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<br /> '�j„ a� •.. �9�b.y�;R�$:$�d1L�i6YCdR8t�13 IpDW OI jiCIP�Ei-CIECLCd OIt t�0 FIO�iIY. 2�I�II�t1
<br /> - _-�-,-..�,°.,_t_. .- - .aad fixt¢i!es now as 1��part of the pioperiy: A!1 replace�encs aQrl addiamis shall atso be c�verrd�y ch9s Secwriry _
<br /> •`�`�';�`A`'���':'.-i Insmu�u�:.All of.thc fa�$,.�3�►�ing 4s tefeme�to in this S.ec�ritY Insteaa�ent as thc"P�p�erty.° • • _ •
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<br />_ ,f �a�F���r:� BC�EtEDVVF�3.:C'Q��AI+Tt'S tt�at Borinuret is laar�ully Eeised of the eshaie hereby conveyed and ltas the�ight to gtutt ----
<br /> � aad to��t�eY.tUe Prop�•��B diat the.�Y�nuencnmbet�ed.excePt for eac�vmbraaoes of�ecord. �omnaer war�ants and
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<br /> -:�?s=`: ,`,_�;i. � wilt defe�d geuerallg.it�a�t�d�ti�Rupeitg+agamst ali.clai�s aad demanc�s,sabject to any emco�mbraaoes of t+ecord.� __._._--
<br /> v.:'�F` `" � �.SEt9Jft17'K: combiaes unifoim covgnants f�r n�uional use an�l no�s-unifota� coveaants with _= - --
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<br /> ,� �.` :`'.� - lnnited k�r�atinns bg,j �� oa to coasririrte a aniforau security iasmupeng coveri8g real.PmP��Y� __-_- ._.,�
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<br /> -� s -- .--��r_ ET�1'�?R14�.Cp��NTS. BaFrower a�d i.ettder osvenant and agree as foltows:
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<br /> L�;�P�sya¢�at n?��fii�ig�1 at¢.�iz�te�t:�rePsY�ment mmd Late 4he��. Boreovyer shall promPtlY pr►Y bsrhea dt�e the _- -- ---
<br /> �', � priacig�Qf a�d int��3i.the deet evidenced 6y the Note and any prepay�ent and late charges due undr:r.the Note. � � _ __
<br /> ,� ' {�' � • y.<:;.�tm'liA�t�rtd Icsurance. SuDiec�to upp1tcable taw ar t�a written waiver hy Y.crtder.Bomatver shall pay to ---
<br /> :�F� :.�_�r'�� � '" � Laader an il�c d�y.maAihly p�yments arc due uader the�1ote.until the Notc is puid in fut1.a sum(°Funds")for.(�)y�ulY
<br /> _ _ . ,� �`°,` ,. macs ssn�assessment�.K��ifch may ntusin priority over thfs Sesu�ment as n lfen an the Property:(b)Yearfy teasehold
<br /> �� . . , . , f �� . pnymend�.rnr gro�nd;ra�its on thc Pruperty. it any; (r) Ya�rIY qr AroPertY insw�nce p,�emi�sms: (�Yearly iIaod
<br /> - ,�`� "I� �..,,`�,, . irts�e:ptemfuats.i1�;any:(c)Ycar1Y�ttort,gage insuimnce pmmiums.�f mny:t�nd(�any�ums payable by �orrawer to
<br /> ' 4 , Lender,�_�ar.cardunaa y�tth t�e pmvisfons ot par��raph 8,in lieu of the payment of moctguge insuriutce premiums. These
<br /> - ` items atir culteA"Bsc,xa�4��tems." Leader may.ot qny tirrEe.coIIect�aQd hold i�nds in nn amaunt not to eaceed the mauimum - __-
<br /> ._ ';�::-: :. . . . nmounti�n[cnder fat�a� .tltdersilly retated mrortgage Ioan may require for 8omower's es��row accouat under tlie federal Real . --_—
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<br /> Fstate�ul�nent Atoc�ures Act of 19�4 as amenrlecf from 6me to tim�12 U.S.C.$2601 et seq.("RESPA").u�Sless another �
<br /> � �� �' ` law thrii epplles ta!h��Unds seta u lesser sstiwunt If so.Lender may,at any time,c611ect and hold Fimds in an amouni noi to
<br /> � ' "'!• eacee�ltbe Iesser amauftu. Lender may estimaUe the amount of FLnds due on the basis of camnt data aad ceasonable �'-
<br /> � • '` ,� ' � estimati�s of eapendltunly of future Essxow Items or otherwise in ascondance with appliceb2e law.� � .�. —
<br /> ,. ; ..'•:.: �,. -.,._. . ; 'Y(�e fi�udc sh�Il�bc i►etd in an institutioa whose deposits are insured by a federal agency.instiumentality.or entitY - _--=- -•
<br /> . ., .,<. . • �,.
<br /> `` . , : (inclu8a�tg Lender�if.1'eader is such an institution)or in any F+ederal Home Loan�ank l.ender shall pIy tlte Fands w pay � _ -
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<br /> • .;,.--=,---•-. .,-�----�--� �-- --� tkeFs�crow�Items..�Leuder.-maynot.chargeBorro�rer_fni.hQldingandaPRl,�nngtti�.I'�9dsRannually_anal��the:escraw .._.. .--- '��' - -
<br /> • • accouq�:or v mg•tlie Fsccow{tems,unless Len der a s B orrower interes t on t he Pun d s an d a b c a ble law ermits� �F'�"�':,i='.
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<br /> ' • •• � Lendd"cto make such�a�charge. However.Lender may require Borrower to pay a one-time charge far an indcpendent ieal !�-:;•�_ "
<br />� ' � . estate��ax s+eportin8 serii:r.e used 6y Lender in connection wIth this loan.unless apptica6le law pmvides otherwise. Ualess an -:. ^�.���--
<br /> _ " `�' . agreeiinent is mad�or anplicable taw requires interest to be paid,I.ender shall not 6e requued to pay Borrower any inteiest or ' r' h';�,-___ _
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<br /> -''°.-.a�-.:,,`:"`�--"�'-.._ eamm�s on rhe Funci�>$olmwer and Exnder may agee in writing,hoQvever.that interest shall be paid on the Funds. Le�zder . : -
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<br /> : sbalC;gatie to Bomawer:;without charge.an anaual accounting of the�nds,showing credits and debits to the Fin►ds aitd a�e -
<br /> _ > • '� � Purpps�e for which eacll;debit to the�und�was made. The Fuads aie pledged as addidoaal security for all sums secu�by • `
<br /> ,,`. "° : . this Security Insavmenq .� . .,,}
<br /> •;�,�.� �� . t6.the Funds hett�?,by Leuder exceed the amounts pern►itted to 6e held by applicable law, Lender sball accoant to �� �
<br /> - . ' .•�ortao:�er.for the exo�Funds in accordance with the requicements of applica6le law. If t6e aznount of tt¢e Funds hetd�y `�;.,, �<�
<br /> _ � . : � � �d�c.aE�ny time i.t�nat sufticient to pay the Escrow Items�fzett due,Lender may so notif}�Bormwer i.n wri6ng,�:n ,,�
<br /> ' • • s�c�,��tiorrawer s4iN1 pay to Lender the amaunt necess��:r��make up the defcciency. Borrower shall make��.�.h: ����•�;". '
<br /> • �, • • de�cieuc�%�n no more tTta�n twelve mondily payments,at I.ender,»..�:�e discredon. �:• '- ''�'
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<br /> . ;?;�..:'. . �?P�PaYment�inifWl of al!sru�s secured by this Securit�J�`..�^stn�ment,Lender shall pmmptly refund w Bomower;��- . . �
<br /> _..... . _ . . Fundd�.=P�e3�by I.,enden;'Pf undcr��araph 21.Lender shall acr.ire or.sell the Property.Lender,prior to the acquisitiocr iai _ __ _
<br /> � ' . sala v�;�se Property;sb�I1�apply z�y Funds held by Lender�t c�rime of acquisiuon or sale as a credit aga+nst the se�'s�� � ''�'
<br />_ .� secqn:l3firy.�bis Se�urity�nswr-�r� . :. ` �`+`..,
<br /> ' , ' , �,: E��p�lcattpm•of�'aymc-�: 'Untess applicable taw���:.i3es otherwise, all paynr,a��teceived by l.ender�eet� � •
<br /> �. � • ' paragtapS�s 1 and•2 sh�11 be applie�:�..-st,to any prepaymertt d��rc�s due under the Note:s�nd to ainounts payab2:�i:l� � _ �•'•%�- =
<br /> � � • pata},t,raph 2;third,ta inierest due;�:,�'�to pnnce��e;a�d:�t,to any late charges due under the Note_• . . ' . " . � •' �3�''�
<br /> t • � -�',.� Charges; Lfdos. Borrc.��'s:�all pa� �{.a�es,zssessments, cfiargcs. fines and iraposidons s.i�*��:ab?e io.the '���.��.
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<br /> - - - - PraQ��CSy which mar.atit�n priority ou'Y.�L.SS SP�S-T'I.�'1�.1..4.�+�..�.:,mnd leasehotd payments or gr+nuad rencs;�:,`,.��. 33.�.aivei •:��rF" ,, .,
<br /> a shalD a�:hese ob11 tiqns in the rtL:c�-�.�r ovi����i::�z. -*- paid in Wat manner,Borrovc�s�t ^.'�. � '�` �` '�' �
<br /> � � $� P� r '2a-�x�;�r if not Gu;. �m�r �,.,s�ti;,,.;t;•.;`
<br /> _ , %:. ., , .,". .. _ 5:E: �i�f+i'�i��'.1. --
<br /> � time'c�zsecly to tha persa�n owed pa}�e^t Bbrtou�ec s'.�a1t F:������mish to Lender all nouces of amor,��t�Cse�t:�.�r •:;,�y�, �
<br /> . � ; : , this p�a�raPh. 1f�Bo�ruwer makes these paym�..�directly,8�,���arzr shall promptly fumish to Lendes��.p's.e�c��..�Q . �--=.;�Si��i'�''� .
<br /> : �.. '�� • the�PPSrments. ..., . , . ,- •.
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<br /> ;, s.•�`., .��. • . Borrower shail mm il dischaz e an lien which hac nori over this Securit lnswment unless Borrower. a)agre,.�s . �•
<br /> in wsiting to the payma�it of the obli�.�son secured by the lie�r:���manner acceptable to Ler��~(b)contests in good fr.��4„ � �., . �%-,.::
<br /> � � � lieu�y.or defends agapnst enforcec*c:�~of the lien in.legal�re�ings which in the Len��ar`��pinion operate to pm�¢aC iaa _ . . �.,, �
<br /> '�. '�. � , • e�S:roE�ene of the 19ent�or(c)sec�r3 from the holder of the�aT an agreement satisfacto�y.�Lender subordinating tlr:�en :
<br />_ • _._. :�t,his aecu�ty Instrurnent. If L.ender determines that any pzrt bf the Property is subject to a lien which may attain�c*_�:e�ity _... __ ,
<br /> � �..�� f� ove�t��iv Security lnsttument,Lender may give Borrower a notice identifying ihe lien. Borrower shall satisfy Ihe lien or�take -
<br /> ' • � one rx mo�e of tlre actitjns set farth above within 10 days of the giving oi notice. ' .
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<br /> � � :. s�. Hazard or Property lnsurance. Borrower shall kee�the improvements now eaeisting or hereafter erecteQ�a the
<br /> � . �pe��insured againFt loss by fire,hazards inclnded withic�.�ie�ierm"extended coverage"and any oiher hazaids.ir�c�:,uit.r:g '
<br /> ft�oGs ar flooding,fun�which L.ender requires insutartce. Ti;�ss ii.surance shall be maintained in the amounis:.crr.C.�'c��ri'1: _
<br /> , ' � Fotm 3023 �a+aE ,;.�4e�'a"=l�.^irs) .
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