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V1 WBCD LOAN # 500214825 <br />To the extent permitted by Applicable Law, Lender may charge a reasonable <br />fee as a condition to Lender's consent to the loan assumption. Lender also may <br />require the transferee to sign an assumption agreement that is acceptable to <br />Lenderand that obligates the transferee to keep all the promises and agreements <br />made in the Note and in this Security Instrument. Borrower will continue to be <br />obligated under the Note and this Security Instrument unless Lender releases <br />Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender <br />shall give Borrower notice of acceleration. The notice shall provide a period of <br />not less than 30 days from the date the notice is given in accordance with Section <br />15 within which Borrower must pay all sums secured by this Security I nstrument. <br />If Borrower fails to pay these sums prior to the expiration of this period, Lender <br />may invoke any remedies permitted by this Security Instrument without further <br />notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Adjustable Rate Rider. i VL 66J,54 <br />i <br />GIFT kACHfWENY1kA D to <br />MULTISTATE FIXED /ADJUSTABLE RATE RIDER -WSJ One -Year LIBOR - Single Family- Fannie Mae Uniform Instrument <br />Form 3187 6/01 <br />© 2001 -2002 Online Documents, Inc. Page 3 of 3 F3187RDU <br />08 -11 -2004 13:19 <br />