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I t., y p 3a 3,f V A <br /> ry 9-. ��., �� <br /> y ^�^r'?�.�/`���.1µ�N. .+'�iqlf;.�tit �y.I .f�/Sti �F'i4'� fY%r}�. . 4+}��iMl. d�p�� ;�{�.il�`I �<''��}'( �`�-�/��'��}i.a:tt.4�1�. `.�, ]'.r. :d^4:r�=:.�i�`?t� ��1�':r 7775 . J(�:. �5 —. <br /> � .o-L �� i i �" � � . . " .} � r i. . .�.. �-:�'�I�,.; .n . s:'�7� 1 �'',',�...4 .'1 ti��`- <br /> -:�y`'7i�i�A1?'i.C'• �:)7�N �I�J!N� a ,��,L!!�'J jb.u. iYiv .� .c:ri'-h�:: n - - :� �Jt�Ht 'C:+1f�1'+(Si�dnwtie� �e�1.� ;-t 'i' . :� a% f� <br /> . (a,,.�,d.r±�� � �.[.�;. '�4' i!"'j,1LZ rr.�1e�:._�_. .. _ - . �7i, vd � tr�C.tvextM�v,,.�„ ' . . . , {.:y.�• f tr <br /> i.9�:(.. <br /> ,y �{r�� :'t_.�ar � � � . ��""�" <br /> , ° 'iv � . •,.Y j�r�f�.'.�'.� ' .. �r;i-� . ,�'!!�[yq��'4rss�-..' . .i t -. <br /> ' ��'"..f nr , , . n `lu? ��. .� ��''��'+���'� r -- <br /> . ''�;_ <br /> ' ' a . � . . .. ... ..y.�tr+._. - :... "-�.. .. . <br /> .,Ar�li'�it.Se`!It� r.._._ --_._.._ ��--- �. _ ,. ._. _.._...�...� ;...._�_� .�...._._�:,._ -°- '—_��x--. <br /> '��n?�1a3sfidr7iiA A• ��0��I� ��j'+�ii�5�- `-.._ ^` <br /> . � �t �1NLaa c_""" <br /> y.:.-�.,r� S. I�umrd or Propert� Insurunce. Borrawer shail keep the impmvcmcn�na`y existing or hem.uRer erected on the --�5,, - ��� ;_ ___ <br /> ,. :Y,::.;;;� Property insuredageinst loss by fire, huwrds included wlthitt thc te►u► "extendcd caverage" und any other haiards, inrludin� �--i .— � -_ <br /> _.:_;:;.�„��.�� r f l u a ds or flood in g. for whfcb l.ender requires insurnnce. This insurance yhall be muintuined in the amounts and for the periods . " '.,�,�.�,;�-;:f_` <br /> ,....x+. ..�.y .,.:�..'h :�R.7S1�-,.^��t_-, -_ <br /> ,,_:,-�,,,.j�p�� thut I.enderrequires.The insurnnce curcier peovidin�the Insurnnce shall be chasen by B nrrower su bjec t c o L.e n d e r's a p p r a v a l <br /> � ' which shulln�t be unreasonably withheld. If Barrower failrc to mainta�n coverag�described above, I.ender may, at l.ender's ••,•s;�,�<��,.,�;�.�-. <br /> -,`�a;::,,�•'->i ' , <br /> -,-::;:.:�; , aption,obtain�overage to protect l.ender's rtghts in the PropeRy in accordance with paragraph 7. ' �,.����y;;;�,_ <br /> �. �:- xri.,. <br /> All insurance policfes and renewals shnll be acceptuble to Lender and shall include a standard mortgage clause. Lender :�-��-�,,'"":',�'°•�===--- <br /> ,���,;„7 � shall have the�ight to hold the policies and renewals. If L.ender n:quires, Bonower shull promptly givc tu L.ender ali rcceipts of �, t •�. <br /> .:_(�_.�ci.t�'.r .. .�— ,.e3�:—=1�f^3 <br /> - -�- ;�:�•�.�,� puiJ pre��iiums and reacwal notices.In the event of loss,Aormwer shail give prompt notice ta the insurance carrier and I.ender. ° � , ` ' " <br /> -:•...� •,.,. . <br /> � ;," `".'�, .`: I.ender may make proof of loss If not mude promptly by Borrower. ,;�,..�.,�c': ��' _ <br /> �'."'+": :''.�.• ��� � lied to restoratian or repuir of the �.•�: • . <br /> t;`��;': •':� ,ti. Unless Lender and Borrower otherwise a ree in writing. insurance proceals shall be app • . <br /> .. ,r <br /> Property damaged. if the restoration or c�epair is economically feasible and I.ender's security is not lessened.If the restoration or <br /> • `r repair is not economically feasible or Lender's security would be lessened,the insurance proceeds shaU be applied to the sums � <br /> � secured by thi s Security Instrument, whether or not then due, with any excess paid to Bonower. If Barmwer nbandons the . <br /> a <br /> � Property. a daes not answer within 30 days a notice from I.ender that the inFUrance carrier has offered to settle a claim,then _ <br /> � Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Pro}�erty or to pay sums , <br /> � •� . �"• �" secured by ihis Security Instrument,whether or not then due. The 30-day period will begin when the notice is given. ,t;.�', ; . <br /> r� ? �.r Uniess Lender and Bonower otherwise agree in writing, any applicati�n of proccecls to principal shali not extend or , <br /> '��'�°'v ' ��+>• postpone the due date of the monthly payments referred ta in paragraphs 1 and 2 or chungc the amaunt of thc payments. If ���,�t; �y� ,,y� ;__ <br /> ,�.•�� ,,,,;:.;.,�,� ,., . � .. ;. <br /> ��:�=4;.,;�- ^�,. under paragBph 21 the Property is acyuired by L.ender,Borrower's right to any insurance policies und proceeds resulting from ;..,���s��__ <br /> .� y• 'r <br /> . -•b'�c�.,., •, •:. +` damage to�he Property priar to the acquisition shall pass to Lender to the extent of the sums securcd by this Security Instn�ment � .,,��,.;;�+;-_ <br /> ' ,�,'��,�'1�"`. ••' � immediatelyprior to the acquisition. " ".'�''�` '`z: � <br /> ,�.., , . - <br /> `��� ` 6.Occupancy,Preservation,Matntenance and Protection of the Property; Borrower s I.oan Application; Leaseholds. � . � <br /> o til'" ' .�� . . . <br /> , . � Borrower shall acupy, establish,and use the Property as Borrower's principal residence within sixty days after the exec:ution of . � .,.4 <br /> ' . � this Security I nstrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after , ;�;}..y,,,`'�-� <br /> � • the date of occupuncy, unless L.ender otherwise agrees in writing. which cansent shall not be unreasonehly withheld,ar unless ;,,�;;�.,�4� <br /> ' . extenuatin circumstances exist which are beyond Bonower's control. Borrower shall nat destroy, dumage or impair the �{ <br /> S v�' � .�����lr9V�n <br /> � Property, aUow the Property to deteriorate, or commit waste on the Pro rt Bonowcr shall be in default if uny forfeiture ;��;�;�`�. ., �' "�.:�•�— <br /> � y• t::�f;s,' ` i .�f''�.� <br /> action or proeeeding,whether civil or criminal,is begun that in Lender's�e�od faith judgment could result in forfeiture of the ��� �,• <br /> k�•. <br /> ' � Property orotherwise materially impair the lien created by this Security Instrument or I.ender's security interest.Borrower may • p y;".�t, <br /> . : - - �� <br /> , ���m c��ch�dPfault and reinstate,as provided in paragraph 18,by causing the action or proceeding to be dismissed with a ruling � ��:.����� � <br /> �' �, .�i-, � recludes forfeiture of the Bonower's interest m the Property ar oii�� �i�ateria! _..---�`�;�' ? <br /> . that, in Lender s good�faith determination, p . <br /> impairment of the fien created by this Security Instrument or I.ender's securiry interest. Borrower shall aiso he in defauit if • • ,;�� * ' <br /> :� .. <br /> ' . Borrower,during the loan application process,gave materially false or inaccurate information or statements to Lender(or failed <br /> � � .. ' ;� to provide Lender with any material information)in connection with the loan evidenced by the Note, including,but not limited ' .�" � <br /> • � ' �.' to,representations conceming Borrower's occupancy of the Property aa a principal residence.If this Security Instrument is on a •w.��•r <br /> , ���v .. <br /> , leasehold.Barrower shall comply with all ihe provisions of the Iease. If Borrower acquires fee title to the Property. the ; <br /> • � leasehold and the fee title shaU not mergc unless I.endcr agrees to the merger in writing. �`xi�_ ���,� <br /> • � �: - 7.Prote�ctlon of I.ender's Rights in the Property. If BoROwer faiis to perform thc covenunts and agrc�ements contained in '•,';•;;",1 ' ,�;.. .;,�� ;. <br /> . ,;,,::. <br /> '�':���'• this Securii Instrument,or there is a legal proceeding that may significantly affect Lender's rights in the Property(such as a . {.�,�.�.,,,. � <br /> v�.,�i' Y <br /> ;?;;�':;,� proceeding irn bankruptcy, probate, for candemnation or farfeiture or to enforce laws or re ulations>,then Lender may do and :�•::�:.•.,-; <br /> •, � pay for wl�tever is necessary to ptotect the value of the Property und Lender's rights in ht Property. Lender's actions muy � '��''a`o j� <br /> '.. ��p{.fl�i <br /> ' .•.�". .� y�' <br /> �'�.�;.��"'' °�'.`��`� include paying any sums secured by a lien which hns priority over this Secu�ity Instcument, appearing in caurt. paying .-;� <br /> ���!:;`:•>..;r. �:�,:�., �/ <br /> ;,��.:�� ;�:,.,�Y-y,��: reasonableatsomeys'fces and entering on the Property to make repairs. Although Lendcr rnay take action under this paragraph . <br /> "�4�`' ' 7,Lenderdoes not have to do so. <br /> , r.,:.,, . . , <br /> -���%',"��,'Eti':: Anyaratounts disbursed by Ixnder under this paragraph 7 shall become additinnut debt of Borrower sccured by this . ; ...,. <br /> � '' . " �'�¢�°" Security Instrument. Unless Borrower and Lender agrec to c�ther tcrm�c�f paymcnt, the+c amounts shap bear interest from the .;,.,�.;...�• <br /> , �-,.5:;.��4' <br /> ' t:���� `' ' date of d'ubursement at the Note rate und shall be payabfc. with intcrest, upon noticc from L.ender to Bonower requetiting . <br /> ,�;�:!;��?" � , payment. .. ' <br /> ' 8. Afortgage Insurance.If Lender reyuired mortguge insurance as a condition nf making the loan secured by this Security <br /> :"`',.. �; � Instrument, Borceiwer shall psy the premiums required to maintain thc mortgage insurancc in eUect. If, for any rcason, the <br /> .;:Y:,��;• .�� � mortgage insuranre coverage reyuired by Lender lapses or ceases to be in effect. Borrower shull pay the premiums requirecl to "' <br /> ';,.;,. <br /> �::;:;` .. <br /> ::< � ohtain cover�ge subxtantially equivalent to the mortgage insurunre previously in rffect.at a cost suHstantially cyuivalent to the <br /> �-;;:,.:,.y, <br /> ;��;s;;�,,, • cost !o Borrower of the mortgage insurance previou.ly in effect, from an altcrnate nx�rtgage insurer approved by Lender. If <br /> � • • substantially equivalent mortgage incurance covcrage is nut available.BoROwer�hall pay to Lender each month a sum equal to <br /> •� - �'".��••��.� one-tweiflh c�f ihe yearly mortgage�naurancr premium bcing paid by Burrower when th�in,urar.ce roverage lapsed or ceased to ;. <br /> � ��.i���. <br /> :�i;;�; � be in effai. I.ender will accept, use und retain ihetie paynxnt.a� a lo�y re+en�e in lieu of m��rtga�r insurance. Loss rcserve , , <br /> �}�r'r:". 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