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I <br />ra <br />v <br />= y <br />rn <br />o <br />t.r <br />' n <br />1'7'1 CA <br />O - 4 <br />c'' <br />C:) ta. <br />M D <br />n y <br />�.. <br />a <br />o <br />7C 2 <br />M <br />Ci is <br />rr, -) -� <br />D t 7 <br />CD N <br />r-t <br />co <br />A <br />N <br />� <br />N <br />CD <br />Ul <br />d <br />recorded <br />C0 <br />MORTGAGE <br />HOMELAND <br />600 E. CARMEL DR., #110 <br />CARMEL, IN 46032 <br />ATTN: MAUREEN MAIR <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST JOHNSON <br />LOAN #: 35605 <br />DEFINITIONS PIN. <br />MIN: 100304300000382213 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 20, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is GREGORY L. JOHNSON AND ANN -MARIE JOHNSON <br />HUSBAND AND V.71 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HOMELAND MORTGAGE COMPANY <br />Lender is a CORPORATION organized and existing under <br />the laws of INDIANA Lender's address is 600 E. CARMEL <br />DR., #110 CARMEL, IN 46032 <br />(D) "Trustee" is Old Republic National Title Insurance Company <br />7980 Clayton Rd., Ste. 211, St. Louis MO 63117 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MEWS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 20, 2004 <br />The Note states that Borrower owes Lender <br />NINETY -TWO THOUSAND FIVE HUNDRED AND 00 /100 <br />Dollars (U.S. $ 92, 500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than SEPTEMBER 1, 2024 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />DOCUKNEI (Page 1 of 14) <br />DOCUXNEI.VTX 06/10/2004 <br />I& <br />