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<br /> ' �"����"'� '1'OUE3'i'11�R WITN ap tiio im{reoaeanemts naw ur herenfcer ercxtcd un thu pruUeny,nnd��II ci�se�nent�.c�ppu�tcnu�tec4,
<br />-n-��,_��:;F,�.Y;.`� nnd flxtuTCS n��w on c�re�Rcr a part of tha pmperty. All rcpinccnicnt� iird addltians�hnll ulsa I�c rnvcrcd by thle Sc�utity
<br /> _----� .!�r�'� l�stn�mcnt. All uf tho farcgaing ix rofeited to in thie Security I�strumcnt as�ho"Praperty."
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<br /> � BORR01N8R(Y�VBNAN7'S th!�t A�rrc►wcr ix lawfully ticfRCd of thc estntc hcrcby cnnvoycd und�as thc right ta grnnt
<br /> � s��=,;;•.::;,�i; nnd r�nvey the Pmperty and thut the!'mperty ia unenaumbered,exrept for emeumbrcutces of recard. Aarrawor wnr�antK and
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<br /> ��-�����`°"''k'�F�� wiil defcad geRCmlly tho tiQe to the Property nguinst all claims and demands.sub�ect to any�ncumbnuues of record. _
<br /> �� � ."�.• • THIS SGCUYiITSY INSTRUML�NT combines unifarm covenant� far nutionnl unfl und �wn•uniPorm coveiruit� w1Qt v���'�-�
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<br /> ;. • .. ,�. 11mIted vnrlattona by Jurisdicdon to consdtute a aniform secudty instrument covering real property.
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<br /> , UNIFORM COViENANTS. Horrower�nd Lender covennnt and agree as follawa: =�__
<br /> ' ,, :�, i. Payment of Prindpnl end Interest;Prepayment end I.ate Charges. Borrower shap promptly pay when due the �-��
<br /> , ' prIncipat of and iatetest on the debt evidenced by the Note and any prepuyment and late chnrges due under the Note. ��
<br /> ' Z. Fac�ds[or lbxes nad lnsuruuce. Subject ro ppplicuble law or w a wrltten w�iver by Lender.8orrower shuU puy to �.,'�, __
<br /> Lender on the day monthly payments are due under the Note.until the Note is pnid in full,a sum("Funds")for.(a)yearly �";:-�z_- �
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<br /> taxxes and assessments which cmay attaln prlority over this Secwi�y I�strumemt as a lien on tho Pt+nperty:(b)yearly Ieasehold �""�-�-�-
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<br /> �ants or �-��LL-.-
<br /> dsay Snom�d r�n3s om uPe$ Ptogert}�. lf any; (c)yearly hazand or �property insurance premiums;(d)yeurly flood � „-__
<br /> .. ieesw�at�e premiumas,iG amy: Qe)YeaQly moz4gage insanraiece premiums. if a,ny: and(� any sums payable by Borrower to �"�--- —
<br /> • Lendzr,in accordance �vith th�pravisioas of pacagra�h 8,in sieu of th¢ps�gnnent of mortgage jnsurance premiums. 'I�ese ��;v M-----
<br /> items are called"Escmw Items." C.ender muy,at any time.colCect and teold 6§�n�s in an amount not w exceed the maximum " •'';T",;'?�-�_-�
<br /> � .• �� ,, aenouc�t a lender for a federally related mortgage loan may r�quit+e for BoArower�escrow account under the federal Real '.,;��,,�'��=— _
<br /> • ' �state Setdement Procedures Act of 197�1 as amended from prtee to time. 12 IIJ.S.�.§26fl1 ep seq.("RFSPA'7.unless a�eother �;..:: "'�
<br /> � !aw that agpUes to the�nds seu a lesser amounR. If so,Lender may,at any lime,collect anc9 hold Funds an an amouat�aot to - —
<br /> ' exceed the tesser amount. I.ender may estimate the amount of Fl�ndts dace on the basis of cunent data and reasonable -
<br /> ,• . estimates of expeadimres of futurc Escrovr Items or otherwise in accordance with applicable law. •. :•-.
<br /> ' ' , The F�nds shall be held ire an instituUon whose deposits are insured by u federal agency, instcumentality,or entity �� �'`�'`'-`'��+oy4'h<.-
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<br /> ' : „ltF�A4�r." (mcl�adiug L,eatder. if Lender is such an insatution)or in any Federal Nome Y_.oan Bank. Lender shall apply the FLnds t�i pay `�'r:--;�,;3;'%`�-
<br /> , ths Esrr.vw Items. I.ender may not charge Borrower for holding and applying the Flmds, annually analyzing the escrow � '��"r'���=r�A_�;:.
<br /> . " accou�� or verifyia�g the Excrow Items, unless t.ender pays Borroweff imrtcrest on the Funds and app�icable law permits •, °��
<br /> " '� Lender to make starh a charge. However,L.endrr may require Boirow�r t�pay a one-time chacge for�n independent real -_ -_-
<br /> �';._sy r, estate tar re�ortin�; sirvice used by Lender i¢e carne�ecdon with this loan. unl�.s applicabbe�aw pn��i�es otherwise. Unless an "_ j� °-_-__
<br /> •'4::,, apreement is rread�or applicabae 11v��eo;n►.�ees iR¢erest to be padc�,Lender sha�l not be rec;,.:�»:r co�my LRorrower any interest or �, "
<br /> ,;;;�';;��1;� eamangs on the�ueads. Bocro�ti��r an;3 Lendea may agree in wridng,however,that interest s�,a�'.I me paid on the FUnds. L¢nder -. �`�°
<br /> `';''`��''�� shall give to Bomin�ti•er,without charge,an aaanual accounting of the Furtnds. sttowing cred:ts and debitc Em the�mds are�t�e ��,:��--
<br /> " • purpose for which @xh debit to the Flu►ds was made. The Funds am pL�crdg�d as additional securIry for�!sums secwird by � '�'—
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<br /> , •,:�.�, Ilf t�e Funds held by Lender exceed the amounts}tertnitted to�e held by applicable law, Lender shull account to ��. �,,,.. ��
<br /> • . � Bomower for the excess Funds in accordance with the requirerrtents of applicable law. If the amount of the Funds held by
<br /> I.ender at any time is not sufficient to pay the Escrow items when due. I.ender may so notify Borrower in writing,and,in •
<br /> such case Botrower shall pay to Lender the amount necessary ta malce up the deficiency. Borrower shall make up the -
<br /> ' � deficiency in no more than twelve monthfy payments,at I.ender's sole di�cretion. '
<br /> . Upon payment in fu11 of all sums secured by this Security Instrument,Lender shaU promptly refund to Bomower any = _
<br /> Funds held by Lender. If,under paragraph 21,Lender.ha11 acquir�e or sell the Propeny,Lender,prior to the acquisition ar � '_�,�-
<br /> sale of the Property,shall apply any Fund� hetd by Lender at the time of acquisition or sale a�a credit against the sums
<br /> securrd by this Scrurity[nstrument.
<br /> 3. Appl[cutton of Payments. Un�e+. applicabtc taw providc. othenviu:, all paymeats received by l.ettder under � :,F�
<br /> paragraphs !and 2 shall be applied:fint,to any pmpaymene charge.dua:under the Note:tecand,to amounts payable under - -
<br /> paragraph 2;third,to intcrcst dur:fourth,ta prinripal duc:and la�t.to any late charge�due under the Note. � �;��:�
<br /> • ' d. Charges; Liens. Borroa�cr�hall pay :dl t:ucc., a..essment,, ch:uges, fines and impaxitions atuributable to [he � : ti-=!'
<br /> . Propeny which may attain priurity o�•cr thiti Sccurity In.trument,and Ica.uhold pa�•ments or grnund mnts,if any. Borro��•cr ' , �•�_,,
<br /> shall pay these obligations in the manner provided in paragraph 2,or if not paid in that manner,Borro�ver shall pay them on ..:
<br /> time dicrctly to the pertion owed payment. Bormw•cr shall pmmpU�•fumixh to Lender atl notices of amounts to he paid under ` .
<br /> , this paragraph. If Borrower mal:ec the+e payment+dimctly.Bormwcr.hali promptly furni.h tu Lender receipts evidencing °
<br /> the payments. "
<br /> Borrower sball prc�mptly ditchazge ang lirn��•hirh ha�prionty o��er thi.Security In+trumeut unle�s Borrower.tal a�rees °
<br /> in writing to the payment of the obligation secumd by the lien in a manner acceptable to Lender,tb)contests in gewd faiifi the
<br /> , - lien by,or defends against enfomement of the lien in,Icgal prckeedings �chich in the Lender c opinion operate to pre��ent the "
<br /> enforeement of the lien;or(c)secures from the holder of the lien an agr��entent satisfactan�to Lender subordinaung the lien ' •
<br /> to this Securiry Instrurreent. If Lender detertnines that any pan of the Prc�pen}•is wbject to a lien��•hich may attain priority ;
<br /> over this Securiry Inslrument.Lender may give Borrower a notice identifyin�the lien. Borrower xhall satisfy the lien ar take � .
<br /> •:�, one or more of the action�set forth abo��e within 10 da�•s ot'the gi��ing of notice. �
<br /> •;��;,,� 3. Hazard or Property Insurnnce. Borro��er.hall keep thr impro�•ements no«•ezixting i�r he�eafier erected on the I
<br /> ' - ' . Property insured again.t locti by fire,haz:uds included «ithin the term"c-xtended ro��ersge"and an�uthcr haisrd.,induding
<br /> r . floods or flooding, fnr u�hich Lender reyuires insuranre. Thic in,uruncc .hall t+e maintained in the amounts and for the 3.
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<br /> Form3028 9J90 ryc�:.Jn�,car� ;
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