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<br /> _;;;�;,.,.�„f 1'006THRR WITH ull tpte improvemenu now ur hereatter erected on tfio property.and all easements,appurtensnces. - _��'��=":
<br /> •• and tixtums now at hereAfter u pnrt of the property. All�+epincements und udditions shull also be cavered by thir:Securiry _ ..,;.;�_,,;.._�_�
<br /> •'"'"`�"�"• Insuument. Alt af'the fa�+egoin�ls referrrd to in thls Secariry Insuument as the"Property." � __
<br /> �,v�: "" �:'., HUltItOWLIt CUV�NAN'fS that Bamawer is lawfuUy seiscd of the cstatc hemby conveycd und has the rlght to grnnt ' • _
<br /> ''%�`' nnd canvey the tdnuperty nnd that the Pr�operty is unencumber�d,except for encumbrunces of rerord. Bormwer wamants and " -
<br /> • . will defend�enerally the title to the Propetty against all cl�ims and demund9,subject to any encumbrances of r�ecord. • • .
<br /> �" ��" ';, � THIS SECURITY INSTRUMENT combines unfform covenanu for nAtlonal use :vid non-uniform covenants with ' "�*'Y.
<br /> .._ ., limited variudons by jurIsdictlon ta cnnstitute a uniform security instrument covering r+;al propc:�ty. M .
<br /> , •� UNIFORM CQVENANT5. �orcower and I.ender covenant aad asree as follows: { _._
<br /> _. ._._ _ l. Playmet�t oY Princtpal nnd[nterests Prepayment pnd I[,ate Ch��es. Bormwer shall pmmpdy pay when dua the [ -_
<br /> principat of and interest on the debt evidenced by the Note and any prepayment and late chur�es due under the Note.
<br /> 2. �ads for Zlixes uad Ins�usace. Subject to appticable la�v or to a written waiver by Lender.Barrawer shall pny to
<br /> , Lender on!he day monthly paymena are due under the Note.unul the Note is paid in full,a sum("Funds")for.(af yeurly =-'
<br /> te�ces and assessments�vhtch may attain priority over this Security Insuument as u lien on the Progerty;(b)yearly leasehold �
<br /> � payments or ground mnts on the Propsrry. if any; (c) yearly hazard or property insurance premiums; (d) yesirly flood �a�
<br /> insurance premiums, if any;(e)yearly mortgage insuracr.ce$nemiums, if any; und (� any sums payable by Bvxrovs+er to ;.�
<br /> I.enQer.in uccordance wit[z the provisions off paxagraptn 8,iie tieu of the payment of mort$ase insurunce pnemiums. 'D'tiese �:
<br /> items are ealled"Escrow ltems." Ti..end:�a��r,ae any¢inee,cotlect and hold Funds in an amaunt Qot to excee�tP�e maxumum �re�'
<br /> amount a lender for a federalty retatedi mor¢gage loa�n neay require for Sorrower's escaow accou�ec urtder che fed¢raC Real -�
<br /> • . 4state Seulement Procedu�es Act�ff l9?4 as aateueded from tiene to rime, 12 U.S.C.§2601 et seq.1"���'7,�ess another t. s-
<br /> law that applies to ihe Ptmds s2&s a tesseff ainaun� If so,Q.ender may,at any dme,collece and Qsold Futtds in an amoa�nt etot to -• _-
<br /> . exceed the lesser amoun� Le�der m�y�esaimate the amount of Funds due on the f►ases of cunent data and nrasanable - -
<br /> :'' estimates of expenditums of fut�re�scrow leems or oiherwise in accordance with app�ica6te law. �°--
<br /> . , The Futtds shsll be held in an instim¢non�vhos�demmsits are insured by a federal agency, nnswcnentality, or�ntity � .
<br /> (including I.euder,if I.ender is such an instiur�tios�)os in aay Federal Home Loan Bank. Lender sha�l!appEy the Fureds to pay � . . . • , -
<br /> � ,, . the Escrow Eeems.. I.ender may not charge �omower fo�holding and applying uze l�unds,annualOy artalyzing th¢escrow ' --
<br /> ' aaeoecat,or v¢zifjring the Eserow Items,u�x!¢ss D..ertder pay� Borrower interest on cte4 Funds and applicable lawr permits -
<br /> ' L¢ad�ec ro raa[ce such a charge. However,Lend2Q►et�y ecv�o.,:e Borrawer to pay a ocr.-ume charge for an indep�ecedernt real ''� '
<br /> . estate tax neporting setvice used by I.ender i¢n cortmecteon w•n�c this loan,unless applicable law proviai�s otherwise. YJnless an I� �.
<br /> ,�'�� � ' ' �:r' agreement is made or applicxble law requices intem:st to he paid Lender shall not be required to pay I�vmower any interest or ' " ' �'�'�'
<br /> eamings on the Funds. Bornower a�d Lertdeu may aga�e in wridng,however,that interest shall be pacd vn the Funds. Lender ' � '"'�
<br /> ' ' shall give to Borrower,without charge, an annuaD zcc�uaeting of the Funds.showing crediu and debits to the Funds and the I,: ;,f-� �i
<br /> '�f:';•� purpose for which each debit to ihe Fu�eds was�ade. 'L'Lze flmds are pledged as addiuocLal security for alt sums secured by � '�
<br /> � . this Securiry InstrumenG � :� �,
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<br /> � _�— If:� �s�. !::!�.�; :...°s.s�: ez:�w�: ^ ,.::u Y..:a�ittcd ta hc hctd hy appiira�ic lacc, Lcndcr sha!! a:,count ta I-,_ t �
<br /> � • Barrower for the eacess Funds cn acrordaa.e N7tI1 the requirements af applicable law. If the amount of the Funds held by er' �`c� ^ ,� ' �a
<br /> Leader at any 6iree is not su�cient to pay t�e�saow Items when due,I.ender may so notify Bonowcr in writing,and,in �r
<br /> such case Borrower shall pay to I..ender the amount necessary to make u the deficienc . Horrower shall make u the ��;'�'� '
<br /> P Y P .��.,�..�_.,,.,,,, .
<br /> . deficiency in no more than twelve monthly payments,at Lender�s sole discretion. �':y �
<br /> '� ' Upon payment in full of a➢I sums secumd by this Security Inswment,Lender shall promptly refund to Bortower any ` .
<br /> i.'::,,'•1'•. ' � o�� ' �
<br /> �.,�•,••: +;. FLnds held by Lender. If,under paragraph 21,L.ender shall acquire or sell the Properry,Lender,prior to the acquisition or `�, �..�± ,,::
<br /> � sale of the Property,shal! apply any Funds held by Lender at the time of acquisition or sale ac a credit against the sums '' � �
<br /> . ' . sectu+ed by this Security Inswment_ '
<br /> •� . 3. AppUeation of PeytenenQs. Unless applicable law provides othenvise, a1l payments received by I.ender under •
<br /> ' paragraphs 1 and 2 shalt be applied:first,to any prepayment charges due under the Nate;second,to amounts payable under '
<br /> , r,'; - paragraph 2;third,to interest due;fourth,ro principal due;and last,to any late charges due under the Note. � � ,��.._�:
<br /> ' . 4. Charges; Liens. Borrower shall pay all taxes, assessments, cbarges, fines and impositions attributable to the ,
<br /> � Property which may attain priority over this Security Insuumen4 and Ieasehold payments or ground rents,if any. Bomower . d� ���
<br /> shall pay ihese obligations in the manner provided in paragraph 2,or if not paid in thAt manner.Borrower shall pay thern on . �'�M
<br /> 3. _--
<br /> ' time direcdy to Ihe petson owed payment. Borrower shall pramptly furnish to I.ender all notices of amounts to be paid under ' • J�
<br /> •.. this paragraph. !f Borrower makec these payme��ts dimctly,Borrower shall promptly furnish to Lender receipts evidencing " °'
<br /> ��.�,....� the a ments. • " �-
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<br /> • Bonower s h a l l promp Uy disc harge any l ien w hic i�hu.a priority over t his Security lnstn►ment un less Borrower.(u)agrees "�'_
<br /> in writing to the payment of the obligation secured by the tien in a manner acceptable to I.ender,(b)contests in good faith the { ;��:};�`7���
<br /> lien by,or defends against enforcement of the lien in,tegal proceedings which in the Lender s opinion operate to prevent the ( - i; �� -� `� •
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<br /> enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien �;,.,.,.' • �� ��_.
<br /> to this Security Inswment. If L,enderdetermines that any part of the Praperty i�subject to a lien which may attain priority �. • �;,:�, `�;
<br /> , over this Secttri ty Instrument,Lender ma y give Borrower a notice identif yin g the lien. Borrow e r s h u l l ti a t i s f y t h e l i e n o r t a k e �
<br /> , one or more of the acdons set forth above within l0 days of the giving of notice. � � •:�.,;,, �c�'
<br /> 5. Hazard or Property Insurance. Borrowcr shall kcep the improvements now exi.ting or hereaftcr erected on the � , ,I;��' �� !�
<br /> Properry insumd against loss by fire,hazanls included within the term "extended coverage"and any vther hazards,including , -
<br /> floods or flooding, for which Lender r�yuires insurunce. This inwrance shall be maintained in the amounts and for the I ' ���..
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