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' _ <br /> - - - _ • ` $OZiR091tER UOVENANTS thait$o�rawer Fs�lawful[y�setsed af die e�ssate he�iay.conveyed andt has"thc s�igl?t to gt�'� �. , <br />= �- � aad convey.the Pmp�Cty and tHai the�Pm�ty cs nno�d exapt for ea�of reoars� �alrower��aazrunts aaal �. -: ° ` <br />_ - � w�1I defe�d gen�rally�8�e dtle tQ•t1�e Ptapetty ng�iassai�.ctaims�dra�ds.sub}e�t to eoy enca�u�h�aacesoYr�a�.;:��; ` .` _- <br />= ' 'FHIS S�URF1'Y 1NSIR�IT�mbi�es rmnfom��oovenaats fas,i�n�t a��d na��ifor��s wa't#� - - - <br />_ '� • li��vari�ons 6y juxis�ction to caz�stituts a tmifa�m secaniy iastrument cov�g�1�Srop�tty. . _ <br /> _ ``�'�3�'�:�;�.� ' . - - <br /> h -� : . U�3�RMt30�i�'Sa�aowe3and�cou�i«��s�folfarr� -- _ _ --- -=_----_ <br /> � , : r,,,,� �' 1. pl�yment e�8�Ia�,pai$a�l�nS�artsi;�ceP�Y�frt3 stwi Late� Baao�ver shall�romP�Y PaY whaa due t�e _ <br /> ^'"���h,�.a.�,.�.� �ipaL af aa�inte�ess en ih�d�tevid�edb3►ths'Kats and anY P�S�'��A���dus nridert3�e Note. <br /> ;"����'�r_�;` _ � Ei�s for'I�a�ra�nd t�rano� Snblect to�iicable!nw or to a wd.ttrti:ivaiv�_by I.eader.BOTlDWC�tfiR�I FaY� <br /> rt: <br /> '.��;�`��>:r. : : Lender un the d�y aaunthly p�Ymznts aie d¢s�der�e Nor�until�e.T�tafa:l��ai�iir_fuiL.a su�(`.7;�icx°l'?'f�s::(al�,Ye�Y <br /> - �,'::;rt::,;�=�;,� taaes aad ass�ssments�vh�ch teay attaia P��itY over this s�ity��i�aa a Iiaii�iii.�e��ra�ma�ir;.t���Y'���'�" �� <br />" •Y:=e��.=;_=�:_.��. g or gXaimrl �on t1�Propemy,if.a�;t�1 Y����i?�'oi�Y;:�`��"t�7:`X�►:,� . - <br />- � y�•�::;s �n:';' - " � i��gremivms.if aa3+(e)Y�J+�a�tgage i�uaare p�.��aY��.�:��.�Y sufns:p�y�Iti�Uy'..�}�4Y,�.��' . . - <br /> '.��t�`��� ' `' Li•neadQr,in�a's'^co'radpaa,,,o,�e,,.w3}D�z,,,��tir�e pm�,v„i.s�io,,.n,s of p��;��pin 1l1ie,u ofdt`�-pT.7ayiqn�ni:r�y:r,f,�taxtgage�♦ p=�pzr�n�3yi��,. . <br /> °y�� -- I �7,, i )W��i.�GLLW LILZIl�LiR4II.r iF+LYW++±�Yy���r�f.f�'^•�ll�. �Ll71L�.�i1J,S���Q�f`�..��,"t',^,��.L"'"��1p� ���j�y�,�m* �J " _ <br /> ;� ifY��S ���1 �i✓ �7S�'��R2 �� � T� �l!8�/71t f�t�d lit�.,�l1eA��ctWai: ,,. ''`'. -_-_. <br />_�,��2}� f r ,�� zr• amouat a temder foz a t'gd��jt rel2ted raaitga,ge-�oa�4 maY�i� ��: . <br /> ��, '�' `���;� .. F.state Settlement procedit�s Ac�.,of�'t.A�:�a�tended 5om time tn time�12 i�S.C�;��et seq�..(°�tSSPA�.�mless�nu�' -, <br />�. -;�`� �� 2. If s=�I.en�nm�Y,araaY tim�,i�'�2ect snd�ol�!�ttds in���unY no#�.•� '` . �_�r.--. . <br /> ��,J•.� it��v tDat app2ies to t1�1�#uifs�a�k� <br />_��� '�.,. % ��;; exceed the iesser amom�t., Lende��'�att�ate the amourit af Rands due�ni'�,t�t basis of cua�nt data aad reasoaab3�': N,__�..m-_. <br /> �= `,•,,:��s���;• esmnates of eapenditru�caf'�Fscrow Items or othecwise in eccosdanoe wii��cable law. . - - - <br />'��Y�.'. ; ,�'y�`.�i�ti,.r;,s , , 74te Fvnds shall be he2�in an imstim6on wgos�depos�ts a�3ns�ued by a federal agency.insdumeatalit9•or entisY --_ - <br /> ' � epos <br /> ��-'� , `, :�,f- �p; (including icnde�'.if i.ettdet is.sacb aa institufion)or aQ any�T�erat;�me Loan$ank. Lender sball appiy the l�mds to pa:,. , <br /> , � . , <br /> } . <br />_ . . . ., .. - --�--- -- -�- - - - - - - - - - :.-....-- - <br /> �. . . ��, i ' d�Est�uw�teaos:�i.eud�rznaynot zhaige Boisowerfor holding:,�mEi,t}�p1YinS d�e_Punds,- Y Y�S e . ` . <br /> _—, `.�,��^�;;.:�f! <br /> 1,,.. accoimt.�verifying the Escrow Items,untess Lender pays Baad�:.t�';pntear�st on the Fands aad applicabie taw �`,�:;s°,;; <br /> ... �.Y�. �.,..,<... <br />� Leade�to mabe sach a c6�ge. However,Lendei may require Sonq?+rC��to�r,a;one-time charge for aa �`t:,, <br /> '� independeat�..,"% <br /> " tax i¢poiting seivice ased by I.ender in cannection with tbis loa�:�;^ le taw pmvides otherc�isQ. Unless at4'``. <br />�°'. '`• , .�::, agt�eeernent is made or app'.icable law requites interest to be paid,I.�cs�'�-iiaC.�'��nimd to pay Botmwer any inteiest or • _ _ <br /> •�'.. .-"."�'_. ,. . . eatnings onihe-Fuads. B�itawer and Leader may agcee tn writit�:1'i�1�' �� sbalt�e paid on the Ftinds. I.euder.'. ... • �� <br /> . :',�yi. sbaU give to Bor�awer.without cbarg�,an.annt�af aa:ounting of I�ia�1�11� � , ����c�edits and debits to tt�e�imds and the;,� . ���4=: <br /> , t��3���g <br /> . �:��,�� putpose for wtuch each debit w the Fuuds was made. 'Ihe Fimds�8�tsi_.�r�"�3i�s:=zddi�onal sec�ity foi all smios secuired�:;;;�,•,. � � <br />- - . . ��' •,this Sectuity Insuumestt ,�r.�:;. , �.,,., ;�,.;1. <br />- ' If the Fundc 1n�id by Ixnder exceed the amounts�ie►mitt,eel Zo 6e held i�'applica6le law,Lender.s�'�3i.�couat tar�.:. , `� ,� <br /> • .. , 3 ,•. <br /> , ��' ..-. _ , ', i�b�orower for the eacess Funds in accordance with dte requiremenfs of applccable�Iaw. If the amount of�i�nds deld by .' l., t.:= <br /> .�:,.° <br />_ ::�: .II.euder at any time is not sufficient to pay the Escrow Items whEa d.�e,L.CABCf QIB�/SO AOtI�BOAORCt 1D uv�itt4r�g,r.n�,�ut:�:;:r� ';`,>:,:�!� :�, <br /> • . � . ':':° such case'8omower shaU pay to Lender the amount necessary u�ss:?te nP the defiaency. Botrower shall iaake up dneE;,��'`�;;�, . <br /> ' '" '� • deficieacy in no more than twelve mantiily payments.at Lenders soT��'cscretion. . . <br /> .j:..,. ;: <br /> [T paymeat ui full of,all su�ns secured by tLis Seeuriry Iactnmment,Lender shall pmmpdy c�eefund c�;�urrower any +; . <br /> - - -`�--�- --- , fl'ands h�ld by Len�er. if;under paiagraph 21.Lender shati acquiie or self the i'sngecty,La�der,Prior w dt�aoq�isitiaa or ���'� <br /> - +� � .� sate of t����openy.shaU apply any Funds fteld 6y I.eader at the time of acquisition or sale as a credit agsiast the sums � <br /> �� '.. . s,�red.t��+tk�is Security[astrumenG ' `'`�'` ;� <br /> t.},r <br /> � ' 3. � 1lcat�on oY Pa etrts. llnfess licable law rovides o�rise,aU yraents teceived b Lender under �`�','�,� :`° <br /> ➢�P Y� aPP P Pa Y ••.rr,,� ',;� :r- <br /> �-•.- - ,, paragraphs 1 and 2 shall 6e applied:fust.to any p�epayment charges due under tlte Note;second.W araoants payable uader ':��;:`;,;�, <br /> � paragraph 2;thir�to inte�est due:foar�h.to principal due:and last,w any late chatges due unQer the Note. -. °:5,�.;.:��,�J1` <br /> '� 4. Cda�s; I3ea� Boicnwer shall a all taues.assessmenu.c es,fines and im sidoas z�'�uEable to tlte '�`•j` �° <br />