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<br />- 'Y��cu�s s?�tl ba t�1d ia an ins�it�ttou c��.�.±d�ts ae�s i�esurc� by u fer�t� �A � instc�un�i ,�r�,343 yb .,....�. .:
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<br />;.� (tncluQi�sg�mi�r�ig Leitider is sud�an insslwtfion�or�n riqy Fcdcrul Hw�a i�aeui B�nk.Le�er��pt,y tha 1F � �►�y tt�� :"•: : ..- -
<br /> Bstmw itess.Le�t4�+�t�r nat ctts�0 Borrower for hold9ng and s�ptyiqq tha�nds,ana�![y�n�ty�g t�e��v�auc3;�r.,. .
<br />�' . =�`�°`' v�lfying the Escrow Iiems.un�ess i�3er p3ys Barion�er it►tenest on thg F i a a d s m n d�l i�a b t e lu�v r m its L G n drar to:a t�ke sus� ,..
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<br /> '�� a r�args.I�outever.Liender insy . Bt�rrower to psy�one-tiwri$:duu�e fo�sn' ta3�at rea�e�tas�;��Pfl�S��. :
<br /> us�d b L�r`in�an wi�Y�is Im�n. uniess�gplicable latv ps�vidss attter�rise. U�tess an agre�uka�s is asnd�nr, .
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<br />� ,,e,.��;i�,�.:� , . �,��,�se�a����o��ta,te�aef s�t r�e��rea w�y sonow�r�„y�sere��r.ea��s aa�ne�ds.., —
<br />- � ��'���';>:; �orrower aad i.ead2r may a�n+ee in writing,h�acvever.that inter�t shaU bE paid on the Fuads, teu3�s3�f�v�to Bosct�a�sr. ---
<br /> �,n-e£�:;•::•.?:y;
<br /> �` ,,.•.:� • without charge.an snnusl aoouucutng of t6e Fus�a.showing cce�tits and debits to th�Fuutfis atnd tYt�p�pnse for w�ch e�h � ...
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<br /> .-`,� :�� `.: , .._ � debit to tIte Fiinds uras made.'E4�e Fuads ar�pledged as¢dditiona!s�rih►for all sums secur�6y this S�ity 1a�str+ameut- . _
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<br /> . �� . If the Fnnds he�d by i.eaoder�a:��tr aYnc�g�rmit�tsn it�f�2d by ap�Lcabie is�..I�td�-r s�all eaaunt ta L�amn4�" ---
<br /> � .�r, .�::�:�'=:`�' `:.�`1� for the exo�ss Funds in a000idaaa�v.��t►che�quirements�apg�Ie fmw..If the amnanot af'dT�Fut�s Inld 6y Leader at�Y ---- ------
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<br /> ::,��'r'`.... .: �: aa�e is aot�&cient to ga�it�.�va Itews svhea du�,L�ds�may sv v,�r,if�r�ozrosusr ia wc'iciir�}uad*in s�h wse Borro�ver --- -
<br /> :. .°, . . :,'°',. �halT p�y co fi.c-ffder t�ar¢�auit�o�sary Eo m21ce u}s dsc de�cic�us.�.3�rtour��ialt`aials�dg ttte t��c�en�t un uu motae thaa --
<br /> ,µ ��:-: ^,E`• �ereive nca�ihI�F�qyme�ss�.at F�ader's�Ie discce�an. ' •
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<br /> � •:��: ' { Hfgram�ia£tafE of al!s�cns s�atr+ed b���et�uity�nstrum°.nt, I.�der shall Pmmp;lY re�f.to Bontiwer any
<br />-:`,.. :'�':`:'`'_. .; =�ituds keFs£�*�eader.i�w►�er�aragtapPa 21,I��r�tsalt as�q�or sell the Pmpert3±.L�ender.Prior to the acquisitioA ar sa�e
<br />_--` ';��s,�_ _. -�' `�,:�. of�.tlre�a�t�.,�all aggly aB}►.Fu�GeI�I by Lea�r�the¢i�e a�ar,quisi�on or sa[e as�eredit against ttie siims s�tsy .
<br /> 1;t r �t',:.';�':;�::>•.::�' . tbisS � JUce�nment. ., , , -----------
<br /> ;�,,'�°,;:.:.,rf�f,��;F; ' ' 3,����Eoa oq t�tnp��s.U�Ic�s applica6le Fa�pmvidc��ris�.all payments'iseceive�bjr Lender si�er parEg,ra�si� ---
<br />_ �`� .�.:.:,'•"�:.�;t l and�shall b,e ap�plied:�sc�.eu aul►Fm�aYmeu�c�g�dQCe a�^�.a��L@Iote;seoond,to amounts paya8le under paf�agragEt� _-- --
<br /> �fiy'� ' thiid.to intemt due:faarFlY.to pciiufL�al dn�and last;w mry late"�dne uader ttte Not� . —
<br /> .:�r.� ;„�f.��,u� ,4.C6aiges;lds�c.�orcoav�s1�Q.j�aY all taxes,assessme�cs::¢�,fiaes aud�sieians attrbutable to the�3r.'
<br /> �'r <''� �r,�;��1: •:_i, which may attain pr`cnricy over this.S�y Instr+imeRt, aad t��.ay�ents er�rau�f ae�s,�f any Bo:rower s6aid'pay
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<br /> .-. � �ob�;�o�;���������.�,.�����.�an��.f�nr�ct�s.�il pay E6em on time d'uectly
<br /> ` �� ��. ,�-�' ,',�,t6s person owed Fa�3..,� �''�al. 1 pnomp*.iv£�is'�`�����;�f amo���r�Se gai�s�et�is patag�apf�. ..--. -- - --
<br /> • s ����,f�r� s„,. �;' w�r ma'�es th���y��( ��1y.. orro►�c�sl�aL!" ru�c� ���ce ...�.; .,�n �. . � . ,, . :. .� ,� - -
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<br /> ±� ����� �:; - .i. :��Sep:�'�shall p�nm�i�;tt�s.1}�rgeany-lien..�'�;cA�.�Cas�Q�,r:�v�cTais�fiii'�;�fl�i1��a)-agrees in -_
<br /> , , �, r;�`'/! �'r. �,�` ' � �e�nbdi am b t�e�.ai in a ei� � trir4:�nd;e`�S f�� f.i�I M en
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<br /> �T` ,• ,,.,;;�'>� .� ;`;��y;P�,��,�::fi�ainst enforceraent.�sL•i'l�.lien in,1� �tl�`;���;;�`t#�,Le,? t.�;t�1,,�p., p�`a�fi:_� .. ,
<br /> �, z�, ,"�� �� �t�:af--�liea;or(c}sec�Cr+�rit�e�hotdes'o€ e�c�,dis�,�n�nt`s�tisfacto� ��,�" ��k��
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<br /> f �� t�. �. ;a, ::ti�s:��.^��'st�umen�IfLender es d�s:oz�.c:�ra�c4�iine: �' iS rtcT�'e:t.W a f.�c;'�itt�t�irw. e����7�y}��yy�'��er --_--
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<br /> - ti F�- .�!'si.�`'�:t�C'�:t�suumefit,Lender m�y. ��,�orra�l�i`�it '���`.i3uc��s��.i�'�?''�?t;'•I9i.m:t�t�:r�:4r ' -
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<br /> m� �' r �'�: ���e�.,�tionssetforthabavewitftb�:��'da���ifl3i�>�vut;:ni'iu�1ii�, r ; , ,. v` •• i � , ,: ' :�� - --
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<br /> ,.� `.�v��,F ;, f��' V� ';;♦;;� .,�;:;� ,�:.$ormwer sfraU ke�p?.135�~i��;�nrs�v 4�F�f�#n�4r hereafier e[ectet�,t�?� -- — _
<br /> � ��� ' ,5�4� ,�. 1�.,,, ��op�;.:����.'�.�s�r�x�,:�dsincludedwithintFie't�r,m� e�s�,rsik�ds�*-�an}+atherhazar�s.ine�SlnS -
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<br /> f"' �'�'��� � �' �flonds or flnndng,foi wti..�ia';�ender seqaires insurance.This insurance shall ba*�.�a+TMe�in'the amounts and for the pe�iods . -
<br /> � �...'�.;`_:.:�. .. ' that Leader tequims.T�ie msuiance c�rrier pnoviding the insuranoe shall be clios�n by Borrower subject to Lender's approval
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<br /> �'��''" which shall not b�unn�asonably withheld. If Borrower fails to maintain coverage described a6ove. Lender may,at Lender's
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<br /> �,,, � : option,obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. ,;
<br /> . 1.t:.c.!.;.':�,.� '•' All insuranae policies and renewats shall 6e acceptabte to Leader and shall include a standa�+d mortgage clause. I.enBer �%-::
<br /> •,'`��`� ' ` shal l have the right to hold the policies and mnewals. If Lender r�equires.Barrower shal l psiomptly give w Ieader aA receipts mf
<br /> ',_.___, ._�_r; _,• paid premiums and cenewal noteres.tn the event of loss.Borrower shall give prompt notice to the msutance.carrler and L.ender.
<br /> . - Lertder may make proo�of loss if not made promptly by Borrowei. . •
<br /> - . .' Unless Leaider and Borrower othenvise agrec m wntmg,insurance proceeds shall be applied to restnration or r�epair of the ;,s��«�.
<br /> ' •• Property damaged,if the restoration or repair es economicatiy feasible and Lender's aecurity is not lessened.lf the restoration or -
<br /> ' . repair is not economically fea5ible or l.ender r security would 6e lessened.the insurartce prcwetds shall be applied to the sums -�:��•.;:;•:%:���'
<br /> ' ; secured by this Securiry instnrmeni. whether or nat then due, with any excess paid to Borrower. lf Botrower abandons the �;.:�+�':`� � •
<br /> t;.:;;.:z,,_, •;' � Propeny,or does not answer within 34 days a notice iram Lender that the insurance carrier has offered to settle a claim.then • � �'
<br /> }; � l.ender may collect the insurance praceeds. Lender may use the proceeds to repair or restore the Property or to pay sums . �_=
<br /> °,,,_ ' secured by this Security Instrument,whether ar not then due.The 30-day periad aill 6egin when the notice�s given. � _,___
<br /> �'r:;�;•,� • • Untess l.ender and Borrower atherwise agree in writing, any applicatiou nf proceeds to principal shall rtat estend or !�• , _--
<br /> , ` Qostpone the dae date of the monthly paymenis referred to in paragra hs i:nxi�2 or change the amounY g���ht p�yments. If ..`��.__
<br /> . � under paragrapb 21,the Praperty is acquired by Lender,;�ornocti�u's rrg�it.co a�iv�iinuranee polieies and procc�i3.l;.;�ultin�f�in_, . „. .,,_
<br /> . ; damage to the Property prior to the acquisition shall pas5�tirLe:rni�a�+�.tfic cexti��r�it the�ums secure4 by.t11is���a�ri�}s Ti�su�urn.»t, , ' ., �,�{ ��
<br /> . • immediatel rior to the a uisition. ., . : ::•.� , � . � . ... r, �,'`� ,:,>.s,� I Af!
<br /> 6.�pancy,Preservatton,l�laintenaneeund'L�i��t�siiuii��ii�tii�,�?rnpc��syT.Borrnwer's l.oan Appiicsciuti���tt'ti��'s;�'�`� ��`.`,;'' �Y°'4'';^`riki1Y�i°�'�'�°�s���
<br /> ' .. . a ., :f�.+,§t(�r��v�'•�y �+v '
<br /> .; . . . Borrower shall oocupy.establish.and use the[�rupetty';t;��Tli�it}i�via 4>»dc�pal'►��dence within.sixty days uttta'.Ihw exe►a�1f�n of . . " �,;:,; ;t�'i.��,Y.:�s�t�)�°i f`�R�t. �-."'
<br /> . „ � this Security lnstrument and shall cantinue ro pu.upy,ili��'n3���iv a�����rn��v�r s principal r�s�Ucnce far at�l�st'ane ye�ix'�Rer , ��� �
<br /> . the date of occupancy.unless J..cndcr r�lta+crwis��grc�.s�ii1�vs�ting.�vhich co�hti►.'nR.shall n��i lie uhreasonably withhcid.•�t��tlt�less ' ��+x�y��j(><
<br /> • ' eztenuating circumstan.�..� eaist whicfi are heypnd'l3i�rfnwer s control. Bti�rr���ver shaU nat destroy, dun{age oz impair tlfe • ;;.'.� '�'.'r'• •�..: •
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<br /> �;fl:.;;�,;;,.•. Property.altow the Ph�p�ty to deteriorate,or cnmini{-wutte an the Propert��: Borrower shall be in deiuult if any forfcitufC; �':.�. � �� ..
<br /> ;��^�-'�'���•' action or proce�eding.���ir�Cier civil or criminal,is b�dun that in.l.ender's g�ti�ti�lu�th judgment rnuld�pli_in forfr�tute qf fhe, . .
<br /> ,�`s```' ' �� . � . Properry ar utitenvise�.aterially impair the lien created by this�Security invt►ument nr(.end�r'�s security inten�t.�prroiV4r n�ay ' �
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<br /> cure suct�u.�ault and reinstate,as provided in paragraph 18.by�autiing thc u�tion or proc�xling tu be;dis�niSsed��Yi{h u rtjling . •
<br /> • `` ' dutt. in LxL�:r's good faith determination..precludes forfcitutC ut'the B��xtiii�'er's interest in the ptt►pertp or other ms�iaf
<br /> ,,;,;};., ' � � �'' impa'irmer.t of the lien created by this,Security lnstrument or Lender s security interest. Borrower shUll'ulso be in default if
<br /> • •��• Bortower,during the loan application process,gave materially false or inaccurate information ar statements to l.ender(or faited
<br /> ��`` � to provide l.ender with any material information)in connection with the loan evidenced by the Note, including,but not limited
<br /> � ' .. to,representations concemmg Borrower s occupancy of the Praperty as a principal residence.If this Security lnstrument is on a
<br /> ,.�� ; • � leasehold. Borrower shall cUmply �vith aU the provi�ium of' Ihc lca.c. If Bonua�rr acquires fer litle tn the Pmperty, the
<br /> ; ,_ leasehold and the fee titic shall n��t mcrge unle�+l.ender agreey tu the mergcr in writing. • .
<br /> ' 7.Proteetlon of Lertder's Rip.,hts in the Property.lf B��rrnaer fails to perform the covenants and agreements containod in ,
<br /> � ' this Security lnstrumem, or there ir a legal pruccaiing that may tiignificamty affect Lender's rights in the Propeny Isuch ac a . '
<br /> ; � praceeding in bankruptcy,probate, for a�ndemnation or fi►rfciturc or m cnlarcc la«�s nr regulatiuns>,then l.ender may do and � � •
<br /> ' 'f • pay for whatever is necestiary to prutect the value of�he Property ar�d L.ender s rights in the Property. Lender s actions muy i
<br />- � `•� ' ' � . '� include payin� any sumc secured by a lien whirh h� pdonty over this Security Insiru�ttent, appr.�ring in court, payins
<br /> . �'���.� � ;,.��•,�..".: reasonab[c aLOrncys•'fees and enterinF on the Property to make rc�airc. Although I.ender may take action under this para�raph � �
<br /> � � i`��� ' 7.I.endc��,t�'s not have ro dn so. �%
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<br /> ` t r��,;•:.:, " ,.`:•";` Arnr :uctnunts disbursed by Lender undcr this paragraph 7�C��11 become acld�tional debt of Bornaue� secured by this ?. ' ":`;;�tt��:
<br /> ��ln�.::;. �...,.��,.�.,�!,;�;';,. , ., 5ecutit.:.l.tsst�vment. lJntess Barro�ver and Le�uier agrce to utl�et t�,��z:s of pay mrnt.thesc aniounts shalt is�ass interest fmni the °.�;..;;;:3;,f,.``,
<br /> �-•r 4.; • ��f2;�{�:;;:, . �� date�aP�li;:liiic�ement at the Note rat�:and shall be payablr. witl3 �r�i<'rc�t. ugai notice fn3o��Lender to �osmwer n;que�tinr , ��,' �. ' . . �;;:' ,i,. .
<br /> i ' •��`,t. • Pa3'�f`•`; '•:. � " . . ' �, , :. �•,{,��,:
<br /> s t . • lb.�Kfurl e Ins�areace.if Lcn,ii.�r n.,yuired rtcortgage insurance as a c��udiiiim o�s;�1;aaiy't:�e toan secured by this�.�ai�;t::� ; i " ��:• '
<br /> 'c•.j`,; ' Instrum�tt't.�rrower s�t,�t!pay the pstmmms required to maintain the mi��t�;t�4 i:s�rance in effect. if, far any reasan.'U;r:.. � �, �
<br /> '�':�>., .* motig,age insurance covc�ge required by Lender lapses or ceases to be in ef�i�:t. Licrrower shall pay the premiums reyuired tu• ' °
<br /> _- ' �����,.�,-..- ;. :' � ' , �:�obtain caverage snbstanlially eqvivalent to the mcrrtgage insuran�e previnu�ty iq�cf7ec�.at a rust subst�ntially equivalent to the • s' . . . --
<br /> ! ', i ' � '. cost to Borrower of the mongage insurance previonsly in etfect, from an altemate mortgage insumr approved by Lender. If `� �-
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