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THIS DEED OF TRUST is made this 27th day of <br />JEFFRY J. CZAPLEWSKI MARY E. CZAPLEWSKI <br />JOINT AS HUSBAND AND WIFE <br />Michael F. Kivett <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. <br />a corporation organized and existing under the laws of <br />August 2004 <br />(MD) <br />Maryland <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 <br />"Lender "). <br />among the Trustor, <br />(herein "Borrower "), <br />(herein <br />whose <br />(herein <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />A TRACT OF LAND LOCATED IN LOT ELEVEN (11), HOME SUBDIVISION, AN <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, MORE <br />PARTICULARY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH <br />LOT LINE OF LOT 11, WHICH PART IS 136 FEET EASTERLY FROM THE SOUTHWEST <br />CORNER OF SAID LOT 11: RUNNING THENCE NORTH, PARALLEL TO THE EAST LINE <br />OF SAID LOT 11, A DISTANCE OF 132 FEET; RUNNING THENCE EASTERLY <br />PARALLEL TO THE NORTH LINE OF STATE STREET 21 FEET; RUNNING THENCE <br />NORTHEASTERLY <br />PARALLEL TO THE NORTH LINE OF 17TH STREET, 71.7 FEET TO A POINT ON THE <br />EAST LOT LINE OF LOT 11; RUNNING THENCE SOUTH ALONG THE EAST LOT LINE <br />OF LOT 11, 150.5 FEET TO THE NORTHERLY LINE OF 17TH STREET, RUNNING <br />THENCE SOUTHWESTERLY ALONG THE NORTHERLY <br />LINE 17TH STREET, 34 FEET TO A POINT ON THE SOUTH LINE OF LOT 11, <br />WHICH IS THE JUNCTION OF THE NORTH LINE OF 17TH STREET AND THE <br />NORTHERLY LINE OF STATE STREET; RUNNING THENCE WEST ALONG THE SOUTH <br />LINE FO LOT 11, 54.2 FEET TO THE POINT OF BEGINNING. <br />BY FEE SIMPLE DEED FROM ROY E. CULBERTSON AND FLORENCE I. CULBERTSON, <br />HUSBAND AND WIFE AS SET FORTH IN BOOK 87, PAGE 102819 DATED 05/13/1987 <br />AND RECORDED 05/18/1987, HALL COUNTY RECORDS, STATE OF NEBRASKA. <br />which has the address of 410 W STATE STREET <br />Nebraska 68801 (herein "Property Address "); <br />GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/27/2004 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 18,074.13 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 10 / 10 / 2 019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />v <br />O <br />, <br />Z <br />U <br />v, <br />rn <br />..,-. <br />CID <br />00 <br />Y <br />After recording return to: <br />co <br />o <br />y Z <� l.: CITIFINANCIAL, INC. (MD) <br />co <br />J <br />L�j <br />C= <br />CD <br />::;` <br />LIJ <br />© <br />Q = tLL 3415 WEST STATE STREET <br />V V r1 GRAND I S LAND NE 68803 <br />T <br />w <br />r- i <br />CD <br />CD <br />C-) <br />L� <br />CD <br />J <br />N <br />``' <br />0 <br />CD <br />to U <br />c <br />"' <br />I DEED OF TRUST <br />THIS DEED OF TRUST is made this 27th day of <br />JEFFRY J. CZAPLEWSKI MARY E. CZAPLEWSKI <br />JOINT AS HUSBAND AND WIFE <br />Michael F. Kivett <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. <br />a corporation organized and existing under the laws of <br />August 2004 <br />(MD) <br />Maryland <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 <br />"Lender "). <br />among the Trustor, <br />(herein "Borrower "), <br />(herein <br />whose <br />(herein <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />A TRACT OF LAND LOCATED IN LOT ELEVEN (11), HOME SUBDIVISION, AN <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, MORE <br />PARTICULARY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH <br />LOT LINE OF LOT 11, WHICH PART IS 136 FEET EASTERLY FROM THE SOUTHWEST <br />CORNER OF SAID LOT 11: RUNNING THENCE NORTH, PARALLEL TO THE EAST LINE <br />OF SAID LOT 11, A DISTANCE OF 132 FEET; RUNNING THENCE EASTERLY <br />PARALLEL TO THE NORTH LINE OF STATE STREET 21 FEET; RUNNING THENCE <br />NORTHEASTERLY <br />PARALLEL TO THE NORTH LINE OF 17TH STREET, 71.7 FEET TO A POINT ON THE <br />EAST LOT LINE OF LOT 11; RUNNING THENCE SOUTH ALONG THE EAST LOT LINE <br />OF LOT 11, 150.5 FEET TO THE NORTHERLY LINE OF 17TH STREET, RUNNING <br />THENCE SOUTHWESTERLY ALONG THE NORTHERLY <br />LINE 17TH STREET, 34 FEET TO A POINT ON THE SOUTH LINE OF LOT 11, <br />WHICH IS THE JUNCTION OF THE NORTH LINE OF 17TH STREET AND THE <br />NORTHERLY LINE OF STATE STREET; RUNNING THENCE WEST ALONG THE SOUTH <br />LINE FO LOT 11, 54.2 FEET TO THE POINT OF BEGINNING. <br />BY FEE SIMPLE DEED FROM ROY E. CULBERTSON AND FLORENCE I. CULBERTSON, <br />HUSBAND AND WIFE AS SET FORTH IN BOOK 87, PAGE 102819 DATED 05/13/1987 <br />AND RECORDED 05/18/1987, HALL COUNTY RECORDS, STATE OF NEBRASKA. <br />which has the address of 410 W STATE STREET <br />Nebraska 68801 (herein "Property Address "); <br />GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property "; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 08/27/2004 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 18,074.13 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 10 / 10 / 2 019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />