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';..: . . � . . • . �' � ' - ----- <br /> ' � INf'F1tEST RATEAND MONTHLY PAY1t0ENT CfIANOES � ;'''�:�`"-;•`•7°.,_--- <br /> � ����_ , . ,.�.. , , � ���c <br /> . , , , ,,..., <br /> ' 7UN�' , �� ., t ontLat Y • . <br /> • � � The[ntaast�atelwiADaYmaYchaageonthet'usedayvf , �.�":: q�. .. <br /> , .: .._.� � - <br /> • ._. • . ., , .. :,, ,. <br /> . ,,"" ---------.- 17 monthq.thc�ft�.�st�c4�s►awhicbt�►.Y.intecestratecac?1,dchangeis.ca]It�3a"Clt�tt(�C •• •� • � - -_ <br />��: , .• ,' , ,,r ,;s��•• -.---��----�--------...�:�:.. _ •��- - _ <br /> sud da ev ..}��, � <br /> :..: `'•l �h! f_. <br /> 7� '.. , � . . . ;;: �. ..,. � . <br /> . .' 4� ���f . <br />� � ' . . �� Z�E�� '`'�t�... �:i�'r' , f - � � �l�j�. <br /> � : Begi�winBwIththefirstChaug,eDate.m4mteratratewNtr.Easodona�i�The"lnda"ist�e�ozk1Y��YFddoaUaitod,Siats.s °,::. `` r �'��`_� <br /> �` �.1tea,�uy s�ciuitis a�asted W a soastant matudt9 of 1 year.aF'mia3e avaiL�!?e�ip the Falaal Resave Suwr/.T6e most ramt tnda�£g�e ''.` �,r " <br /> II ' - t' ��... <br />-�` -_• ,�' availablea�oftttedau45day96tfore�achC6ang�eDatei��t�'�Curceatica.'�e+c." : <br />�•�r- �'�y, <br /> ..�:..`� .•. _: .... .. . .."'"_'_""__'___" ' " _ '" ' _ Y' . =.i.T—�'_- — <br />�i ' '�i� ' .- t <br />��. • ;.. •,� , If the lada ts no fonga ava�ab2e,the I�ote Holdee •��:ose a aea� ;�whid�Is�ased up�n cam�arable informaHon 71ie Nou- - - � .;.;�;.�sc,_ <br />- • . Hotderw3IIgiyemeaotfxoitHisehoiea - . . � 'Yxr;.w.•��•�� <br /> � - (C) 4kaistlosot�nE� • ` � � , �� � <br /> Bdo:e eac�d�ange D�f�the PTote Hotda wW calcutat�:�eew inte�t�bT�ddi�8 Tlilil AI1�F'!_.ilA1F_NA__�petCeatege . <br /> . . -.." '. V��S—C� R'o)to the Current Index aad rou¢�ta rhe aearest i/$th of 1R'o.sub,ject to thelimits stated ia Soct4fln 4(D)6daw. `�•.`'y. � <br /> � �' �- <br /> '• ' <•.. 7Lis muuded amount wIU bemy aew taterest rate until t6e naR Change Dute. .� . ;., 4'�`, . <br /> ,�` - � <br /> �`' �r,�<;2r;•;;�:. The Niote Hotda wIt!thea determine tEe a�ru�,nt ot the moatl�Iy pay�t�Zac ao�d De sufficient r.o�c�pay ia fuU the principal l aui;; . ; <br /> ' ",•'<r" : , �'�t{ ' acpec�ed eo owe on tLat Chaage bate in substaat�4�egual Payrtsenu by th:���date at my near incerest tat�.�e ranIt ot tGis cala�latio�.�..: . "S: <br /> � r+d`;��f -- --,_`•'i�1?��', wiUbethe newamoum of my monthlY ReY►neut , , ,`�w <br /> f -- '�45D) Lc�ttsonlaoerr,t[tzte(�an�e.v 1 ' • � . <br /> . . . . �" 'fde interest rate 1 am rcquirad to pay a[ the firat Change Date an►3 no� be �eater than. ?r.SO �lo�ess tban . ',£, .`. <br /> - : . • � � ` 3.50 �lo.Thereafter.my intaest ra[e wiU never be increaced or dec�.a�4oa enyr singte Changelaeto�y more tban : � : _a. <br /> , ;�.., <br /> � ... -` , . �.O�iL,ftom the tate of interest!have 6eenpayiag tor the preceding tw�:rnonths.'f�e mi�imum interest tate on thfs Ioaa wIll never 6e ` ' .. '; '"R <br /> ' 10.50 '� <br /> � � . t�s than 3.50 %and the maximum tnterest rate wllt never be grratecahan �'o. . ;?... ,f' -�.�— <br /> � . . , rrt ' �� <br /> `r�' " . - (� ���l�lLlO��Q$!1 .'::�d,.. '.c•;:���-_�.-'- <br /> ' `' � � -. My new interest rate wIll beoome eifective oa each Chaage Date.l v�n11 paytlie amaunt of my new monthfy pnyt!ient beginning on thc Cust,- ' ' ' �'-�^'LT,� <br /> !.:. `�r�'" <br /> - .` � mnnthlY paymeat date after the Change Date undt the arteouat of my monthIy paymenc cdanges egajn. • ;,y,�' �.;. �:".� <br />-� ; - - .;t�,., �%�uM s � <br /> � (F1 xoUaeor�an8� ' . `L�` .r_: `;`.: <br /> E ' 7Ue Note Hotder will mail or deliver to me a notice before each Change Date.7'he nouce wi�l advise me of: ° <br /> . ', �f.'��-_-�. <br /> . " (i) the aear interat raie on my loan aa of the ChanBe l?ate: �. .,,�:> :,.��._ <br /> - • - . '. p1) theamountotmymonthlypaymentfollovringc?.�:ChangeDate. ' ,•;,.,'�:;��;�;''"��° <br /> .. ._ : :. �li). any addiflonal matters ah3ch the Note Hoider ts r�aired to dreivse;a�d " . _ _..•.:r �'?'`�.�. <br />- � (tv) the addras of the association prn rnuid contact regarding a:g�uesUo�abaut the adjustment natiur: , '� ��;`4',�'t1, ' <br /> : ;';ti: , . ,.�'{�,'�... „ <br /> t';%;f,�i?�:�:: . !$' CHARGFS'IdENS � ' � .• ' <br /> - �;Y't�f(J�,1;in�'.� . • .rt:,� ' � ` � ._ .. <br /> .r,��form Ccveaant 4 otthe Seauia�instrumertt is amended to read as foltows: �:. '.'� <br /> ,, ,,�_ :g .. <br /> . ' r `��ia%i!;;;��, '�P.CEu�:Itee�.Borrower s!�a.'f i�ay a.11 Fa;+�,assasmenu.and other charg�,fines.and impositions attn'buu�hte co the Pcoperty wAIch may "�� �- , <br /> - � ':�i� � . ;1�'r;,;'i <br /> ,j 1;;;,.. <br />- :.•s= .. .�,;.,��� '•;:�in a priority wer this Sec�uity I:stn:ra�t.��d�[easehold paymenca otgrouad rents.if anY.in thr manaeJ pTavided under paragraDh 2 Rereof , ,,`{,,€;... . �. � <br /> , ••: �•., • ,� � . .. <br /> "�y: - ., , ';;'�ur„;ni aot naid in suc6 manner.U�8:r.�wa�^.�.icing pay�nen�when due.directtq:to tt�t payee thereol.Banmatir shall promptly ftimisb Lender "` . <br /> � :,i;;i' '. . � �11 m�tices of amouau due u�dt�-Iisi:,panBraDh.and in the event Borrower sh�l!irnalce payment dimtiy,9utrower shaU promp8y fumitb to • � <br /> ��tli • , . <br /> ;:;_v",- . . T��r reeelpu eviQencing�i.(a�5:rtu►ts. Borrower shall pmaptly dischzr�aey lien wi�da has ptiqdty�over thle Securitp [nstrument; <br /> ��.,., <br /> '"`,`� �ROorywu.$ortc.�s.s shall nat�ri.quired to�is:harge any such fsen so for:,�ars•�awcr. (a�shall agree iri�wtiiHng to the pay�mau of the , • . . � . <br /> � ` • o6vgatia�g+ar�Ly such lim in the maMa a�rable to Lender;{6)sh3J!i��r;e-.�^.",'rs�9�centest such Gtn bl�+or defend agatnst enfofoeateat a� • ` <br /> �'�s'��`�• s.ca'�fim i�:�Y yroceedings wL~:,:h in the opinicn of Lender oDerate to p're�Fs.7,�s eaforce�cat ot the Ilco or torfeiture of the Propaty er a�yr ' �,�;'•• <br /> t.`f�{tir!�,, : ' ' � cIltr f � ' � <br /> ' ;�p.;y sy • , . jyUTi, �;or(c)s1iaU secra�e ttrom the holder of such lien an agreemcac in�4 form satisfxctory to lxmde subordinating s�cch uert to th� � ,j,.•'. , . <br /> _ ' ���;�':7��� . � • Soaaity[nstrument. •• „'� .., <br /> ?�:''S� ' . • � lf Lesder daemilnes that aU or any pan of the Property is subject to a Eeee�hioh may attain o priority aver this Security inswmene. <br /> ':� '��-,-. _''• .:° -. lenQtr shali give Bonower a aotice idmtitying such Iten.Borrower shall satisf�such lien or talce one or caote of the acrioas set fortA atrave � , • <br /> ' '� ' � arithin tm days ofthe�ving of the noHce. <br /> '3 , .. . <br /> .� �; : .. C. lY0�1'ICE • ' . <br /> «:":- ' <br /> � �'' Uniform tovenant 14 of the Securityr Instrument is ammded to read as foltows: <br /> i. . . <br /> � . � 20.Natice.Fxccpt for nny notice required under applicabie ta�v co be given in nn�ther manrter,(a)any notice to Botrowtr provided for in this • • <br /> , Secucity Iaswment shall begiven by delivrring it or hy mafling it by fint ctbss maif ta Bonower at the Praptrty Addreu or at such other addras . <br /> � ". �• � . as BonoW et ma Qes' ate b notice to Lender as rovided hereIn.and�b)an� nodce to Lender sh3ll b: '�rn b first ct�s mail to Lender's � , . • • . <br /> , Y � Y D 1 6� Y <br /> � � address stated haein or co such o�hn addras as Lender may Qesignate by no�icrta Bonower as proviaed Etrein.Any notice provided for in this <br /> -1 - - - � Security Icut�ument sIlall De Qcemed to nave 6ten given to Borrawer or LeaQer whee ven in eRe manner Qesi � � <br /> �t gnateGnere3n. i-.__._ _ .----•-...- <br /> ' � .', f� <br /> ; 1 <br /> . . . . . � <br /> �. . , e . <br /> � • . . <br /> • � .ti.. , . � .. _ _ _ _ <br />