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200408609 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rid/err executed by Borrower and recorded with it. <br />Borr64er — Russel J. Moerer —Date — <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of] 3 pages) <br />D0CUINEC.VTX 06/19/2002 <br />