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200408397 <br />F. Remedies. If Borrower does not pay PUD dues and assessments when due, then <br />Lender may pay them. Any amounts disbursed by Lender under this paragraph F shall become <br />additional debt of Borrower secured by the Security Instrument. Unless Borrower and Lender agree to <br />other terms of payment, these amounts shall bear interest from the date of disbursement at the Note <br />rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this PUD Rider. <br />[Sal] <br />D ANE E. SPALE -Borrower <br />[Seal] <br />JANET R. SPALE Borrower <br />[Seal] <br />- Borrower <br />[Seal] <br />- Borrower <br />MULTISTATE PUD RIDER - single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3150 1/01 <br />(page 2 of 2 pages) <br />F16456.LMG (5/02) <br />2397 <br />