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<br /> -=-- —° TOC)�THHI�WITH cill t�a imJ�rovc�nc�u�t nuw or Itcreuft�:r crectcd an the pro�erty.and all ensement�,apptutennncta,
<br /> _—__--=-__-.�= nud fixtures now or hercaRcr o part af tlte prepeny. A11 repinccmentR nnd nddidons shnll nl�o be covercA by this Stcurity
<br /> In�uumen� A110�the forcgoing ie rcferred ta In this Seauriry Inswment es tha"Propeaty."
<br /> Bd12ROWER C�YGNAMfS that 8onower is lawfuily seieeci af the estnte he�eby conveyed and hns the right to grn�n
<br /> _� nnd convcy t!!e Prc� rty nnd that iho Froperty is unencumbercd,except for encumbmnces of record. Borrowcr wc�rranta nrd �
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<br /> ---""`� will defend gene.rui y tha dt)n to tho Property agulnet all clain�s Und de�nands,subJect ta any encumbrances of record.
<br /> THIS SECURt'CY INS'fRUMBN'�' combirtsa uniform covonants for nadonal use uttd non-uniform covenants with
<br /> - -.- _-_`_"•�� llmited vnrlfldoa5 by Joriadir.itnn to cRnstitiita n unifbrm secudty inatrument coverinB reul property.
<br /> _ -_-—_� L'id1Fv�A�OV�NANT�. Earto�.�ans!l.�t�er coee�!e��a�co na f�llotva: �--,
<br /> ---i;;4:s� 1. Poyment oi Prittclpal on�Iatsrest;Prepayment wud Late�harges. aoaower ahsili pmra�tly pay when due t�e
<br /> __-_-;� prutoipul of nnd interast an the debt evidoaced by th6 Note and any prepuyment and late ch3rges due under the Note.
<br /> --=�ti� 2. Fnnd$for 7hxes And Inxurenre. Subject to applica6le law or w a wrItten waiver by Leader.Borrowcr shatl pay to
<br /> �_;_���;�� Lender on the duy monthly payments aro due under the Note.until the Note is paid in full.a sum("F1�nds")far.(a)yearly
<br /> =.�=,n,.� taxes and assessments whlch may utWn pdorlty over thts Serurity Insaument as a Uen oa the Pcopetty:(b)yearlY leasehold
<br /> -=-��� �ayments or ground rentti on the Property, iP nay: (c) yearly hc�zzsrd or property insurance premiums; (d) yearly fload
<br /> `"�:z�� �nswartce premiwns, if any:(e)yearly mortguge insuraace premiums. if any;and (�eny sums payable by Barcawer to
<br /> �"'R'��" LendBr.in accardnnce wttl�the mvlsions of ru h 8.in lieu of the a ment of mon age insus�►ce remiums• Tdese
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<br /> �;;_s�:,��:��.�. Iteme ate calted"Escoaw Items." Leader may.at any il�ne.collect and hold Funds in an amouat noi to excc�d the maxi�nurn
<br /> '''"'•� a�ount a lender fer a federally related mottguge loan may requ�re for Borrower's escrow account under the fedetal Real _
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<br /> _-�:�,���F�w`;� Fstate Settlement Ptocedunea Act of 19T4 as ameaded from�me W Hme. 12 U.S.C.$2601 et seq.( RESPA ).untess another
<br /> � `�•=='��-'��� law that a ltes to the F1mds sets u lsss�r amoun� If so.Lender ma .at an time,collett and hotd Funds in au su►ouat aat to
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<br /> . exceed the lesser amaua� Lender may estimate the smoun!af�unds due on the basis of cument data and reasonable
<br /> • � • �>. estimates of expenditiues of future 6scrow Itema or otherwise in accordartce with applicable taw. • ___
<br />_.��_4-� ; � � The Funds shall be held in an instituGon whase deposits are insured by a federal ageacy. iusuumentality,or endty
<br /> �k,;. . (induding I.ender.lf Lender ts such an insdtutton)or in any Federal Home Loan Bank. I.ender shall apply t6e F�nds to pay �N�-
<br /> ���Y�� � • the Escrow Items. Lender may not charge Borrower for holding and applying the PUnds.annually analYzing the escr°W - -
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<br /> '::,�>:�: '. � • aocoant,or verifying the Escrow Items, unless Lender pays Borrower interest on the F�ads aad applicable law pem�its �"`
<br /> "'�' ' `` Lender w make such u charge. However,Lender may requine Borrower to pay a one-time charge for ar► iadependeat real
<br /> - ,. ��'>�a���I�' estate tax reporttng service used by L.eader in connecHon wlth this loan,unless applicable law provides odierwise. Unless an ��
<br /> �Y�'� a ment is made or a licable law wres interest to be ud,Lender shall not be uired co a Bornower an iaterest or j"`
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<br /> ` earnings on the Funds. Borrower and Lender may agree in writiag,however.that interest shall be paid on the Punds. I.ender J ,`�
<br /> �'� ' • shall give to Borrower.without charge,an annuaI accounting of the Funds.showing credits aad debits to the Funds and the -._
<br /> " ' ., purpose for which each debit to the Punds was made. The Funds are pledged as addidonal security for aU sums secut�ed by °~�_,
<br /> � this Security[nstrumgitG '�v-:
<br /> - - -. ,. - . - - If IIIC FUIS�S I1L�I�L�y L�_'I!�?�f_'!(C�_'�� II1P AIY�n��i��C �,ermitted to be held by applicable law. L.ender shall account to -_-__
<br /> Borrower for the excess Ptrnds in accordance with the requinements of applicable law. If the amount of the Funds held by """"'
<br /> L.ender at any time is not sufficient to pay the Escrow Items when due.I.ender may so notify Borrower in writing,and. in �r'''=
<br /> � such case Bomower shall pay to Lender the amount necessary to mal:e up the deficiency. Borrower shaU make up the
<br /> '�t�•'"' deficienc��in no more than twelve monthly payments,at Lender's sole discreNon.
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<br /> � �;�t;� Upon payment in full of all snms secured by this Security Instrument,Lender shall prompt�y refund to Bocrower amy •
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<br /> .'�,.t4;��� Funds held by Lender. If,under paragraph 21,Lender shall acquire or sell the Prnperty,I.ender,prior to the acquisirion or
<br /> _ ___ sale of the Property.shall apply any Funds held by l.ender at the time of acquisition or sale as a credit against the sums ,;,,;
<br /> �,� � secured by this Secwity Inswment. �_`"'
<br /> ,;�;<;�;;J.. 3. Appllcation of Payments. Unless applicable law provides othenvise,all payments received my Lender under �
<br /> , '.�5?;,�;���`.�' paragraphs I and 2 shall be applied:first,to any prepayment charges due under the Note;secand,to amounts payable under •e
<br /> �� paragraph 2;thud,to interest due;fourth,to principal due;and last,to any late chazges due under the Note. ''
<br /> ' 4. C6arges; Liens. Borrower shull pay all taxes,assessments, charges, fines and impositions attributable to the
<br /> ��;:�j. . Property which may attain prioriry over this Security Insuument,and leasehold payments or groand rents,if any. Borrower 1••
<br /> shalt pay these obligations in the manner provided in paragraph 2,or if not paid in that manner,BoROwer shall pay them on ,
<br />;:��,� � time dinecdy tu the person owed payment. Borrower shall promptly fumish to Lender all notices of amounts to be paid under
<br /> ; . this paragraph. If Borrower makes these payments directly.Boaower shall promptly furnish to Lender receipts evidencing
<br /> the payrtients.
<br /> •' Borrower shnll prompdy discharge any lien which has priority over this Security lnstrument unless Borrower.(a)agrees
<br /> `•�x, in writing to the paymant of the obligation secured by the lien in a manner acceptable to Lender,(b)contests in goad faith the
<br /> "�+. lien by.or defends against enforcement of the lien in,legal proceedings which in the Lender's opinion operare to ptevent the
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<br />- ;�s;;�,;.:� enfotcement of the lien;or(c)secures from the holder of the lien an agmement satisfactory to Lender subordinating the lien
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<br /> .j.,,�;,;��.,, to this Securiry Instrument. If Lender determines that any part of the Property is subject to a tien which may attain prionty
<br /> t-���' over this Security Instrument,L.ender may give Borrower a notice identifying the lien. Bonower shall satisfy the lien or ta3ce
<br /> , one or more of the acuons set forth above within 10 days of the giving of notice. •
<br /> '? . 5. Hazard or Property Insucgttce. Borrower shall keep the improvements now existing or hereafter erected on the
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<br /> r Property ins�ued aguinst loss by fire,hazards included within the term"extended coverage"and any other hazards,including �
<br /> floods or flooding,for which Lender requims insurance. This insurance shall be maintained in the amounts and for the
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<br /> _ ., Form 3D18 9I90 lPagt?af 6 pnges)
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