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Prepared By: <br />JAN E. MATHEWS <br />WELLS FARGO BANK, N.A. <br />1629 <br />MINNEAPOLIS, MN 55402 -1629 <br />[Space Above This Line For Recording Data] C\ <br />DEED OF TRUST 0137679221 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 6, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />PHILIP S. RAMSEL, AN UNMARRIED PERSON <br />CHRISTINE E. HEFFRON, AN UNMARRIED PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />NEBRASKA - Single Family - Famile(Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 18 Initials:C <br />FORM 3028 1/01 <br />SNE01 Rev 08/13/01 <br />I <br />� <br />n <br />rn <br />~ <br />C <br />n <br />:CC \ <br />_ <br />rr1 <br />N <br />C'> Q-) <br />m O <br />= <br />S! <br />C <br />� <br />C <br />Z M <br />m <br />cJ <br />C <br />CL <br />O <br />Return To: <br />WELLS FARGO BANK, N.A. <br />e <br />� <br />coo <br />=1 <br />FINAL DOCUMENTS X4701 -022 <br />n <br />CID <br />3601 MINNESOTA DRIVE <br />s <br />BLOOMINGTON, MN 55435 -5294 <br />En <br />Z <br />O <br />Prepared By: <br />JAN E. MATHEWS <br />WELLS FARGO BANK, N.A. <br />1629 <br />MINNEAPOLIS, MN 55402 -1629 <br />[Space Above This Line For Recording Data] C\ <br />DEED OF TRUST 0137679221 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 6, 2004 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />PHILIP S. RAMSEL, AN UNMARRIED PERSON <br />CHRISTINE E. HEFFRON, AN UNMARRIED PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO BANK, N.A. <br />Lender is a National Association <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />NEBRASKA - Single Family - Famile(Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 18 Initials:C <br />FORM 3028 1/01 <br />SNE01 Rev 08/13/01 <br />I <br />