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<br /> m-'"�y� pertada that l.ettder requirea. Tho inRUrnnce cnrrier provtding the inaurnnce ahaQ be chasen by Borrowe��j���der� �_;rr.�F�:�.�--------
<br /> =--;-'R�� approva!which shall not be unreusonnbly withheld. If Borrower fails to tinufntutn coverage descrlbed abova. Lender muy,at ��.�•;���•�''��_°_
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<br /> Lenderl�option,obtain covemge to protect l.ender e rights in the Pmperty in accordunce wlth puragmph 7. :. :____.
<br /> ' •� " ,'^ All inaumrtce policie�c and renewWs ehnil be acceptnble to Lender and ehall include a stundnrd mortgage clause. I.ender "'�y"' ��;,�':•"•�'��n':,-�--
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<br /> � ° s h a l l h a v e t h e dg h t t o h o l d t h e pa l t�l e a s u t d m n e w n l s. I f L.e n d e r re q u i re t,Bo r r owe r shall pmm ptl y give to Lender all mcet pta ;:•:.�t�;,�::.-,�:�
<br /> ' "' of paid premiums and rcnewnl notices. In the event af loas,Horrower xhall give prompt natice to the insurance ccurier and �
<br /> ''`�`��" �' ��" L,ender. Lender mny make proaf of IosK if not made�Smmpdy by Bomower. ' � -��Hi���l�
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<br /> � °"'^" ° Unless Lender nnd Borrciwer otherwise agr+ee in wr�ting, insurnnce proceedx shall be app(ted to restoration or repair of � � � _-
<br /> '"�''�`�` the Property damaged,if the reatoradon or repair is economicatly fenhibla ru�d l.enderk secudty ls not tessened. If the • " '°
<br /> .. , x .��. restora t i on or rep a i r is na t eco tt o m i c a l l y f e a s lbl e or i.ender's secunt y would bc lessened,thc insurance proceeds shall be '� '„ - �''�����
<br /> " applied w the sums secut+ed by this Securlty Jnstntment. whether or not then due, with any excess pald to Borrower. If _
<br /> : Barrower abandone the Fmperty.or does not answer wfthin 30 days a notice from Lender that the insurance carrier has . ,
<br /> � offered to settle a claim,then l.ender may coUec[the insurance proceeds. Lender may us�th�pr�ceeds to eepair or�•estore �� � - .
<br /> . the Property or to pay sums secured by this Security Instrument,whether or not then due. The 30-day period will begin when ���' �
<br /> the notice is given. .
<br /> " Untess 6xnder and�orrowet•other+vise agree in wniting,any application of proceeds to principal shaQl not extend or '
<br /> postpone the du�date of t�e monthly payments t+eferred¢o in paza�ra�hs I and 2 or change the amount of t4ae payenents. [f �
<br /> • umder paragraph 21 44�e FSOpertY is acc;uired by Lende�, Barso�ve��s right to any insurance policies and proceeds resulting ,;, .
<br /> fram damage to the�+openy pnar to the acqu9sition sha91 pass tc► �.ender to the extent of ihe sums secured by this Securiry sj;F�.'.'r., ,,_,.,r;'.-:,`�,�,��.
<br /> ' , A;;•';. instrumer+e immediutely prior to the acc�eeisition. ` '� � '� "� �
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<br /> ,+-:.t,fY<r`y�,�'.::,,;.f. 6. Occupancy, PoeservuHo�, hisin4enance anc8 PrmtectiosBoaowp's��nnc��al�res'dence�within�ixAtpda�stafter ��';�`yU:':�;'�!�::'�'`''�`'J�`'�''`{;'`:':
<br /> l , , � �S� i.easeh�lds. Borrower shall accupy.estaUlish:and use the Pre�pert�a P p Y Y .�y< <, ' ,, f,k� '� �t` ,� .
<br /> �, c ,;�;4 �; the executinn of this Securiry �n,trumeot nnd shali continue tooc�upy ihe Prcficrt}as 8oma«�rr's principal residence!'a�r a! �`, 4 =� , ���`��'����� `
<br /> ,t`;�.t;�".,_•.;`.•. `� d i i : �o� h)•�l�,liti
<br /> ,�,�.,;:;�..;,;:y least one year aher d�e dats af occupanry, unless Lende�ozherwise agrees in writing, which conse�i .P�aDI naz be �t,,,i,?,_,:.�:�. ),.,:..;,
<br /> unreasonably withheld,or unleas extenuating circumstences exis� �vhich are beyond Borruwerk conQrul. Barrow�er shaU nat fa'� . . ���� �, '' "'�
<br /> � ''''��}'����``Y destro .dnma e or im air the Pro n aliow the Pro rt to deteriurate,or commit waste on the Pro ert Borrower shall i `
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<br /> be in default if any forfeiture action or proceeding,whether civil or criminal, is begun that in L.ender�s gaod faith judgment
<br /> could result in forfeiture of the Praperry or otherwise materially impair the lien created by this Security Instrument or •• �
<br /> Lender's security interest. Borrower may cure such a default and reinstate,as provided in paragraph I 8,by causing the action �
<br /> or proceeding to be dismissed with a ruting that,in Lender�s good faith determination,prectudes forfeiture of the Borrower� • � „ .
<br /> �� ' ,��.,,: interest in the Property or other matcrial impairment of the lien created by this Secunty Instrument or LenderS security ,� Q;�
<br /> ' �� interest. Borrower shall also be in defnult if Borrower, durin� the loun applicution process, gAVC materially lulse or � -��..
<br /> � . inaccurate informntion or statements to l.ender(or fuiled to provide l.ender with uny muteriol information)in connection with r���
<br /> ' the loan evidenced by the Nate. includinR, but not limited to, repm+entutions conceming Borrower's occupuncy of thr - ,;., _�
<br /> Property ati o pri�cipul mstdencc. If tbiti Securiry Inrtrument is on a lcu.chold.Borrowcr xhull comply with ull thc pruvi+ions •, • � �
<br /> �� of the leuxe. If Borrower ucyuircs fee titie to the t'ropeny.the leaxehoid und che fee ci�ie.huii not mer�;c unle+,i.cnurr ugrcc, . 7
<br /> tu the merger in wrlting. • �� '
<br /> • 7. Protectlon of l.ender's Ri�htx M the Property. If Borrower fuik to perform the covcnums and ugrcementx
<br /> contuined in this Security Instniment. or there is u legal praeeding thut muy �ignfficantly uffect Lender'.s rights in the • , ';��', , �
<br /> • Property(such ns a pracceding in bsuikruptcy,probutc,for condcmnatian or forfeiture or to enforcc Inws or regulntians).thcn � ��`�
<br /> Lendcr may do and pay for whutevcr is necesxury to pratect the valuc of thc Property und Lendcr's rights in thc Property. ;t��d�;;
<br /> . � , ' Lender's actions may include paying any xums secured by a tien whirh huti priority over this Security instrument,appearing =�;
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<br /> in court,puying reasonuble attorneys'ffees and enterinF on the Property to muke mpairs. Although Lender rnay taike action ��,/�',�
<br /> under this paragraph 7,Lender dces nc�z hsve to do so. ' + :;�
<br /> Any amounts disbursed by l..endcr under this paragraPGn 7 sl�all become additional debt of Borcower secured by this � ,
<br /> � Security Instrument. Unless Borrower and Lender a�ren to otl�cer e�rms of puyment,thesc umounts shap bcar interest from the � !. �
<br /> date of disbursement at the Note rate and tiha11 be paya(�le,fn•ith unterest, upon noticc from Lendcr to Borrower requesting • !...��
<br /> ' �'��:i ' payment. ,:,,i�,s�',-
<br /> 8. ;S9oflgage Insurance. !4 Len:ier required moctga��insurance as a condition of mukin�the loan secured by this ';:,i,'�r
<br /> � S¢curity lnstrument, Sorrower shall pa�•the premiuen> ceyucnd to nmintain the mortguge inxurunce in effect. If,for any � ' , ;;;.k;�;•��1
<br /> reason, the mortguge imurance covevage rec�uicecS oy 4.ender lupses or ceuu+ to be in effect. Borrower shull pay the I ;, „ ,
<br /> ` • pnemiums required to obtain coverage yu'.�vtaneiaU� eyuivulent to the mortgAge insurunce previously in effect, at u cost I� '
<br /> � ':'' substat►tially equivalent to the cost to �orrower of the mortg�gc insurance previously in effect,from an altemate mortgage •� �
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<br /> ' iresurer apprc>ved by Lendet. If su�s�a�tiaUy eyuivalent martgagc insurance coverage is not uvnilable,Borrower shull pay to � ,.,;�:
<br /> " � `�';'',�.� Lender�ach month a sum equal to onr-twelfth of the yearly rnong�gc insurance pmmium being paid by Borrower when the ; . ,_Y;:`�� "
<br /> ;; ' � insurance coverage I:�psed or ceased to he in effect. Lender wi11 accept,use and retain these paymentti a..a loss rcserve in lieu "�'`•
<br /> �� ,, of mortgage insutaase. Loss reserve payments may no tanger bc reyuired,ut the option of Lender,if mortgage insurance � .
<br /> �� coverage(in the ama�nt and for the period thnt Lender rryuirc�)provided by un insurer uppmved by Lender ugain becomes � '
<br /> ,;, ;�,,, _ available and is obtaincd. Borrower shull pay the prcmiums reyuired to maintain mort�uge insurance in effect,or to provide a
<br /> ' " loss reserve.untol the require�.�ent for mortgage intiurance end,in acrordance with any written agreement between Borrower
<br /> ; , and I.ertder�r a�Oplicable law. � �
<br /> 9. IIonspYSBima�. Lender or it�agent may mahe rca�onabk entric�u}wn �+nd in�pectii�n�uf the Property. Lcnder shull I
<br /> give Borrower notice at the time of or prior to an inspection.pecifying rcationahle c:�u�e for the inspe.ction. S
<br /> 10. Condemnation. Thc prexeeds of any award ur clui m for Jsmages,Jirect ur con+eyuemial,in connection with any
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