding . '. . . '
<br />- �r .. ,'� . . the nat�ce. , ,. . ' ' � . .
<br /> _ _ ;�..„:.. ,., `.. . 0�•Ft9iEll IiVTE[l�9�"Iti1TE OP'f10N . . ' .
<br /> ��` '�� '�' . The Note pra�•�di�fttntUc Botrotver's option ta converl from en adjusta6t�intercsl rate�vith interal tete limits �
<br /> :1�;: .. � . • � . tba(1�ced°inte�e�tiristW„e�t��pllbws: � . .
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<br /> - ��;' . ..� `, ,`,' S. [�iXffill`LA`�J!HEt�ItA'tE CONYF.��ON UP?ION � . .
<br /> � �.: . ; �,., t1�p�pltb�min�Cor�v2r/to�Ir�ed l��f�� ;s��;;.�
<br /> . ► .._:,.',;�`;� ,,.. r � ' . 1 have a Conve�stb��OptEon th$1 i �rc r.aecei,s_�t3ess l�}.a*s default or tPFS�exer�:S1R)wilt noQ peratis cnr�... �. � ,';�;;"
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<br /> . �: :,.cr;',.,v:..; ;•,.�,,�;� � ..,i�do so.The"Conversibn Option'•is er��p�eia�e 2o�:ivert the�r.ierest rate C mo:�n��,:cz�s�q�aY 6y t6ttgl�'�Ccc�s . �; ' `':�''..
<br /> •: � ' ' ��.:�adjustabie rate with interest rete dirm�:s��el:�t'�z�d rate calc�:'�ted under 3ret:orf��.��a�v: :•� � � ' �i;+`'
<br /> fs 1 � � � � r� .The cotnc�slon cen only�ake pFa��-��r d:c�s)specifced�ay.�I�e Note Hotder i3u�crr,�i,iie'�erlod 6egiening��� ' f", �
<br />�s�� - 'i�;,;�••; ;, " �Grst Ctt�i�:e Onte aad ending on tlir�S�rY CCiar�e�ate.Eaa�a aCct'�on whtch my adjus�a�a:��:�tt51 ratec�t�co�Veve: . . .'`���,";;":
<br /> ' -s �a:;,�� -�� . ... '�.:�s�.t.n,dar.�.�td rate 1s celled ehe"�A��;�.��;., • . .. .., . . • . . .. �
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<br /> �� ��;,,1ti.��y:;. MULTtSYA�'G 'd�JJ3TA�L�I�,�`3'&E:�IICR—��L�¢d�d61N 87—Sinyts imn.i'vr—Gmnm?s fnss cP_il:dnn Ina�ittri�� Form 3'!19 t?.�'97 . �`:-�,:
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