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<br />[Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sectio 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />August 9, 200
<br />(A) "Security Instrument " means this document, which is dated emu— together with all Riders to this
<br />document.
<br />(B) "Borrower" is MARK A. MILLER AND RENEE J. MILLER, AS HUSBAND AND WIFE
<br />Borrower Is tie trustor under t is ecurity nstrument.
<br />(C) "Lender" is PLATTE VALLEY STATE BANK & TRUST CO t . Lenderisa
<br />organize an exising aws un er t e o THE STA E
<br />T OF
<br />N F R R A S K A en e s address is
<br />en er is the beneficiary under
<br />this Security Instru ment. /0 n,h1
<br />(D) "Trustee" is FIRST NATIONAL BANK OF OMAHA
<br />o T n n e , n n n M A H A NF
<br />RE)(E) "Note" means the promissory note signed by Borrower and dated
<br />owes Lender T W 0 li U N D R E D FIFTY T W
<br />The Note states that
<br />0
<br />Borrower has promised to pay fl:: Is .!;EL In regu ar Periodic Payments and to pay the debt in full not later tnan
<br />^T �0 1 2034
<br />^ . o
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and
<br />all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that a
<br />re executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />rl "Applicable h ef local statutes, regulations, and administrative
<br />riles o ders(tha a the effect of law) as applicable
<br />ll as all applicable final, non appealablejudi judicial
<br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />�other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property;
<br />ii) condemnation or other taking of all or any part of the Property; (iii) conveyance In lieu of condemnation; or (iv) misrepresentations
<br />of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P)
<br />Me eans the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.) and its implementing, regulation,
<br />C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />verns the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA. any (Q) "Successor Borrowers obligations Interest of Born wer"ameanth s Security t Instrument. s taken title to the Property, whether or not that party has
<br />AFTER RECORDING RETURN TO:
<br />PLATTE VALLEY STATE BANK & TRUST CO
<br />MORTGAGE LOAN DEPARTMENT
<br />2223 SECOND AVE
<br />KEARNEY, NE 68847
<br />NEBRASKA — Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Form 3028 1/01 (page 1 of 7 pages)
<br />3028 NE DOT 1 /01 PG1
<br />
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