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<br /> � ��• � � -. 'POl3STEI�R WITH all tha impravements now ar hereuftcr erected on tha�srapBrty.,�R�1 e°�ssem��'�j��c¢,�and ` }'-'.� �t"�"'Y _.
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<br /> � i;�� ���� tixtut+es ndw or hereufter a part of the pmperty. All repfucements and �ddidans Ahalt also 6e coveretf by this Secudty ��°" -
<br /> lnstcument.All of the faregaing is roferrai to in thiP Sccurity Jnstrument as thc°Property." :;:;,,:a:,;-,;;.-:�,._�_
<br /> ' '+' "`���A AQItRQWBtt COVBNANT�d�at Barrnwcr is IAwfuliy sciReci af thc estate hereby c�anvcycd und hu�thc right to gmnt and ` p�cr �""' -
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<br /> '�� ' "r�''� amvoy the Aropeny and that the Propeny ia unencumbemd,except for encumbrnnces of record. Bormwer wnrruntx nnd �viU ' !�.�;�'���Q};•'_�
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<br /> ._;• • ;; defend genernlly t}�e dtle to the Property ugninst all ciuimt nnd demareds. Ru�ject ta any crtcumbrances�f r�ewrd. -• •��.�=�=w==-
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<br /> •. . ' • ' THIS SECURITY INSTRUM6NT cambiae�uniform rnvcnnnts for natlonql u�c and nnn-unifarm cavcnnntn with limitcd � `
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<br /> -: ,, , ° • �` vnrlutinna by Jurin�iiclin»to con�titute u unifarm�urlty instrument coverin�rcnl pmperty. -=���'T�
<br /> • - UNIPORMI COVENARITS. Borrower nnd I.enderr cavennnt and�gr�ec c�w foll��wx: `''-'""""""` ;:� ____
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<br /> .. . 1. �'�sy�i�c►�t u?P-•Jncl�l uitd Ynicm»ti �'repayment und �nte Ch�e�c�. Barn►wcr xhui! pruraipUy puy whcn due the ���--�= -
<br /> p:fticlpal af und lnteresl a�n the�icbt evidenced by the Nate und uny prepuymem nnd late churgcti due under thc Note. �=-���------
<br /> ° � � ;-. a. FQ��tds far'�'exe..�aRal Im�uraecr. SubJect ta appllwbt�taw ur tu a written wuivcr by Lender,�arrawcr shull puy to a;��;;i;:u;,',,w��:___
<br /> .,. Lcndcr an the dny rnonthly paymenta are sfuc uRder the Nate,until tha Note is pnid in ti�il,n sum("Funda")for:(A)yeurly tuxes � ," � �v -
<br /> t,:l,re�.'-._. _ —
<br /> �� � and iisae�smentr,whir.h mgy attaia prlority aver this Securlty Instrument aR a lien�n the Prnpeny;(b)ycurly leusehald puyments `:. �?�-
<br /> or ground rentR on the Property,if uny;(c)yearly hazaM or property insuranca prc:miumA;(d)yeurly flood insurnnce premiums. ,��`='�,��'°4`- �
<br /> if uny: (e) yeurly mortgage insurance pre►niums. if any;and(�any sume pnynble by Bormwer to I.ender, in accardattce with `'::°�}� - -
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<br /> the pmvisiona of parAgraph 8. in lieu uf the payment of mortgage insurance premiums.These items are caUed^Fucmw Items,« iY�_`-�-`=-= --
<br /> Lender may. at any dme,collect and hold Funda tn an amount not to excetd the maximum amaunt a tender for a federall '�`"``��
<br /> related mort a e loan ma Y `�`• '�'-=-�
<br /> E� y requfre for Borrower's escrow account under the federal Real Estate Settlement Procedures A�;t of •��-��'•��,_�„�,�;,o,-
<br /> , 1974 es amended from time to time, 12 U.S.C. SectIon 2601 et seq. ("RESPA"). unless nnother law that applies to the Funds � �" -- ��
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<br /> sets a lesser amount. If so, ixnder may, at any time. coltect and hold Funds in an amaunt nat to exceed the lesser amnunt. � ��.';�• ,,,_�
<br /> I.ender may estimate the amount of Funds due on the basis of current data and reasonable estimat�s af expenditures of future ��{� � ---
<br /> Escrow Items or otherwise in accordance with appiicable law. �' _��_;���
<br /> The Eunds shail be heCd in an institution whosc deposits are insured by a federal agency, instrumentatiry, or entity � .'0�'�`•-•-
<br /> (lncluding �,ertd�er,if'Le[�der is such an iostitution)or in any Fetleral F-€ome Loan�ank.Lender shall apply the Funds to pay the „ � Y�Y
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<br /> Escrnw Items.Lendep may not charge IDorrower for holding and applyi�g the Fumals,armually analyzing the escrow acoount.ar ��`�".•.�_-.
<br /> '_ • verifying the Escrow Items,u�less L.ender pays�3orrower interest on the Furnds arnd applicable law germits Il.ender to make snch �
<br /> . : .' a charge. However, II.ena�er may requi�e Borrower to pay a one-time charge for art�independent real eties,�:c zax reporting servlce "`-��J
<br /> � ,� ' `, {A'. . used by C.ender in conneclion with this loan, unless applicable law provides otherwise. Lnless vn agreement is made or �;;�:,,�.;�;;Y.f.-=
<br /> �:�?�::;'� applicable Iaw requires i�terest to be paid, Lender shall not be required to pay Borrower�o�. ,nterest or earnings on the Funds. �x{,�1<;:;�jl;,;�� _
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<br /> "��i�:�r Borrower and L.ender may agree in writing,however. that interest shall be paid on the fiunds. I.ender shalf give to Borrower. .�r�r�t+. �� �
<br /> , without charge, an amnuaE accounting of the Ftsnds, showing credits and debit� tv the Funds and the purpose for which each " :�3� ��=-
<br /> � , ,� debit to the Funds was made.The Funds are pledged as additional security for all sams secured by this Seturity Instrument. v' � r- '''T`'
<br /> It'ii�c Funds heid'o lxnder excced the amaunts *�j�;����� �•�s��'
<br /> �''TM, � Y pertnitted to be held by applicable law,Lender shall account to Borrower (�r ,.
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<br /> ����,t �, for the excess Funds in accordance with the mquirements of applicable law. If the amount of the Funds held by Lender at any ��,�,h� ;.�•:•
<br /> ,•,;`.'.F,:r•�:•�� time is not sufficient to pay the Esc:row items whan due.Lender ma so noti Borrower in writing, and,in such case Borrower r.�°;� ���,:c�' :
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<br /> . <<s • � shall pay to I.cnder tt�c amount necessary to make up the deficiency. Borrower shall make up thr,deficiency in no mot+e than '` '-`y��°i •t;
<br /> ~`��� . twelve monthly payments.at Lender's solc dir,cretion. � ���`f��`�`
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<br /> ,• �';:,,,+ . Upore payrnent in fu11 of all sums secured by this Securiry Instrument, Lender shal! rom tl refund to Borrower any ;¢���,,, �•
<br /> •::�::, P� P P Y �,�� �
<br /> � ' ��'��' Funds held by Lender.If, under pr�pagraph 21, L.ender shall ac mre or sell the Pro rt Lender, nor to the ac uis�t�on or sale ��••�•r
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<br /> � .�'�-�� of the Pro rt sh 9
<br /> ,• •,.�.ti,,i��r pe y, all apply any Funds held by Lender at the time of acquisition ar sale as�credit against the sums secured by • t;;;J,:,�. • •
<br /> _ . this Security Instrument. �Yy�,k ' �.
<br /> +:'�''2'�'•'. �=
<br /> � : 3.App{icetion of Ps�yments. Unfass applicable fuw provides otherwise, ull payments received by Lender under paragraphs ' ' ;., �..L:'�;;�<<,�:r__
<br /> 1 and 2 shall be applied: first, to nny prepayment charges due under the Note;second, to�imaun[s ayable under ara ra h 2; � � +�; x�''r'"""--
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<br /> . third,to interest due; fanrth,to prinrip�l due;and last,to any 3ate charges due under the Note. :'" ��.', �,�/"=:���t
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<br /> 4.Charges;Liens. �oROwer shali pay alt taxcs, assessmenn, charges, fines and imposi[ions attrihutahle to the Pruperty ;;',`,;;: + ���.'�;,'�:<=—
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<br /> which may attain prioriry over thic Security Instniment, and leasehold paymrms or ground rents, iC�,r�} Bonower shall pay ;{`�!;� ��.,�''�r`':'�;`�:::��'i��
<br /> these obligations in the m<,nner provided in pararraph_,or if not paid in that m.,nncr.Borrower shali pay them on time directi �-��•� - ":''��-"��'`=
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<br /> � . to the person owed payment.Barrower shall prompily farnish to C.ender all notices of amounts to be paid under this paragraph. . ,:)�,r,.;..,•' •
<br /> .� If Borrower makes these payments direcdy,Bonower shall prompdy furnish tc�Lender recei ts evidencin the a ments. �-�'
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<br /> �',��V�,'��:• Borrower shall promptly discharge any lien which hax pric�rity�iver this Se.urin In,irument unlr�s Borrower. (a)agrees in # � �' s
<br /> . ,.'.���'��'� writing to the paymenR of the obligation secured by the lien in a manner acce���:ihle to Lendcr:(b)contest�in gcxid faith the lien �' . •�.
<br /> ;���•�' ,ti, .. ,_
<br /> ,,,. by, or defends against enforcement of the lien in, legal proceedings which in the Lender's o inion o rate to r ' `
<br /> P pe prevent the � �.
<br /> , i 5;i;!';'t�5� enforcement of the liea�;or(c) secures from thr hulJer of the lien an agreemrrn ut�sfaca�n to I.ender subordinating the lien to �'�rti•.;, �r.
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<br /> •�� ,�,. this Secarity Insttument.If C.ender determinet that any part of the Pruperty is subject to a lirn whirh ma� att�in prinrity over ' •S `�
<br /> .����'�'� � this Security Instrument,Lender ma; give Borrower a nc�tice identifying th�I ien.Borrowcr�h:�ll .�ti,f)• the lien i�r take one or I '�'�,;.:,},,:, '
<br /> more of the actions set forth above within I O days of thr giving of nutire. ` ,. . . ;,. ;
<br /> Form 3028 8I90 � ' '�
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