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<br /> y.:.-�.,r� S. I�umrd or Propert� Insurunce. Borrawer shail keep the impmvcmcn�na`y existing or hem.uRer erected on the --�5,, - ��� ;_ ___
<br /> ,. :Y,::.;;;� Property insuredageinst loss by fire, huwrds included wlthitt thc te►u► "extendcd caverage" und any other haiards, inrludin� �--i .— � -_
<br /> _.:_;:;.�„��.�� r f l u a ds or flood in g. for whfcb l.ender requires insurnnce. This insurance yhall be muintuined in the amounts and for the periods . " '.,�,�.�,;�-;:f_`
<br /> ,....x+. ..�.y .,.:�..'h :�R.7S1�-,.^��t_-, -_
<br /> ,,_:,-�,,,.j�p�� thut I.enderrequires.The insurnnce curcier peovidin�the Insurnnce shall be chasen by B nrrower su bjec t c o L.e n d e r's a p p r a v a l
<br /> � ' which shulln�t be unreasonably withheld. If Barrower failrc to mainta�n coverag�described above, I.ender may, at l.ender's ••,•s;�,�<��,.,�;�.�-.
<br /> -,`�a;::,,�•'->i ' ,
<br /> -,-::;:.:�; , aption,obtain�overage to protect l.ender's rtghts in the PropeRy in accordance with paragraph 7. ' �,.����y;;;�,_
<br /> �. �:- xri.,.
<br /> All insurance policfes and renewals shnll be acceptuble to Lender and shall include a standard mortgage clause. Lender :�-��-�,,'"":',�'°•�===---
<br /> ,���,;„7 � shall have the�ight to hold the policies and renewals. If L.ender n:quires, Bonower shull promptly givc tu L.ender ali rcceipts of �, t •�.
<br /> .:_(�_.�ci.t�'.r .. .�— ,.e3�:—=1�f^3
<br /> - -�- ;�:�•�.�,� puiJ pre��iiums and reacwal notices.In the event of loss,Aormwer shail give prompt notice ta the insurance carrier and I.ender. ° � , ` ' "
<br /> -:•...� •,.,. .
<br /> � ;," `".'�, .`: I.ender may make proof of loss If not mude promptly by Borrower. ,;�,..�.,�c': ��' _
<br /> �'."'+": :''.�.• ��� � lied to restoratian or repuir of the �.•�: • .
<br /> t;`��;': •':� ,ti. Unless Lender and Borrower otherwise a ree in writing. insurance proceals shall be app • .
<br /> .. ,r
<br /> Property damaged. if the restoration or c�epair is economically feasible and I.ender's security is not lessened.If the restoration or
<br /> • `r repair is not economically feasible or Lender's security would be lessened,the insurance proceeds shaU be applied to the sums �
<br /> � secured by thi s Security Instrument, whether or not then due, with any excess paid to Bonower. If Barmwer nbandons the .
<br /> a
<br /> � Property. a daes not answer within 30 days a notice from I.ender that the inFUrance carrier has offered to settle a claim,then _
<br /> � Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Pro}�erty or to pay sums ,
<br /> � •� . �"• �" secured by ihis Security Instrument,whether or not then due. The 30-day period will begin when the notice is given. ,t;.�', ; .
<br /> r� ? �.r Uniess Lender and Bonower otherwise agree in writing, any applicati�n of proccecls to principal shali not extend or ,
<br /> '��'�°'v ' ��+>• postpone the due date of the monthly payments referred ta in paragraphs 1 and 2 or chungc the amaunt of thc payments. If ���,�t; �y� ,,y� ;__
<br /> ,�.•�� ,,,,;:.;.,�,� ,., . � .. ;.
<br /> ��:�=4;.,;�- ^�,. under paragBph 21 the Property is acyuired by L.ender,Borrower's right to any insurance policies und proceeds resulting from ;..,���s��__
<br /> .� y• 'r
<br /> . -•b'�c�.,., •, •:. +` damage to�he Property priar to the acquisition shall pass to Lender to the extent of the sums securcd by this Security Instn�ment � .,,��,.;;�+;-_
<br /> ' ,�,'��,�'1�"`. ••' � immediatelyprior to the acquisition. " ".'�''�` '`z: �
<br /> ,�.., , . -
<br /> `��� ` 6.Occupancy,Preservation,Matntenance and Protection of the Property; Borrower s I.oan Application; Leaseholds. � . �
<br /> o til'" ' .�� . . .
<br /> , . � Borrower shall acupy, establish,and use the Property as Borrower's principal residence within sixty days after the exec:ution of . � .,.4
<br /> ' . � this Security I nstrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after , ;�;}..y,,,`'�-�
<br /> � • the date of occupuncy, unless L.ender otherwise agrees in writing. which cansent shall not be unreasonehly withheld,ar unless ;,,�;;�.,�4�
<br /> ' . extenuatin circumstances exist which are beyond Bonower's control. Borrower shall nat destroy, dumage or impair the �{
<br /> S v�' � .�����lr9V�n
<br /> � Property, aUow the Property to deteriorate, or commit waste on the Pro rt Bonowcr shall be in default if uny forfeiture ;��;�;�`�. ., �' "�.:�•�—
<br /> � y• t::�f;s,' ` i .�f''�.�
<br /> action or proeeeding,whether civil or criminal,is begun that in Lender's�e�od faith judgment could result in forfeiture of the ��� �,•
<br /> k�•.
<br /> ' � Property orotherwise materially impair the lien created by this Security Instrument or I.ender's security interest.Borrower may • p y;".�t,
<br /> . : - - ��
<br /> , ���m c��ch�dPfault and reinstate,as provided in paragraph 18,by causing the action or proceeding to be dismissed with a ruling � ��:.����� �
<br /> �' �, .�i-, � recludes forfeiture of the Bonower's interest m the Property ar oii�� �i�ateria! _..---�`�;�' ?
<br /> . that, in Lender s good�faith determination, p .
<br /> impairment of the fien created by this Security Instrument or I.ender's securiry interest. Borrower shall aiso he in defauit if • • ,;�� * '
<br /> :� ..
<br /> ' . Borrower,during the loan application process,gave materially false or inaccurate information or statements to Lender(or failed
<br /> � � .. ' ;� to provide Lender with any material information)in connection with the loan evidenced by the Note, including,but not limited ' .�" �
<br /> • � ' �.' to,representations conceming Borrower's occupancy of the Property aa a principal residence.If this Security Instrument is on a •w.��•r
<br /> , ���v ..
<br /> , leasehold.Barrower shall comply with all ihe provisions of the Iease. If Borrower acquires fee title to the Property. the ;
<br /> • � leasehold and the fee title shaU not mergc unless I.endcr agrees to the merger in writing. �`xi�_ ���,�
<br /> • � �: - 7.Prote�ctlon of I.ender's Rights in the Property. If BoROwer faiis to perform thc covenunts and agrc�ements contained in '•,';•;;",1 ' ,�;.. .;,�� ;.
<br /> . ,;,,::.
<br /> '�':���'• this Securii Instrument,or there is a legal proceeding that may significantly affect Lender's rights in the Property(such as a . {.�,�.�.,,,. �
<br /> v�.,�i' Y
<br /> ;?;;�':;,� proceeding irn bankruptcy, probate, for candemnation or farfeiture or to enforce laws or re ulations>,then Lender may do and :�•::�:.•.,-;
<br /> •, � pay for wl�tever is necessary to ptotect the value of the Property und Lender's rights in ht Property. Lender's actions muy � '��''a`o j�
<br /> '.. ��p{.fl�i
<br /> ' .•.�". .� y�'
<br /> �'�.�;.��"'' °�'.`��`� include paying any sums secured by a lien which hns priority over this Secu�ity Instcument, appearing in caurt. paying .-;�
<br /> ���!:;`:•>..;r. �:�,:�., �/
<br /> ;,��.:�� ;�:,.,�Y-y,��: reasonableatsomeys'fces and entering on the Property to make repairs. Although Lendcr rnay take action under this paragraph .
<br /> "�4�`' ' 7,Lenderdoes not have to do so.
<br /> , r.,:.,, . . ,
<br /> -���%',"��,'Eti':: Anyaratounts disbursed by Ixnder under this paragraph 7 shall become additinnut debt of Borrower sccured by this . ; ...,.
<br /> � '' . " �'�¢�°" Security Instrument. Unless Borrower and Lender agrec to c�ther tcrm�c�f paymcnt, the+c amounts shap bear interest from the .;,.,�.;...�•
<br /> , �-,.5:;.��4'
<br /> ' t:���� `' ' date of d'ubursement at the Note rate und shall be payabfc. with intcrest, upon noticc from L.ender to Bonower requetiting .
<br /> ,�;�:!;��?" � , payment. .. '
<br /> ' 8. Afortgage Insurance.If Lender reyuired mortguge insurance as a condition nf making the loan secured by this Security
<br /> :"`',.. �; � Instrument, Borceiwer shall psy the premiums required to maintain thc mortgage insurancc in eUect. If, for any rcason, the
<br /> .;:Y:,��;• .�� � mortgage insuranre coverage reyuired by Lender lapses or ceases to be in effect. Borrower shull pay the premiums requirecl to "'
<br /> ';,.;,.
<br /> �::;:;` ..
<br /> ::< � ohtain cover�ge subxtantially equivalent to the mortgage insurunre previously in rffect.at a cost suHstantially cyuivalent to the
<br /> �-;;:,.:,.y,
<br /> ;��;s;;�,,, • cost !o Borrower of the mortgage insurance previou.ly in effect, from an altcrnate nx�rtgage insurer approved by Lender. If
<br /> � • • substantially equivalent mortgage incurance covcrage is nut available.BoROwer�hall pay to Lender each month a sum equal to
<br /> •� - �'".��••��.� one-tweiflh c�f ihe yearly mortgage�naurancr premium bcing paid by Burrower when th�in,urar.ce roverage lapsed or ceased to ;.
<br /> � ��.i���.
<br /> :�i;;�; � be in effai. I.ender will accept, use und retain ihetie paynxnt.a� a lo�y re+en�e in lieu of m��rtga�r insurance. Loss rcserve , ,
<br /> �}�r'r:". Form 3028 9/90 �r:'?'
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