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<br /> �:�Y.=;;�.,,3�:. RE-R�COR��D
<br /> _•� •+�- •-• -- ���� S. Ffflzard or Propecty Insurnnce. Barrower shall kcep the improvementa now axisting or hereufter erect on --- -
<br /> _..n.,;,�.•,. �,���n� Property insured agninst loss by fire, huiards included within thc tcrm "cxtended coverage" and uny other hazards.including --- - ---
<br /> floads or flaodin�,for which l.ender requims insurance.This insurance rhult be mnintainal in the ariounts und far the pedods —
<br /> that L.ender requires. The insucance currier providing ihe insurance shall be chasen by Borrower subject to l.ender's approval
<br /> which shall nat be unreusonably withheld. If Borrower fuils to maintain coverage described above. I.ender may. ut Lender's _—__ _
<br /> -, . - option,obta[n coverage to protect Lendei s rights in tt�Property in accordance with paragraph 7.
<br /> All insurance polic�es and renewals shali be acceptabie ta Lender and shall include a srendard mortgage clause. L.ender �_
<br /> • shall have the right to hold the poiicies and renewuls.lf Lender requires,Borrower shall promptty give to Lender aii rec:eipts of �__--
<br /> - � -- -''. paid premiuins and rencwal natices.In the ev�nt of loss.Borrower shall give prompt notice tr�the insurancQ c�rrrler and Lender. _ -
<br /> I.ender may make proof of loss if not made pramptly by Borrawer. —..�_ _- _____
<br /> Unless L.ender and Borrc�wer otherwise agree in writin�,insurance proceeds shall be applied to restoration or repair of the
<br /> ',� Property damuged,if the restoration or repair is economically feasible and Lender's security is not tessened.If the restort►tion or ___-�_
<br /> � repair is not economicalty feasibie or Lender's security wauld be lessened, the insurance proceecis shall be applied to the sums --'�—
<br /> --
<br /> . ��.
<br /> � secured by this Securiry Instrument, whether or not then due, with any excess paid to Borrower. If Borcower abandons the —���-�--
<br /> � Property,or docs not answer within:�0 days a notice from Lender that the insurance carrier has offered to settle a claim.then ��`�
<br /> L.ender may coilect the insurance pmceeds. L.ender may use the proceeds to repair oc restore the Property or to pay sums �
<br /> `;'�>� .; secured by this Security Instrument,whether or not then due.The 30�day period wiQ be�in when the notice is given. ' .�
<br /> ' ' Unless Lender and Borrower atherwise agree in writing, any application of proceeds ta p�ncipal shall not extend or y,�;;vhL�e�r�____
<br /> ' • � nthl a ments raferced to fn ara ra hs 1 and 2 or change the umount of the payments. If �'`�°'�---
<br /> postpone the due date of the mo y p y p 8 p �_,__
<br /> under paragraph 21 the Property is acquired by I.ender.Borrower's right to any insurance policies and proceeds resulting from �_���___
<br /> . damage to the Property priar to the acquisition shall pass to Lender to the extent of the sums secured by this Security Insuument ___-=
<br /> immediately prior to the acquisitian. ��'�'��
<br /> � 6.Otcupanry,Preservation,Maintenance and Protection of the Property;Borrower's Loan Appltcatton; �.easehoids. �-°�"a_—
<br /> Borrawer shatl occupy,establish,and use the Property as Bormwei s principal residence within sixty days after the execution of -• ; -
<br /> ' this Security Instrument and shall continue to occupy the Property as Horrower's principal residence for at least one year after "� � -,_
<br /> . the date of occupancy,unless L.ender othenvise agreea in writing, which consent shall not be unreasonably withheld,or unless a:. .�; `._�
<br /> �� �'.' exienuating cireumstances exist which are beyand Borrower's control. Borrnwer shall not destroy, damage or impair the , ,.f.� , --
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<br /> � � . . Property, atlow the Property to deteriorate, or commit waste on the Property. Bnrrower shall be in default if Any forfeiture ,
<br /> , action or proceeding, whether civil ar criminal,is begun that in L.ender's good faith judgment could tesult in farfeiture of the �,, � ..,:�= �
<br /> ��, .. .3'�{ =
<br /> �� Ptoperty or otherwise materially impair the lien created by this Security Instrument or Lender's s�curiry interest.Borrower mny . � �'•
<br /> _ cure such a default and reinstate,as provided in paragraph 18,by causing the action or proceedin�to be dismissed with a ruling k�}-
<br /> � � � that, in L.ender's goad;faith determination, precludes fiirteiture ot the iionower's interesc in ehe Property o� ut1�a, uiaizi+�t - .�,G�. .
<br /> � impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if • �;��_w-
<br /> Borrower,during the loan application process,gave materially false or inaccurate information or statements to Leader(ar failed .
<br /> to provide Lender with any material infarmation)im m�nection with the loan evidenced by the Note, including,but not limited ��' �'' .—
<br /> �• t o,r e p r e s entations concemin g Borrower's occu panc y of the Property as a principal residence.If this Security Instrument is on a , ' :'� _
<br /> leasehold. Borrower shalf comply with all the provisions of the Ieuse. If Bonower acquires fee title to the Property. the � , . ' .4: �
<br /> � leasehold and the fee title shaN not merge unless L.ender agrees to the merger in writing. ; �,-
<br /> • 7.Protection of I.ender's Rights in the Propert3'.If Bormwer fails to perform che covenants and agrc�u�ents coniained in ` ' ''� ",r,'.
<br /> ;;i'�� this Securit Instrument, or there is a le at roceedin that mu tii nificantl affert i.ender's�i hts in the Pro rt (such as a � �'�`' • "�
<br /> x y � P � Y • F Y' R Pe Y ��..,,;.h ,. .:,•.'.,.
<br /> ° �`•:�!� p r o c e e d i n g i n b a n k r u p t c y. p r o b a t e, f o r c o n d e m n ati�n or forfciture or ro enforcc lawc or re gulationt), then Lender may do and • :.�.s�b' r
<br /> ' : pay for whatever is nece�sary a�pmtcct the value of thc Propertp and I.enJer'S rights in thc Property. Lender's uctions may '+ '� �t`
<br /> include paying any sums secured by a lien which has priority over this Security In�trument, appearing in rnurt, paying y��_..��°
<br /> • reasonable attomeys' fees and entering an the Property to makc repairs. Although L.cnder may take action under this paragraph �����___
<br /> �,,�;� 7.I.ender dces not have co do so. .� =`'
<br /> ��'�''�`�•� Any umounts disbursed by Lender under thix paragraph 7 shaU he�come additic�nal debt of Bonower secured by this ;; �,.�_=
<br /> .: •r -
<br /> ,;?�;•� ���f`' Security Instrument. Unless Borrower and L.ender agrec to other terms of payment,th.:�c amounts shail bear intere�t from the ; , n _-
<br /> date of disbursement at the Note rate and shsll be pay�ahle, with intere�t, upim ni�tice frcm� Lender to Borrower requesting �'�''•:�ti ';�c�,::
<br /> payment. :':,.t: ;.;���-_;
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<br /> � � 8.Mortgage Insurance.If Lender reyuired mortg:tge insurunce a.a ronditiun uf making the loan secured by this Securiry •~r�°�;" ;
<br /> Instrument, Borrower shull pay the premiumy required to maintain the mc�ngagc imurance in effect. If, for any reason, the �;;�;:�;' � +_.
<br /> mortgage insurance covecage required by L.ender lupses or ceuu.to tx in cff�tit,Born��eer �hal l pay the premium.reyuired to
<br /> Y;::�l" obtain rnverage substantially equivalent to the mnrtgage insurunrc prr�•ioutily in cfl�Yt. at a cotit wb.tantially eyuivalent to the �p4--
<br /> }r� cost ro Borrox�er of the mongage insuranre pre�•i��u�l� in eff�rt, fn�m an alternate murtgagc inwrer approved by Lender. If '� *_,
<br /> substantially equivalent mi�rtgage insurance raverage i.not aaailahle. &�rcua•er+h�ll pu�•tu Lendcr earh month a �um equal to �.. � �
<br /> one-twetfth of the yearly mortgage insuranre premium heing paid b� &ttn»cer whrn thc m�urence c�n•ersge lap�ed or ceaseci to ; • *=
<br /> be in effeet. I.ender will accept.u�e and retain the.e payment+a. a lo,� re�rne in lieu of murtgagr in.urance. Losti reserve t • � '
<br /> . 7:
<br /> Form 3028 919p f "
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