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V1 WBCD LOAN # 500214825 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />ry <br />IT1 <br />o <br />s <br />o � <br />a <br />z <br />T <br />CD <br />C <br />Z <br />rn <br />CL <br />r� <br />CD <br />n <br />c <br />p <br />M <br />(Tl <br />n <br />M <br />t7 <br />CD <br />(n <br />3 <br />r <br />r <br />co <br />C <br />cn <br />cn <br />O <br />CZ <br />(D <br />Cn <br />U <br />r+ <br />CA <br />M-' <br />z <br />Cn <br />1171 <br />O <br />C"! <br />H <br />After Recording Return To: <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 48098 <br />FINAL DOCUMENTS, MAIL STOP <br />W -530 -3 <br />V1 WBCD LOAN # 500214825 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />M <br />IMIN 100052550021482517 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 12, 2004, together with <br />all Riders to this document. <br />(B) "Borrower" is GIFT MACHIWENYIKA Single Man, AS HIS SOLE & SEPARATE PROPERTY. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is SIMPLICITY MORTGAGE CORP. <br />Lender is a CORPORATION organized and existing <br />under the laws of IOWA. Lender's address is <br />2615 86 ST, DES MOINES, IA 50322. <br />(D) "Trustee" is <br />Gary D.Byrne,a member of the Nebraska Bar Association. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 12, 2004. The Note <br />states that Borrower owes Lender *****ONE HUNDRED THIRTY TWO THOUSAND NINE HUNDRED AND N01100 <br />*************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** <br />Dollars (U.S. $132,900.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1, 2034. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: <br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 <br />08 -11 -2004 13:19 <br />ry <br />IT1 <br />o <br />s <br />o � <br />z <br />CD <br />rn <br />CL <br />c <br />CD <br />p <br />-., <br />(Tl <br />M <br />t7 <br />CD <br />(n <br />3 <br />r <br />r <br />co <br />C <br />cn <br />cn <br />O <br />CZ <br />(D <br />Cn <br />U <br />r+ <br />o <br />M-' <br />z <br />Cn <br />O <br />M <br />IMIN 100052550021482517 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 12, 2004, together with <br />all Riders to this document. <br />(B) "Borrower" is GIFT MACHIWENYIKA Single Man, AS HIS SOLE & SEPARATE PROPERTY. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is SIMPLICITY MORTGAGE CORP. <br />Lender is a CORPORATION organized and existing <br />under the laws of IOWA. Lender's address is <br />2615 86 ST, DES MOINES, IA 50322. <br />(D) "Trustee" is <br />Gary D.Byrne,a member of the Nebraska Bar Association. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 12, 2004. The Note <br />states that Borrower owes Lender *****ONE HUNDRED THIRTY TWO THOUSAND NINE HUNDRED AND N01100 <br />*************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** <br />Dollars (U.S. $132,900.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1, 2034. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: <br />© 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 <br />08 -11 -2004 13:19 <br />