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70 n t i <br />s <br />rn <br />c:3 <br />D <br />N <br />p <br />C : <br />te r^ <br />O <br />t <br />m D cn <br />L: <br />L? <br />n N <br />7C = <br />" _ <br />1—� <br />o <br />p <br />p <br />_ <br />f!) <br />20040789Q <br />m <br />o <br />-1 F <br />� <br />r <br />�- <br />O <br />D <br />CIO <br />SOLSTICE CAPITAL GROUP I <br />W <br />�. <br />co <br />CD <br />17461 DERIAN AVENUE, S IT 200 <br />CT) <br />Cn <br />C=) <br />IRVINE, CALIFORNIA 92614 <br />Cn <br />Loan Number: 99664 <br />z <br />— -- ISpace Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN.1003316- 0000098664 -1 <br />S_ <br />DEFINITIONS <br />Words used is multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />arc also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 24, <br />2004 <br />together <br />will all Riders document, <br />() "Borrower" is JAMES A. JOHNSON AND STACY L. JOHNSON <br />Borrower is the trustor under this Soturity Instrument. <br />(C) "Lender" is SOLSTICE CAPITAL GROUP, INC. <br />Lenderisa CALIFORNIA CORPORATION organized <br />and existing under the laws of CALIFORNIA <br />Lcnder'aaddreceis 17461 DERIAN AVENUE, SUITE 200, IRVINE, CALIFORNIA <br />92614 n / <br />(D) "Trustee" i, _0_16 t' K G k" l. V VT'0wuA (i � e C t <br />2605 ENTERPRISE ROAD EAST, SUITE 300, CLEARWATER, FLORIDA 33759 <br />(L) "MERS" is Mortgage Electronic Registration Systems, Inn:. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and lender's successors and assigns. MFRS is the beneficiary under this Security <br />instrument. MFRS is organised and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" mesa, the promissory note signed by Borrower and dated JULY 24, 2004 <br />The Note states that Borrower owes Lender NINETY -FIVE THOUSAND AND 00 /100 <br />Dollars (U.S. $ 95, 000 - 00 ) plus interest. <br />Borrower has promised to pay this debt in regulat Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2034 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property.' <br />(H) "Loan" means the debt evidenced by the Note, phis .interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable): <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second home Rider <br />❑ Balloon Rider ❑ Planned Unit Development hider ❑ Other(s) [specify) <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulation,, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealable judicial <br />opinions. <br />NEBRASKA - Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERs DedNapk4lRunaa, sao.e+s -rues <br />Form 3028 1101 Pago 1 of 10 www.doanmgk.com <br />^h.1@6 _d I — n1 fill III Milli Flu o1111t111 [�hIIIIA181nlNIIll111111n1 N <br />RAY HiJNDLEY <br />TRANSCONTINENTAL TITLE CO <br />4033 TAMPA RD, ST)ITE 101 <br />OLDSMAR, FL 3 =677 <br />1 -800- 225 -7397 <br />il�7 <br />0 <br />