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<br /> �--'- J.�~ • �'�MY�� _� '�.,---------
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<br /> - -�'� ��ppEI�tER WTfH alt tFio impmvements now or herentter crcct,�d an Qte proyerly.0.R�QII CQSCillClt49�Gj��+UHCiI[lI1CC9� .-..-�.-.
<br /> - and fixteues aow or hercafcer a purt of the property. Atl repinccment�and additione shap�1so bc cr•vcrcd by thiH l5ecotlry
<br /> - -- tnst'rumen� All of the foregotrrg is refeimd to in this 3ecurlty Instrumcnt as the"Ptoperty." _ _
<br /> -=�M��� Bt�ItEtOWFR COVENANi'S that Bonower is lawfully scsised of Uie estuw he�eby conveyed nnd has Q�e ri�lit to IIrant _
<br /> -- and convey the Ptopeity an8 thut tba Property i.s unencwn6�cred,except for encumbrances of record. Borrower warrnnt�and
<br /> --=,;��°---�J��,� will defend generalty the title w the Praperty a�Ainst mll cta,nuns And demaads,subject to any encumbmnces of record• w_i
<br /> _«�.��---- .... ---- ,
<br /> —_= THIS s�CilRiTy �1VSTg1J�1g[�'1' �ombines uaifoma covont�gs fur natio�ial use and�on-unifor.n caveraaau wi ___
<br /> --�.----�� limSted variattotta hy j+uGsalic��n to coasdtute a uaiform security inshuxmen4 cavering real pTOperty. y__�
<br /> `-=�>���.i,'v'„�.' inVIPORM CpVBiJANTS. Bonower and Lender covenant and agec�as ffoDim�rs:
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<br /> -:�:;.�Y . • r. 1. Paytuent oiPrindpn!and Iatereah,Pr�paymentt and Lste C�es►u��, I�a�srower shall pmmptly pay�vhen d�ne E `-----
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<br /> 1!� '•. priaci al of aad intenest on thc debt evtdenced by the Note t►nd any pregaaycn��ni und late�ba�rgas��ee�aead2r the 1�1ote.
<br /> �� ;.; �� '' 2. I+Wnds ior 1laxxes end Insarance. Subject to appltcable law or ta tt wsjtten wniver by I��dea.B�rrower s�a�lD�Y to __
<br /> ,y�,,;? ° " Lendcr an the day t�toathly payments aza due under the Note,untii the Noto is paid in l'ull,a s�m i"��")gor (R)Y��Y i ;
<br /> _.�.�,�,.�., .,;: �
<br /> �,,..,�}�r��.y, ' taices andessessmcntswhich may attain pzIority over this�ecurlty Insuainent'as a tlen dn tt�e P'aopertY;(b)Yearly loasehold �
<br /> ��;e;:`,��a�',r.,>> :g payments ar gmnnd reQts on the Properiy� if any: (a) Yesrly hazard or propertY'insuianca premiums:(d)Yencty flood 1,..,,.._
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<br />_ :..,: �°`•; ..,,.,�: iasurance pnmiwns.if any; (e) Yearly mortgage insurance��aiums,lf any;and tfl any sums payable by 8arr��wer to '�-��':-
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<br /> . ..`-';w=�=� Lender,in accordeacewith the provisions of paragraph 8.in lieu af the gayment of tnortgage insurance premiuu�s. �hese ��;,�:._�=--
<br /> :n �,'��� items are caIle�l"Esemw Items." Lender may,at any time,collect end hold Funds in an amount not to exceed the max3mum =_
<br /> a� �*,`'�'..'' � amount a lender far a federally related modgage loan may require for Borrower's escrow account under the federal Real r
<br /> `� • '�'' Estate Settlement Procedures Act of 1974 as amended from dme to dine,I 2 U.S.C.§2601 et seg.("RESPA'),unlesa ermtheT �±.,i_,•
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<br /> '�:°'`°`<<•r'�„�:t;�: +� law that applies to the Funda sets a lesser amouaG If so.Lender may,at any time.collect aad hold Funds in an amouat not W s;;�,;,�._._
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<br /> `�,�1,t�,,r°.,,'�,,:'�,. exceed ihe lesser amoun� Lender may esdmate the amount of Fands due on p e basis of cur[ent data and reasonable _ c�- _
<br /> �,j�'� ���ij ' esWnates of ex enditmes of future Escrow Items or othen�vlse in accordance with a plicable lew. �Y' _
<br /> .;������''•'' ��'�'��1��:,': The�nds shaU be held in an institudon whose deposits are 9nsured by a federal agency.instrumentality.or endty �`r't -�-
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<br /> �e•,r,f.��•.' (including Ler�der,if Lender is such an insdtution)or in any Federal Home Loan Bank. Lender ah�il apply the Pnnds to pay ';'`4:�-__=•
<br /> �.,.,�:.., . � PP Yi g Y Y� � �•��?�_,,;
<br /> ;;,�:,�� ,_••.. ' � qhe E4crow Items. Lender may not charge Borrow�r far holdin and a 1 n the Funds,a►u►uall anal n tlhe escrow � t=�.=. .
<br /> ��>� • nccount,or verlfyung the Escrow Items, unless Lemmder a�s Borrower interest on the Funds and applicatnle la�+v permits -:;��;�::�-- ,
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<br /> i'';,�:.,: i.ander w xmake such a charge. However,Lender meuy rcqulre Bo�rower to pay a one-time clnarge for an inaDepen�eat real ,'r:�..�:-.:..-
<br /> �� •� ;, estate tax teparting service used by Lendar in ca���¢eon titi�th this loan,unless applicable law puo<<des othervu'ase, ilnless an '1:��:l.�:�
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<br /> ��, y"' . `�� '� j.;. agrexment us naade ot applleable law r¢c�ui�es�nteresII t�be paid.Lencler shall not be required tv��a��H+orrower any int�rest or :,l�
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<br /> ;,jr,�:.,�:�,�, ,:`,,t�' eamingson the�Lnds. Bo�awer ancfl 6.ender may aguee 9ea wrlting,hawever,that intemst sE�al(lt�pu�on ths�}�l�ro�is. Lender �i .j� ;:
<br /> t• . s�nali give to Borrower.�ve¢hoaat cbaege.uu�a�wual t�snuantd�g of tha�lmt�s�show6mg crecl�¢s�.zc�eiebats to t�e 6�um+ds tsnd t�� ��, `' �'ki ti•
<br /> }� ''r�'_ uaamos¢faT��•h�ch eacb�Pbit ao¢Yie�un�s was made. T6ae flnds ar� pl�dged as a.:sii2immal sec�rity for all sums secured by � ( l�"'
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<br /> . °z . =;i Yhis SecutnQ�r Ie�smztnnenG . .
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<br /> If the �:::�:is held by L.ender exceccl ih� amaeceots �vEror'acc¢d to be held by applicable law. Lender shall account to •
<br /> 4�' . Borrower for e�'�e excess Funds in accor��.c.: with tpce rec,�uremenu of applicable law. If the amaunt of the Funda held by .
<br /> � L.ender at any time is not sufficient to pay the Escrow Items when due,Lender may so noafy Borrower in wdting.and,in �t;;-
<br /> � ��� � such case Bocrower shall pay to Lender the amount necessary to make up the de�ciency. Borrower shaU make up the �
<br /> deficiency in no more than twelve monthly payments,at Lender s sole discretion. „
<br /> „ . Upon payment in fuil of all sums secuned by this Security Instrumen�Lender shail prompdy refund to Bosower any
<br /> Funds held by I.ender. If,under paragraph 21,Lender sh�ll acquire or sell the Properry,l,ender,prior to the ucyuisition or
<br /> � ss�le of the Pcoperty,shall apply anY Funds he{d by L.ender at the time of acquisition or sale a5 a credit against the sums
<br /> ° securedby this Security Inswme�t.
<br /> . 3. AppUcaflon of Payments. Unless applicuble luw provides otherwise. nll paymencs received by Lender under
<br /> " parngraphs I and 2 shall be applied:first.to any prepayment charges due under the Note;second,to amountti payable under
<br /> .,, , paragraph 2;third,co interest due;fourth,to principal due;and last,to any late charges due under the Note.
<br /> 4. Charges; lAeng. Borrower shall pay all taxes.assessments, charges, fines and irnpositions attributable to the
<br /> ��'}�?�," Property which may attain priority over this Security instrument.and leasehold payments or ground rents,if any. Borcower �
<br /> ' ,�'� � . . shall pay these obl�gauons in the manner provided in paragraph 2,or if not paid in that manner,Borrower xhaU pay them on
<br /> time direedy to the pecson owed payment. Borrower shall promptly fumish to Lender all notices of amounu to be paid under
<br /> � this paragraph. If Barower makes these payments directly.Borrower shall promptly furnish to I.ender receipts evidencing ,
<br /> ,;,; the paymenu. • ,
<br /> ' . , Bettrawer shall promptly dischazge any lien which has prioriry over this Security Instrument unless Bomower.(a>agrees
<br /> •� in wridng to the payment of the obligation secured by the lien�n a manner acceptable to Lender:(b)contesu in good faith the
<br /> ,�=?�. �� lien by,or defends against enforcement of the lien in,legal proceedings which in the Lender's apinion operate to prevent the
<br /> ''<<�;>` �� enforrement of the lien• or tc)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien j ' ,
<br /> to this Secutity Insuumen� If L.tnder determines that any pact of the Property is subject to a lien which may attain priority , ,
<br /> , • over this Seturiry Inswment,I.ender may give Borrower a notice identifying the lien. Bocrower shall satisfy the lien or take �
<br /> one or more of the actions set forth above within 10 days of the giving of notice.
<br /> • 5, Hazard or Property Insurence. Borrower shall keep the improvements now existing or hereafter erected on the ,
<br /> �`:` Property insured against loss by fire,hazacds included within the term"extended coverage"and any other hazards.including
<br /> '� � floods or flooding,for which Lender requires insurance. 'This insurance shall be maintained in the amounts and for the
<br /> • Form 3918 9A(1 fpaRe 2 nj6 pagesl
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