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<br /> -,�.M y_;S,-,;.�= .,_ ,s ' TOLIETHER WITH all the impravemerrts now ar hereafter ere�:ted an t p p£ Y ,�-'----- _-_��• ..
<br /> . , _� � and tixtures now or hereaRer a part of the property. Alt repiACOmsnta und addttiona xhull also b�covered by this Secudty �.�
<br /> Instrument. All of the foregoing ia refcmed ta in this Secudty Insuument us thc"Property." ��� � ��`'�
<br /> BORROWER COVENANTS thut Bomower is lawfiilly scised of the estnte here by ranvcye d a n d h nY t h e r i g h t t o g r a n t �
<br /> n • aad convey the PruRerty and that the Property is weencumbereci.except fa encumbrances oF rccord. Borrower wurrants and „ '` , �
<br /> �' ^'`'' .• wiil defend�enerally the dde to the Ptoperty agu�nst ali claims and demands.subject ta uny encumbmnces of record. .
<br /> � THIS SECURETY INSTRUMENT cambines uniform cavenants for nntionul usc and non-unitorm covenan�s �vith
<br /> _... � ... . .
<br /> limited variadoas by jurisdiction ro constitute a unjform security instrument covering mui proR�rty. - •�
<br /> ` IJNIFOR114 CnVENANT�. Botrawer and Lender covenant and agree as foilows: ---
<br /> � 1. payment of Prindpal aad InEerest;Prepayimeat and I.ate Churges. Borrower shall pmmptiy pay when due the ;
<br /> principal of end interest on the debt evidenced by the Note and any prepayment and late churges dus under the Note. c
<br /> 2. Funds for'Nxes and Insnrnnce. Subject ta applicable law or to a written waiver by Lender.Borrower sitatl�ay to
<br /> Lender on the day rnonthly payments are due under the Note,until the Note is paid in full,a sum("Funds"?t�or.(a�)yeariy
<br /> � taxes and assessmenis which may attain priority over this Security Instrument as a lien on the Property:(b)yeavly teaseLtold ,�:. �
<br /> payments or grouzzd reats on the Pcoperty. 'sf anY: (c) yearly hazard or Qroperry insurance premiums: (d1 yea,riy frtood .
<br /> iasurance preraiu�.i�any:(e)yearly mortgage insurance pmmiums.if anX: and(fl anY sums payable by Horrower to �
<br /> 9xeeder,in acarrdae�ce yr6th►he provisions of parabmaph 8,in lieu of ttxe paey�ent of maA[ga�e insurance pre���wrts• 'g'Rese
<br /> - items are caltedl"�ss�ovrr Items-° Lender may,at any time,coltect aad Ltotd�Furzds in an amou�it not to exceed tRe enaxicmun ,• .
<br /> aercQUn�t a ten�der 4'PS a ffederaUy related mortga�e loan inay Yequiee fQr Bcrrrower's escrow account under the federal 1Reall ,
<br /> Fstate Settleu�snt Prrocedures Act of 1974 as amead�d from tieRe c�t�e,l2 U.S.C.§2601 et seq.("R�SFA"),unless aaother
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<br /> law that applies to nhe�unds sets a lesser a�une- ➢f so•�.end�r rnay.a�rt an�r eime,collect and hold Futtds ira an�nount e�ot to
<br /> . , � exoea� the lesser�u:rnunt. l.ender may estimate the antuu�et oF �ucts�s dae on the basis of cu�re�e daea an.d reaccrreable . , . .
<br /> , estimzetes oF expendituces oF fu¢aue Escrow Items or othemise in accordance with applicable law.
<br /> '�he Punds shall be lceld in an insdturion whose deposics are insured by a Cederal agency. insuu�neaea5ity, or entity
<br /> (includtng Lender,if Lender is such an insdmtion)or in any�ederaf Hame I.oan Bank. Lender shall apply tlre�►ads to pay •. ' .. o
<br /> � the Escrow Items. Lender may not charge Borrower for holding and applying the Funds. annually anaCyzing the escrov+ •
<br /> � • � account,or verifyimg the Fscrow Items,unless l.ender pays Borrower interest on the Funds and aBp4irable law permits .
<br /> ' L.ender to make such a charge. Hoxever.Lender may require Borrower to pay a one-time charge for ure independent rcal
<br /> '���''' estate tax ceporting service asad by Lender in connection with this loan.unless applicable law provides otherwise. Unless an
<br /> '��•�'���' • agreement is made orapplicable law requires interest to be paid,Lender shall not be mquired to pay Bomower any inter+est or , : �,,.
<br /> ` "''�:��:�: eamings on the Fund�. Borrower and Lender may agree in writing,however,that interest shall be paid on the Funds. I.ender
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<br /> ;� � shall give to Ban�awer,without charge,an annual accounti�g o f t he Funds,showing credits and debits to the Funds and the f�y{�:
<br /> �� peugose for.vltidl¢xh debit to the Funds was made. TRe�unds are pled8ed as additional security for all sums secured by _ � .•;i
<br /> .. . . - �Awc Cr+�i�rit�BRChtrrnrnt =—- . . �� ,
<br /> ,� I;€the Funds held by I.ender exceed ttre ar�uats Pecenitted to be heid by applicabie law. I.endc� oiiail acccur,io �
<br /> �r'::'". Borrower for the excess Funds in accor.da�.u�e v+►th the requirements of applicabfe luw. (f the amount of the Funds held by � ,,
<br /> • +';' <` ' Lender at any time is not su�cient to pay tlte F.�crow Itemti when due,Lender may so notify Borrower in wriang,and,in ":{�`�'.�1,•.' . i
<br /> � such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up tt�c '�"�;r''`''. !R, �
<br /> ' • deficiency in no more than twelve monthly paymenGS,at L.ender's sole diuretion. �.� ..;•�
<br /> .•'''� Upon payment in full of all sums secured by this Security Insuument,Lender shal!promptly refund ro Borrower any • ;a,.,:�
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<br /> Funds held b Lender. If,under paragraph 2l,L.ender shall acquim or sell the Property,I.ender,prior to the acquisition or � �,- ,.;f .;
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<br /> � s a le o f t he P r o p e r t y,s h a l l a p p l y a n y F u n d s h e l d b y L ender at the time of uc quisition or sale as a credit against the sums � :�y� :
<br /> . €,. , �• �
<br /> `'•�:,r,, . secured by this Security Inswment. '
<br /> ' ' 3. AppUeatioa ot P�ymeats. Unless applicable Iaw provides otherwise, all payments received by L.ender under ,
<br /> ' paragaphs 1 and 2 shatl be applied:first,to any prepayment c harges due un der t he N o t e;s e c o n d,t o a m o u n G C p a y a b l e under � �f �
<br /> , �.; paragraph 2;third, to interest due;founh,to principal due;und last,to any late charges due undet the Note. • : ,�: -J f
<br /> "��,;i+�;�� • 4. C6arges;Lienc. Borrower shall pay all taxes, a�sessmena.chnrges, fines und imposidons uttributable to the " i_:•'
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<br /> property which may attain priority over this Security Iastrument,and leasehvld payments or gmund rents.if any. Borrower � i �
<br /> • `.�'�;'°`��'�'�� shall pay these obl igations in the manner provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on i •'.i 4:� . .
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<br /> ...,�;t;, time direcdy to the person owed payment. Bonower shall promptly furnish to Lender all notices of amounts to be paid under
<br /> ` '•"': . this paragraph. If Bornower makes these paymentx directly,Borrower shall promptly Fumish to Lender receipts evidencing .
<br /> ��• � '�;�:i::;;. the ents. • ,.
<br /> .r.;s:..,, PaYm 7�:s"'�`:..
<br /> ,"`�:`�`�.:( Borrower shall promp dy disc harge any lien w hic h h as p ri o ri t y o v e r t h i s S e c u ri t y I n,t r ument�nless Borrower.(a>agrees
<br /> ,••:.�,;
<br /> ' �"�'''� •'• in writing to the payment of the ohligation secured by the lien in a manner acceptable to Lender,tb)contests in good faith the ' �r:,;.
<br /> �n:.�.,,
<br /> '�''= ' lien by,or defends against enforcement af the lien in,legal proceedings which in the Lender's opinion operate to prevent the l ��,':V�''�
<br /> � enforcement of the lien;or(c)secures from the holder of the lien an agmement�atisfactory to Lender subordinating the lien ; .
<br /> to this Security Inswment. If Lender determines that any pait of the Roperty i�subject to a lien which may attain priority �
<br /> ,���.; over this Security Instrument.Lender may give Borrower a notice identi(ying the lien. Borro�ver shall satisfy the lien or take '
<br /> •:f:%. • one or mone of the actions set forth above within 10 days of the giving of notice. � � �'��
<br /> • �:;�:> g, Harard or property Insurance. Borrower shaEt hecp the improvemena now eKisting or hereafter ea�.�tc�on the :.
<br /> �"'f'� � Property insured against loss by tire,halards included a�ithin the term'extended re��ersge"and any other hazard.�ia�tuding .
<br /> ' '-',,.,
<br /> � floods or flooding.(or which Lender requice. inwrance. This incuranr��hall be maintaincJ in tLte aznounu and for the .
<br /> • ffcnm�i1.71i 9l40 lpaRe 2 uflr pc�Xes� ' ' .
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