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<br /> — - - --_ "i'�DCiGTIi��t WITH�Q the iroprovc�uent5 now nr hereaRer crectcd on the property.and cdl ea.�en�ent»,t,}��yw�enuaccs,
<br /> � end pxtures now ar hrrcafter a part of the propetty. All nplacements and addltlons shell aiso Qe�overcd by thJR Secudty
<br /> --- insttument. All nY thc foregoir.g ia refcrred so fn{hia Securlty Inswment as thc"f'roperty."
<br /> _ . BORBOWER COVENANTS that Botrower is lawfully eclsed of sho�statc hcreby�ra�veyed pnd has the right ta g�Bm •
<br /> and convey the Property und that the P�roperty is unencumberr,d�exc�ept for encumbr�nces of record Dormwer wrurenGg xnd
<br /> — w11I defend genrrally t��e title to t!►e Property against ail claims nud demends�snbject to any encumbrances of record.
<br /> - ---��,. TN�S 9F.�tIR►T'Y INS1RUMiENT combittes �mifoan mvenswts for natian<�t nue erzd non•unSfottn covea�.nts ��I!t� �-
<br /> —_-- , fi�it�cf varlations by jt;�siicKEan to can�tituw a�ml�;m sECUrity ir+�unent covertng ral�,r�'ity. =
<br /> _ 11NtPDRM C.OYFNANTS. 8orrawer anA L,endercovemaRt rur�lr�ren na foll�we:
<br /> -------_- l. Poymeat uf�r�ndpal artd inttrest;Prepayeen�riC s�md!H,�Cm�6srges. Bamuwer ahult pmmptly pny when due the
<br /> ; prIncipal of end'mtere6t on the debt eWdeaoc�d by the l�Qto r�r.d ar,qN�r�yment and tnte churges due under tha Note.
<br /> _-____� Z Funds[o�11�xes and Insurn�tce. Subject to�i���[+921aw or to a written wntver by Lender.Bn�u�rer�f.rall pay to
<br /> _ _________ = L.ender on the day mondily payments are d!�nc under the Note,undl the Note is paid in full.u s�("�ctds'"�ffax:(a)yearly
<br /> • ___��""—: taces and aRSessments wiuch muy utr.�cc�prf.aaity over this Security Insuvment as a lten on th�I�tag�er,Qy;@)�reasEq leasehold �°°
<br /> -__�`y;,,=' pnymeats or ground c�ents an the Fg�qe�r. if any; (c) Yearty hazend or pmper�r ir.ss¢�e premiums: (aUD y�ariY tiood
<br /> _-- °'?';";r'�. ansurance premiume,if Aeny;(e)Yearly mortguge insurance premiuma,if any:�Q�j any sums payable bp ll��tower to
<br /> �="�`";;,�".j � Q,.¢nder.in accordance �vitt��pmvlsions of ara
<br /> p gmph 8.in Ueu of the pnyronen¢af cnartgnge�nsurance premi�:s. 71�esa
<br /> __.;�;;�, oc¢ms ate cniled"Fscnmw IIe¢�na." Lender may,ut any time.collect end hold�eesl's�nei amount rtot to eace�Q¢2 nva�vrne —
<br /> -___ aenaunt u Cen�¢r ff�r a f�tally celated mortgage loan rinay tequire f�r�emmwea��escrow accouat under the ffoder�Il�
<br /> =;,�,� �:state S2t&te�teno�roc�d�eaes Act of 1974 as amended from time to te�ee.D 2 3).S.C.$2601 et seq.("RESPA").t�aE�ss anarh�rr
<br /> __..;'�;,�-";�*� I��v that applies tm the k3�emils sets a lesser umount If so.l.ender may,au any dc�ce.sallect and hold Ftutds Lt sYn�onnt not to ,
<br /> _.. ... - ¢r�ceed the lesser amoun¢. Lender may estimate thP anaauat of l�nda due ou1 t�ra basis of cument data an�9 c+easonable
<br /> "r��.,��.•: �:�,a,,�:_ esWaates of expenditures of futw�e Escrow Items or otkern6se in accordance with A�p:icable law.
<br /> , ' ' • ° The Runds shall Ee held in an insdtut�on whose deposIts are tnsured by a federal agency. tnshumentalIly.or enHty
<br /> _ �� •: (includin�Lender,�f Lender is such aai iastitudon)or in any Federal Home i.oan Bank. L.ender staall apply the Punds to pay
<br /> '�'`,: •'• '}' the Escruw Items. Lender may not charge Borrower for holding and applyfig the Punds.annuaUy analyzing the escrow
<br /> � account,or verifying the Escrow Items,unless I.ender pays Boirower enterest on the F1mds and applIcable!aw pem�tts
<br /> .. � ' Lender to make such a chazge. However.L.ender may requine Sorrower to pay a one-time charge for art independent real
<br /> ` estate tau repordng service used by Lereder in connecdon with�s loan.untess applicable law pmvides otherwise. Unless an
<br /> a�reement is made or applicable taw requires interest to be paid,d..ender shall not be required to pay Botrower any inte�est or
<br /> � �. eamjngs on the Funds, Bomnwer and I,ender may agree in wri6ng,however.that interest shaU be paId on the Funds. Lender
<br /> shaU give w Bomower.without charge.an armual accounting of the II'vna�ds.showing cr�edits and debits to tlee Ftinds and the
<br /> .._ pwpose for which each debit to the HLnds was made. 'Ihe F�u.�are pledged as additional security for all sums sec�md by
<br /> t�tis Securitv Instrumrnt �°:-
<br /> '.�f�`�:° • If the Funds helii by Lender eaceed the amounts permitted to be held by applicable law. I.eader s➢nat! acoount to �
<br /> ��`�� Bomower for the eacess Funds in accordance with the requiremenu of applicable law. If the amount of tP�e�aEs keld by
<br /> ���,'# L.ender at an�y time is not sufficient to pay the Escrow Items when due.I.ender may so notify Bmm►wer in writing,and,in
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<br /> '' ��`�'. � �� : such case �micvwer shall pay to L.ender ths amount necessacy to make up the deficiency. Bormower shald mglce up the
<br /> ,�'�:4`. "``"` deficien �n�a mon than twelve montht ents,at Lender..sole discreaon. �
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<br /> •,:.-.;a;3 Upon payment in ful�af all sums securied b this Securi Inswmen�I.endsr shall m tl refund to�rrower an
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<br /> �-����• Funds hzld by Lender. If,under paragraph 21,I.endzr shall acquire or sell the Property,L.ender.prior to the atwuisition or
<br /> " °' „ sale of tfl�e Property,shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums
<br /> secut�ed by thas Security Insuum:nt. `•'
<br /> 3. Ap�Olacatton of Hayments. Unless applicable law prmvi�es otherwise, a11 payments received by I.ender uutder '
<br /> paragraphs t and 2 sha11 be applied:first,to any prepayment charge�du�under the Note:second.to amounts payable under
<br /> , , paragraph 2;third�to interest due;fourth,to principal due;and last,to any late charges due under ttie Note.
<br /> 4. Charges; �.iens. 8orrower shall pay a!I ta�ces, assessments,charges, fines and impositions attributaQrle to the
<br /> , „ Property which may aMain priority over this Securiry Instrument.pnd leasehold payments or ground rents,if any. Bomower
<br /> � shall pay these obligations in the manner provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on
<br /> ,,,,�,f time directly to the person owed payment. Borrower shall promptly fumish to L.ender all noticea oi amounts to be paid under
<br /> '�C'•''�",:'� this paragraph. [f 8orcower makes these a ents directl Borrower shall rom il fumish to Q.ender reoei u evidencin
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<br /> �,_� the payments.
<br /> � Bornower shal!pr�ea;�d.diycharge any lien which haa priority over this Securit!r Instrument unless Borrow•er.(a)agrees
<br /> ia��vriting to tdie payment of ihe obligation secured by the lien in a rnanner acceptable to Lender.(b)contests in good faith the
<br /> � , Iien by,or det'emds against enforcement of the lien in,legai prceeedirog:which in the Lender's opinion operate to prevent the
<br /> „ enfor+cement o4'the lien;or(c)secures from the holder of the lien an a;c�ement satisfactory to Lender subordirtating the lien
<br /> „ to this Security Instrument� If L.e�ider determines that any part of the P�operty is subject to a lien which may attain prioriry
<br /> ,n��_ over this Security Instrument.Lender may give Borrower a notice identifying the ficn. Borrower s:hxll satisfy the lien or take
<br /> ��,�;,.; one or mor�e of the actions s�t forth above within 10 dayc of the giving of notice.
<br /> ' S. Hazard or Prop�rty Insurance. Borrower shall keep the improvements z�w existin=ar hereafter erected on the
<br /> ��r�S:;'t';' Property insu�d against loss by fire,haaards included within the term"extended mverage"arnd ar..: other hazards,including
<br /> �,'•r;�,�' floods or ttva�Hnng, for which Lender e�evtuees insurance. This insurance shall be maintained m ci�e amounts and for the • �.��,.
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<br /> Form3028 9.50 ��:u:r:nfb/wgtsl � �
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