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<br /> �__ _� ""� � ' pedods that l.ender reyuires. The fnsurunce cwrier providing the in+umnce shall be chasen by Barrawer subject to Lender'� ��.�- _���===_---
<br /> _ �' ���'` �' appravnl which ehull not bc unrcusonubly wlthheld. lf Aorrawer fails ta maintuin coveragc descrfbed nbove,l.endrr muy.at —�= -
<br /> '''r.'! �•"5��-"'e Lender�o�tion,obmtn covernge to prutect I.ender'x rl�hts in thc Propeny in accordance wlth purugrnph 7. ___���.
<br /> �:..���`=__---
<br /> • � � '�'•-�° All Insurance olicies und renewnl�shull be ucce table to I.ender und�haU inciude n stamdard mort u�e clause. Lender �� "`-`
<br /> ' ehuli hnve the d ht o hald the oliciex und renewals. If Lcndcr rc uircn,Bortnwcr xhall mm tl ive t4(b.ender uit rccei t� iY �'`'"��'"��1..-_-
<br /> B P 4 P P Y S P .�;:---=.
<br /> ;� -';`¢'"�'°��. `�'�� of pE►id premiums and renewn!notices. In the event of loss.Borcower�hall give prompt nadce to the insurance cnrrler und �'--��—�---
<br /> _ L en der. L en de r m n y m a k e p r o o f o f l o s s i f n o t m u d e p r a m p t l y b y B o r m w c r. �;�`�F."""`�TM �'•__
<br /> � „.= Unlese L.ender nnd Barrower otherwlse agree in writing, insuruncc ptncecd�shult be upp6cd to restoration or repair of ••� �, `�
<br /> - n� the Property damaged, if the restoratlon or repnir is ec�nomically fensible and Lenderw security is: nat lessened. If the � �`�'�. -.
<br />- �" restorsdon or re uIr is not economicall feasible ar Lender`� �ecurit would be lessened, the Insurance pmceeds shull be ��'�"`''-�>=�*.��-°�-
<br /> P Y Y . .�,•_}.�.-,=__.'— - -
<br /> - - '�-'- ��' � -- applied ta the sums secumd by this Security In�trument, whether ur not then due,wil{�w�y excess paid to Sorra�ver. If - _•-.�•�.,,-.-=- _-___••
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<br /> � . Borrower abandons the E'roperty,or does not unswer within 30 duys u naice from Lender that the insutance ct►n3er has , .„� Y-rc;.-
<br /> • offered to scttle a claim,then Lender may collect the insurance proceeds. I.ender may use the proceeds to repair or restore A�;r�.-
<br /> • . ----
<br /> „ , `• • ' the Propertyor to pay sums secured by this Security Instrument,whether or not then due. The 30-dny period will begin when � __ �`._ ,
<br /> `' " the notice is given. � �
<br /> .r., . ; � <<.:
<br /> Unless Lender und Borrower otherwise agres in writing,uny applicAtion of proceeds to principa[shali not extend or . , »�'''.
<br /> „ postgsortc thc due ifate of the monthly payments refemed to in parugrttphs 1 and 2 or change the umourtt of tlte paymen�c. If ��L� �::i:•;r':-
<br /> � urtdep pauagr�npA�t tCze PropeRy is acquired by Lender, 8orrower+ righe to any fnsurance policies and proceeds resulting °'� ;�'•�__
<br /> , •. from daneeage to tQee Pmperty prior to the aequisition shal�pass to Lender to t[te extent of atte sunis secureck by this Security ° • "'`"=;`!
<br /> , Insteauieent immediatel � `��
<br /> y prior to the ac uisition. °°•• '"-
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<br /> 4. Occupancy, Preservallon, Maintenance and PQOt¢cQtoan of tAe Property; Borrower's Q.�u App0ica4fimm; ._;�;;�__�.--•
<br /> 6.ea4ado7dr,.. Borrower shalt occnpy,establish,�nd use the Praperey as BUrrower's•principai residence within sixty dayx after �.- °- :=_- _
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<br /> , the execution of this Security Instrument and shall continue to occu�y the Avper[y as Borrower:s principal residence for at „a
<br /> . . least one year after the date of occupancy, unless Lende� otherwise ag�es in writing, which consent shuU not be . }�:'::-�
<br /> ' unreasonably withheld,or unless extenuating circumstunces exist which aQe beyond Borrower's control. Borrower shalt not �-
<br /> deste�oy,damage or impair the Property,allow the Property to deteriorate, or commit waste on the Property. Borrower shaU ' �`
<br /> ` '•��•' , be in default if any forfeitur+e action or proceeding,whether civil or criminal, is begun that in Lenders good faith judgmem `'� _
<br /> . could result in farfeiture of the Property or othenvise materially impair the lien created by this Security Instrumem or - •.•;. �r;
<br /> _ � Lender's security interest. Borrower may cure such a default and reinstute, as provided in paragraph 18,by causing the action •�� ::..�
<br /> ., or proceedin�to bc dismissed with a ruling that,in Lender's good faith deterrtnination,precludes forfeiture of the Borrower� :3• }�
<br /> ,, ° " intenc+t dn ihe Property or other material impairment of the lien created by this Secunty Instrument or Lender's securiry ' . ,�`�-
<br /> �� interest. Borrower shaU also be in default if Borrower, during the loan application process, gave materially false or �� �,-,� _ _ _
<br /> inaccurate infortnation or statements to Lender tar failed to provide Lender aith any material information>in connection with _��' ' !�
<br /> � the loan evidenced by the Note, including, hiet not limited to, representations ronceming Borrower� occupancy of the , 5�{..,�`,,_ .A
<br /> ' ` Pcoperty as a princiPni residence. If this Srcuriey ia,iruwcui i�uit a ita�i�oiu. uorrv:�.:r s:a�t�ompl�u�:«:1 flte pro�•is6o.^.s ---�—
<br /> of the lease, if Bonower acquires fee title to thc�.�perty,the teasehold and ihe fee title shall not mer�e unless Lender agrees J' � : -�`
<br /> ;'�<<r•;; . to th�r mesger in writing. , } .
<br /> . -,�:;;f'; � 7. Protection of Lender's QQights in the Property. If Borrower(ailx to perfomi the covenants and agreements � ° � •
<br /> , _ • ��-`"'r��� . conwined in this Security Instrument, or thcre is a legul proceeding ihat may significantly affect Lender� rights in the . , �-
<br /> :, •' • � :� Propeny(such a. a prceeeding in bankruptcy.pra�b:�te,for condemnution or forfeiture or to enforce law•s or regulations),then �.;.
<br /> , ' _ Lender may do and pay for whatever is nece:�sary to protect the value of the Property and Lender's rightx in the Property. z=�� _
<br /> Lender's actions may include paying any sums secured by a Jien which has priarity over this Security Instrument,appearing I f .
<br /> . . in couR, paying reasonable attomeyti'fees and entering on the Property to makc repairs.Although Lender may take acti�+n i�
<br /> underthis paragraph 7,Lender does not have to do so. °" �'
<br /> , Any amounts disbursed by Lender under thi�paragruph 7 tihaU becomr additic>nal debt of Borrower secured b} thit � .
<br /> Security Instrument. Unless Borrower and Lender agree to athrr temn of p•r}ment,thrse amounts shuU tx ar interest from the , ' ��_:,_
<br /> � date of disbursement at the Note rate und shail be puyable,w•ith intcre+t, upon notice from Lender to B��rrower reqaesting � ,. •��„��
<br /> payment. � '. � '4':i:'
<br /> , 8. Mortgage Insurance. If Lender rcyuired mortgage insurance a.a condition of making the loan secured b�� this i''r � c
<br /> ���'•�. Secwrity lnstrument. Borrower shall pay the premiums reyuired to maintain the mortguge insurance in effect. lf, for �m}
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<br /> , - r e a s o n, t h e m o rt g a g e i n s u r a n c e c o v e r a g e re y u i re d b y L e n d e r l a p ti c s o r c e u�e. t o b e i n r f f e c t, B o rc o�v e r s h a)1 p.+} t h e , �"+r-
<br /> - premiums required tn obtain coverage substansi:dly equivalent to the mongage in.urance previously in effect, at a cost - �;;:'�'�
<br /> ;,�` , • su b stantia Uy equd�a l4r.:to t he cost to Borrow�r af t he mo rtgage insurance p revio us l y i n e f f e r t, t'ro m a n a i¢e m a t e m o rt g a g e 'ry yv:_
<br /> insuIIer appmved by Lender. If substnntiaUy eyui�•alant mongagr in,urance r��veruge i�not available.Burrower shall pay to � �-
<br /> � Lenrler each month a sum eyaal to one-twelflh of thr �early nmrtga�,e in�uranre pmmium h�ing paid by Borrower when the i . �-���
<br /> ins�rance eoverage lagsed or ceased to be in effect. Lendrr�L i1'arcept,u�e:md rctain theu payments u+a loss re,erve in lieu j , ' � �'"
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<br /> „ of mortgage insurance. Loss reservr paymentti may no long�r P�r reyuir�d,at the option of LenJer, if m�rtgage insurance :�-
<br /> , . coverage(in the amount and for the pericxi that Lend�r require�l pri���id«i h� :m imurer appro�•cd by Lender again bernmes 'p'�
<br /> ' , available and is ohtair.ed.Borrouer shall pay the premium+reyuircd to m:siniain murtgage in.uranre in effect,or to pmvide u i
<br /> " '.�:H�.,�.� loss reserve, until the requirement for mortga�e inwrance enci>in arrorJantt �+ith:my�erinen agmement he�tu•een Bortower i ��'
<br /> ��'`'>:�� and Il.ender or applicaMe law. ` ��
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<br /> ;•,5:,,.;% ' 9. lnspection. Lender or it.atent map makr rca�onahlc entric.up��n and in.Exrtium uf the Pmprrt}. I.endcr shall .•
<br /> ive Borroa•ernotice at the time of cx r�or to an inti �tion� �if�fn�rcason:thlc r:+u.r ti+r the in� �ti�m. '- �
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<br /> . " • 10. Condeotanmtion. Thr pre>crrd���f am�u��ard ur claim fc,r dcm�ag.r� �lttert or cumeyuenti�l,ir.cnnnertiun��ith any ��,•'.�L
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