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<br /> �--;:;:t:�•:��,,°� iinifoms Coyenant 13 ot tha Secudty Insuuruent is ameaded to read as foUowa: �_.�c;..r,�,::,.;�=;,:-:;,;,,_v
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<br /> � ,,�fi..�`'�� 13. Ualtona ae�dqr Inatrameat=Goverolns Ia�R;8everabllity.This form of Scciuity ir,stn�raent combina uniform covenanu+!or nutionel use ' < <.-, i�•,
<br /> . _".,_„� aad non-uniPo:m covenante witb W�oited varIatloAS by Judeafiaion to consdtute a uaitorm security iastrument covedng reul property.Thts ,,, .•-:,;;:��.
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<br /> � �' Security Inatrvment nhall bo govrrned by Federal taw and the 1nw of the judsdtction ln which the Property ta lo�ated. ln the avent thnt eny ' • �. '�°•t'y-
<br /> —`"�°• � provlaion or clause of this Secudty Iastrument or the Nou conflicts wlth applicable law.euch confUct ehall not atfoot other provtstona of this • ' ' . ;ti�= -
<br /> ""'�'"`�"`�'�'�"� Stcurlty Iustrumeat or the Note which can be gtven effect w(thout dte confl(ctiag proviston,and to thta end the provisiona of thts Seaudty � �•�•''�'`'"'����-��_
<br /> :;�ax .� InstrumentaadtheNouaredcclaredwbesevuabie. ' ��•,
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<br /> k,'� .�`;: c.,.., � g, '�Nggplt OF T�IE PROPIICfY OR A BENEFICIIlL IIVTLRFBT IN BORROWER .
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<br /> =��`^';���;�,_$� [Jniform Covena�at 27 of the Securtty Instrmaent is amcaded to nad as follows: °
<br /> ����;�_' �`f�;,'. 1�, '�u;eP.si the property or a Beneridet Interest!n Boero�rer.It alt or aay part of tho Araperty or an interest therein is sald or trw�atetted �:.
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<br /> �-•�=±�:�T"•=�� • •�� (pr iP a benefictellnterest In Borrower ia eold or transferred end Bonower ia not a natu�al peraon)without Lender's prior wtitten consent� , - �-
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<br /> '_;:�:�"t�'`•�'"••'`'' I.ander may.at I.euder'a option.declare all the sums sccuted by tlils Secudty Instrument to be imracdlately due and payable.However.thle • ....
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<br /> =��'E°�: '�•'; � opdon shaU Aot be ezercfsed bY lxadet if exereise is aot authorized Ay�ederal law.L.cndcr may waive the eaercisa af th4 option tf:(u)Bottawer . .. _
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<br /> . r�;,ti,:;:- causea W be anbaiitted to LRnder infomiatba cequired by L�►deP tv eval�ate t3�e intended transferee es if a new loan wen baing mado to the .
<br /> ' ��`f"� � uansferce;and(b)Lenda reasonably detemrines that Lend�r'a securi¢y will not 1�impa[red by the loan assumpdon and that tho rlsk of the , � � „
<br /> �a•',r,�.�� bleBCl1 of 8t►y Cove118nt Ot 8g1'letllCtit 1u tL1s SeCUiity Itlsttume1111s aCOCplAbSe to I.euder. •' . .• ' ,,, --
<br /> To tbe actent perudtted bY appl�cable law,Lender may charge a seasopable fa as a oQAditioa to Leader's consettt to tho laan assumption. �..',�''"�''•'°
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<br /> ° � " "" I.e n der may a l s o r e q u i r e t h e t r e n s f c r e r t o�c e c p s il!t�e e p r a m i s e s e a d a g r e e m e n u m a d e I n t h e N o t e e a d i n t h 3 s S e c u r i t y I n s u u m e n t. ' -�'�• ��-��
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<br /> • ��� • ° "y" "IP L�mdu exudses such option tm axelerat�e,Lesder shall mail IDorro�ver notIce of acceIeraaon fa accordenoe wlth parag�aph 14 heteoL , t �-
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<br />- ,,'�n�:fi�?<�� Such notice shall provIde a peri o d o f not less t�an 3 0 d s iys irom t he d a tc t he ao t ice i a m a i l e d wi t h i n w h l c h B o n o w u m a y p a y t h e s u m a d x l a rc d 4 r• �: „
<br /> , . ���' dua If Bonower fails to pay such swna prlar to the eapiracion of such period.Lende�raay,wIWout further nodce or demaztd on Bonower. , �
<br /> ' invoke eny remedIea pern�ttted by this Securlty Instnuaent." �
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<br /> - "Notwlthstaadin8 a sale or uansfer,Bonower will wntinue to be obligated under ihe Nnte and this Sec�uity lnstrument unless Lender hes �� �
<br /> ,, releastd Borrower in wriWig." • � ���
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<br /> F. LOAN CHAN(iE8 �V�
<br /> ° If the loan se�ured by the Secudty Instrument is subject to a law which sets maximum loaa charges,aced tWat law ia tinaUy interpreted ao
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<br /> " �. �• that the interest or other loan char8es coUected or to be coUected in connection wIth ttie loan exoxd permitted Ilmits,then:(1)any such loan
<br /> ciwrge slfaU tk rcdum!by sl�e sasossnt nPcessary to reduce the ch�rge te the permitt!w!lfmft;And{2)any cums already collected itom borrower • '_
<br /> ' , . ' Which q�aedod permitted Umits wW be refunded to Bonower.Lender may choose to matce this refund by reducing che pdncipat owed under the �� :'� ��
<br /> �� Note or by maldn8 a dirert payment to Boaower.If a rePond reduces principal.the reduction will be ueaud as a parttal prepayment under the + 'a
<br /> •[` . Note. �, ,
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<br /> ``:.;t'>"'`',,'':''� Y1V Wd�1'Ai1�4 WHERFAF.Borrower haa executed this Adjastsble Rnte Rider.
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<br /> :;�t��1},,., DOUG S WAYNE cTAUISH� PA�TNE �i%r
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<br /> BORROWER
<br /> - • ITH JENSEN mcTAVTSH, PARTNE ' '
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<br /> BORROWER •• •
<br /> DOUGLAS WAYNE�f�cTAVISH,NPERSONRLLY
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<br /> ;'. SUSAN K. �IcTAUISH, PERSONAILY
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