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DEED OF TRUST
<br />v
<br />MIN: 1001465- 0500181942 -5
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 5, 2004 together
<br />with all Riders to this document.
<br />(B) "Borrower" is JAMES D BROOKS AND SHARLON S BROOKS HUSBAND AND WIFE
<br />AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is EQUITABLE MORTGAGE CORP
<br />Lender is a MISSOURI CORPORATION organized
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 2 0 4 N. WALNUT ST. , GRAND I SLAND , NEBRASKA 6 8 8 01
<br />(D) "Trustee" is GARY D BYRNE, A MEMBER OF THE NEBRASKA BAR
<br />ASSOCIATION
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 5 , 2 0 0 4
<br />The Note states that Borrower owes Lender ONE HUNDRED EIGHTEEN THOUSAND SEVEN
<br />HUNDRED FIFTY AND 00/100 Dollars (U.S. $ 118 , 750 . 00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />SEPTEMBER 1, 2034
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property.
<br />(IT) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />A
<br />C)
<br />c)
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
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<br />GRAND ISLAND, NEBRASKA 68801
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<br />Loan Number: 0500181942
<br />[Space Above This Line
<br />For Recording
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<br />DEED OF TRUST
<br />v
<br />MIN: 1001465- 0500181942 -5
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated AUGUST 5, 2004 together
<br />with all Riders to this document.
<br />(B) "Borrower" is JAMES D BROOKS AND SHARLON S BROOKS HUSBAND AND WIFE
<br />AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is EQUITABLE MORTGAGE CORP
<br />Lender is a MISSOURI CORPORATION organized
<br />and existing under the laws of NEBRASKA
<br />Lender's address is 2 0 4 N. WALNUT ST. , GRAND I SLAND , NEBRASKA 6 8 8 01
<br />(D) "Trustee" is GARY D BYRNE, A MEMBER OF THE NEBRASKA BAR
<br />ASSOCIATION
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 5 , 2 0 0 4
<br />The Note states that Borrower owes Lender ONE HUNDRED EIGHTEEN THOUSAND SEVEN
<br />HUNDRED FIFTY AND 00/100 Dollars (U.S. $ 118 , 750 . 00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />SEPTEMBER 1, 2034
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property.
<br />(IT) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider ❑ Second Home Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider ❑ Other(s) [specify]
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial
<br />opinions.
<br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic wd cmag4c -1362
<br />Form 3028 1 /01 Page 1 of 10
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