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V1 WBCD LOAN # 500214825 [Space Above This Line For Recording Data] DEED OF TRUST ry IT1 o s o � a z T CD C Z rn CL r� CD n c p M (Tl n M t7 CD (n 3 r r co C cn cn O CZ (D Cn U r+ CA M-' z Cn 1171 O C"! H After Recording Return To: FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 FINAL DOCUMENTS, MAIL STOP W -530 -3 V1 WBCD LOAN # 500214825 [Space Above This Line For Recording Data] DEED OF TRUST M IMIN 100052550021482517 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated AUGUST 12, 2004, together with all Riders to this document. (B) "Borrower" is GIFT MACHIWENYIKA Single Man, AS HIS SOLE & SEPARATE PROPERTY. Borrower is the trustor under this Security Instrument. (C) "Lender" is SIMPLICITY MORTGAGE CORP. Lender is a CORPORATION organized and existing under the laws of IOWA. Lender's address is 2615 86 ST, DES MOINES, IA 50322. (D) "Trustee" is Gary D.Byrne,a member of the Nebraska Bar Association. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated AUGUST 12, 2004. The Note states that Borrower owes Lender *****ONE HUNDRED THIRTY TWO THOUSAND NINE HUNDRED AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $132,900.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2034. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: © 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 08 -11 -2004 13:19 ry IT1 o s o � z CD rn CL c CD p -., (Tl M t7 CD (n 3 r r co C cn cn O CZ (D Cn U r+ o M-' z Cn O M IMIN 100052550021482517 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated AUGUST 12, 2004, together with all Riders to this document. (B) "Borrower" is GIFT MACHIWENYIKA Single Man, AS HIS SOLE & SEPARATE PROPERTY. Borrower is the trustor under this Security Instrument. (C) "Lender" is SIMPLICITY MORTGAGE CORP. Lender is a CORPORATION organized and existing under the laws of IOWA. Lender's address is 2615 86 ST, DES MOINES, IA 50322. (D) "Trustee" is Gary D.Byrne,a member of the Nebraska Bar Association. (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (F) "Note" means the promissory note signed by Borrower and dated AUGUST 12, 2004. The Note states that Borrower owes Lender *****ONE HUNDRED THIRTY TWO THOUSAND NINE HUNDRED AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $132,900.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than SEPTEMBER 1, 2034. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 30281/01 Initials: © 1999 -2004 Online Documents, Inc. Page 1 of 9 NEEDEED 0402 08 -11 -2004 13:19