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<br />Lender will estimate from time to time Grantor's yearly taxes, assessments, leasehold payments or ground rents
<br />and insurance premiums, which will be called the Escrow Items. Lender will use existing - assessments and bills
<br />and reasonable estimates of future assessments and bills. The amounts that Grantor pays to Lender for Escrow
<br />Items under this section will be called the Funds. Lender will collect and hold Funds in an amount not to exceed
<br />the maximum amount a lender for a federally related mortgage loan may require for Grantor's escrow account
<br />under the federal Real Estate Settlement Procedures Act of 1974 (as amended), unless another law that applies
<br />to the Funds sets a lesser amount. If so, Lender will collect and hold Funds in the lesser amount.
<br />Lender will keep the Funds in a savings or banking institution which has its deposits or accounts insured or
<br />guaranteed by a federal or state agency. If Lender is such an institution, Lender may hold the Funds. Lender
<br />will use the Funds to pay the Escrow Items. Lender will give Grantor, without charge, an annual accounting of
<br />the Funds. That accounting must show all additions to and deductions from the Funds and the reason for each
<br />deduction.
<br />Lender may not charge Grantor for holding or keeping the Funds, for using the Funds to pay Escrow Items, for
<br />analyzing Grantor's payments of Funds, or for receiving, verifying and totaling assessments and bills. However,
<br />Lender may charge Grantor for these services if Lender pays Grantor interest on the Funds and if the law
<br />permits Lender to make such a charge. Lender may require Grantor to pay a one -time charge for an independent
<br />real estate tax reporting service used by Lender in accordance with the Secured Debts, unless applicable law
<br />provides otherwise. Lender will not be required to pay Grantor any interest or earnings on the Funds unless
<br />either (i) Lender and Grantor agree in writing, at the time Grantor signed this Security Instrument, that Lender
<br />will pay interest on the Funds; or (ii) the law requires Lender to pay interest on the Funds.
<br />If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender will account to
<br />Borrower for the Excess Funds in accordance with the requirements of applicable law. If the amount of the
<br />funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may notify
<br />Borrower in writing, and, in such case, Borrower will pay to Lender the amount necessary to make up the
<br />shortage or deficiency. Borrower shall make up the shortage or deficiency as Lender directs, subject to the
<br />requirements of applicable law.
<br />When Grantor has paid all of the sums secured, Lender will promptly refund to Grantor any Funds that are being
<br />held by Lender. If, as a result of the exercise by Lender of any of its rights under this Security Instrument,
<br />either Lender acquires the Property or the Property is sold, then immediately before the acquisition or sale,
<br />Lender will use any Funds which Lender is holding at the time to reduce the sums secured.
<br />21. CO- SIGNERS. If Grantor signs this Security Instrument but does not sign the Secured Debts, Grantor does
<br />so only to convey Grantor's interest in the Property to secure payment of the Secured Debts and Grantor does
<br />not agree to be personally liable on the Secured Debts. If this Security Instrument secures a guaranty between
<br />Lender and Grantor, Grantor agrees to waive any rights that may prevent Lender from bringing any action or
<br />claim against Grantor or any party indebted under the obligation. These rights may include, but are not limited
<br />to, any anti - deficiency or one - action laws.
<br />22. SUCCESSOR TRUSTEE. Lender, at Lender's option, may from time to time remove Trustee and appoint a
<br />successor without any other formality than the designation in writing. The successor trustee, without
<br />conveyance of the Property, will succeed to all the title, power and duties conferred upon Trustee by this
<br />Security Instrument and applicable law.
<br />23. OTHER TERMS. The following are applicable to this Security Instrument:
<br />A. Riders. The covenants and agreements of the following riders are incorporated into and supplement and
<br />amend the terms of this Security Instrument.
<br />ADDITIONAL ESCROW PROVISIONS. In the event that this Security Instrument provides for an escrow for
<br />taxes, assessments, leasehold payments or ground rents and insurance, Lender shall have the right to
<br />escrow such amounts as provided herein but shall not be obligated to establish such an escrow. Although
<br />Lender may not require Mortgagor(s) to escrow funds at the time of execution of this Security Instrument,
<br />Lender shall have the right to require Mortgagor(s) to comply with the escrow provisions contained herein, at
<br />any time, by written notice to Mortgagor(s). The written notice shall state the date on which such escrow
<br />payments shall be due and payable, where payments shall be made and the amount of such payments. Said
<br />notice shall be sent not less than fifteen (15) days prior to the due date of any such escrow payments.
<br />Mortgagor(s) acknowledges that if this Security Instrument is given as security for a commercial loan the
<br />provisions of the federal Real Estate Settlement Procedures Act of 1974, as amended, are not applicable to
<br />the escrow provisions of this Security Instrument. In addition, in the event that Lender agrees to pay
<br />Mortgagor interest on the escrow funds, Mortgagor will not be obligated to continue to pay interest on said
<br />RTS Business Holdings Inc.
<br />Nebraska Deed Of Trust
<br />I Ll4X rol I i k a00704400004160010081204Y
<br />°1996 Bankers Systems, Inc., St. Cloud, MN E-15L—�
<br />Initials
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