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200408722 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />SEAN D GELLATLY - Borrower <br />V <br />i <br />(/ (Seal) <br />3AC UE INE R GELLA LY - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(M® 6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />