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200408710 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />D r�JLa� l .l J Q� (Seal) <br />Gerald T. WILLIAMS - Borrower <br />1 <br />(Seal) <br />Debra L. Williams - Borrower <br />_ (Seal) <br />- Borrower <br />- (Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />-6(NE) (0006) Page is of 15 Form 3028 1101 <br />