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<br /> � perlods�tnt l,ender requlres. Tiee insurunce carricr pravidfng tAe inaurance shall be chosci�hy aarrawer Rubjcct to Lcnderb 1 � f���� �?n�= ,,
<br /> `"�"°�''' approval which shnll not be unreuconubly wlthheld. If Qam��ver;ails to mnintuln�vveiage dorcdGed abavo.l,endo�may.at .-.;,,,., .� y,_
<br /> ;-• L en der�op t ion.o b i n i n c o v e rn g:t o p m t e c t l.e n d e r 4�d E h u c i n t h e P r o p e n y i n arcordnnce with pam gra ph 7. . ���n . �°
<br /> '.' .` .`,�`. " All insurnnce policles and renewnis�hall be ncceptable to Lender an�ehull include n stundnrd mortgaga cinuse. I.ender .. ,' �ti}lrt' :—
<br /> �� � shull have th�right ta hald ihe policies nnd renewAls. If l.ettder rcquires.Borrower shall promptly givo ta i..ender aU receiptx " ;,r:;-�
<br /> :��:;��rR;'.;.:„,X� of puld premiums artd renev+nl notices. In the event of 10�.9.Boaower Rhuil give prompt rtatice to the insurance currier und - . . .•,.;;;,�,;
<br /> ' '� • Lender. Lender may muke prcx�f of loss if not made promptly by Borrower. '.;•,��Y°`
<br /> �_:
<br /> -� ` �� Unless Lcndcr vnd Boreows:r othes�vi.se a�c in Evriting,insur.►n¢e prviceed4 sh�l!he nrplied to restomtion or repnir af � s_
<br /> � � .. � .�.; �he Property dumoged,if the restamtian or rcp:iir is econamically feaslble and I.enderk securlty is nat letisened. If the � ' ' �: �
<br /> , , . „
<br /> -�--�- � •• rcaturutIun or repair is ncst econamic�!!y feusible or l.ender�:�ecnrity waatd be lessened,the insurnnce prnceeds shall bc
<br /> � .. - —_:__ ---�'A
<br /> � ' u�glied to ttte sums secured by this Security instrument. whether or nat the�due,with uny excess puld to Borrower. If
<br /> ,, •`�•• . ' � Botrowet nbandons the Property.or docs not nnawer wtthin 30 duys n notice from l.ender that the insumnce carrier hus
<br /> • offered to senle a claim,then l.ender muy collect the insurance pmceedx. Lender mny ur+e the proceedc to reQair ar restore „
<br /> ihe Property or to pay sums secured by thi�Security Insaument,whcther or not then due. The 30-day period w�Q begin when „ ,� °
<br /> the nottce is given. '• .
<br /> '' Unless Lertder and Borrower otherwise usree in writing.any applicution of proceeds to principal shull not extend or + , . -
<br /> , postpone the due dute af the monthly payment�r�efemed to in puragraphs 1 and 2 or chunge the amount af thc puyments. If „ �
<br /> �- under patagraph 21 ihe Property is acquired by Lender,Horrower's right to nny insurance policies and proceeds resulting !�
<br /> from dumase to the Property prior eo t4te acquisitton shall pu��to Lender to the extent of the sums secnred by this Securiry � •
<br /> ' lnsmiment imme�liately prior to Qhe acquisition. '
<br /> � 6. Occupcusey, l�seewa8l�n, Matntenance and Protectton of the Proprrty; Borrower's I.oan Appitent6�m; ; . . .
<br /> �... Leaseholds. Botrower sQ�all occupy.establish,amd ace the Property as aorrowe�'s principnl residence within sixry days after �
<br /> the execution of this Security lmsuumemt a�nd shall continue to occupy the Ptoperty as Borrower§principal residence for at �� • ,_,
<br /> least one year after the date of occanpancy, unless Lender othenvise a�rees in writing, which consent shall not be .
<br /> unreasonably withheld,or unless extennnating circumstances exist which are beyond Bornower�control. Borrower shaq not
<br /> destroy,damage or impair the Ftvpeny,ailow the Property to deteriorate,or cortnmit waste on the Property. Borrower shall =
<br /> be in default if any forfeiture action or proceedimg,whether civil or criminal,is�egun that in Lender's go�d fai[h judgment , .
<br /> coald result in forfeiture of the Property or ot�►envise materiaity impair the t"nen created by this Securiuy lnstrument or ,
<br /> Lenderk security interest. Boirower may cure such a default and reinstate,as provided in paragraph 1 S,by causing the action p ; ,�,+
<br /> or proceeding to be dismissed with a ruling thu, in Lendcr's good faith determination,precludes forfeitare of the Borrower!s •�
<br /> � �1 '<!: � interest in the Prnperty or other material impairment of the lien created by this Securiey insuument or I.ender's secmairy , . �
<br /> ':,.��>`�.. interest Borrower shall also be in default if Bomower, during the loan application process, gave materially �alse or ; � +'��•=�
<br /> � '°`�'''� inaccurate information or statements ro Lender tor failed to provide Lender with any materiai informationl�n connection with � '-:��"�
<br /> the loan evidenced by the Note, inctuding, but not limited to, repr�esentations conceming Borrowe�'s occupancy of the � � .� �
<br /> _ ,= p�og�rty ac A�+rincin:�l residence. If ihis Security Instrument is on a leasehold,Borrower shall comply with all the provisions •�"' �
<br /> -•�'•' of the iease. If Borinwer acquires fee title to the Property,the lc:s�ehold and the fee title shall not merge unless LendeP agszes T
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<br /> ,,,�;::., to the merger in writing. • '.�i' ,� '
<br /> ' '•"'� 7. Protectloa of Lender's Ri hts in the Pro ert . Gt Borrower fails to rforen the covenants and agreements
<br /> g P Y Pe ..,.x?: ,
<br /> � � ' contained in this Sect�rity Instrument, or there i�a legal proceeding that may sig�ificancly affect Lender�s rights in the � „
<br /> ;1 � Property(such as a�r��eding in bankruptcy,pr�,bate,for condemnation or fo�feiture or to enforee laws or regulations),then _ !
<br /> •,•:.�:• � Lender may do and Pa}• for whatever is necessary to protect the value of the Property and Lender's righu in the P[operty. � �'u
<br /> ` ' i�`� � Lender's actions ma inrlude cin�an sums secured b a lien which has riorit over this Securit Insuument,a n �" f
<br /> -' ��ti%' :�'�..�.. Y Pa. Y Y P Y Y PP� g �y-'�•��.,
<br /> ' ' �< ,���±.;;":.;�':�• - in court,paying reasonable attome}>fees and entering on the Property to make repain. Although Lender may take action 't;� :;;��
<br /> ' -,,.��,�.;,.�,.. ,}:;,�c' �
<br /> ,,cr;.;�� under this paragraph 7.Lender dces not have to do so. ,
<br /> ' My amounts disbutsed by Lender under this paragraph 7 shail become additional debt of Borrower secured by this '
<br /> Security Instrument. Unless Borrower and Lender agree to other tertns of payment,these amounts shall bear intet+est fmm the .'
<br /> " date of disbursement at the Note cate and shall be payable,with interest,upon notice from Lender to Borrower requesting _ ,;,J�
<br /> payment. • ;"•' % ..
<br /> r $. Mortgsige Insurance. If Lender required rnortga�e insurance as a condition of making the loan secured by this .;;��
<br /> Security Inswment, Borrower shalt pay the premiums required to maintain the mortgage insurance in effect. If, for any , ',�` �
<br /> reason, the mortgage insurance coverage eeyunred hy Lender lanseti or cea�es to 6e in effect, Borrower shall pay the ,,�;� , �
<br /> ' • premiams requimcf in obtain coverage substansially eyuivulent to the mortga�e imurance previously in effect. at a cost �;: �
<br /> " substantially equiva��nt to the cost to Borcower of the mong:��e imnrance previously in effect,from sm ultemate mongage � • •
<br /> � ::�';� insurer approved by Lender. If substantially eyuivalent mort�age intiurance coverage is not available,Borrower shall pay to �J ;::'�� • ,
<br /> ��;;,;;,�:-',�� Lender each month a sum eyual to nne-twelfth of the yearly murtgage insurance pmmium being paid by Borrower when the • •��;,y,!.;� ;
<br /> '�^�'��`�� insurance covera@e lapsed or ceased to be in effect. Lender w•ill accept,use and retain thexe payments as a loss rexerve in lieu ,
<br /> � of mortgage insurance. Loss reserve paymentx may no longer be reyuired,at the option of Lender,if mortgage insurance
<br /> coverage(in the amc�unt and for the period that Lender reyuire.)provided by an insurer approved by Lender again becomes �
<br /> available and is obtuined.Borrower,halt pay Ihe premium.rcyuired to maintain mortgage in�urance in effect,or to provide a ;
<br /> �'r�,
<br /> losx ffesrrve,until the reyuirement for mortgage imurance ends in accordsnce N•ith any written agreement between Borrower ! ��:., ••
<br /> and A.Rn:ler or applicable law. l �1-5:.:;;
<br /> 4�. InspecQemua. Lender or its agent ma} make reusonablr entries upon and inspectiom of the Property. Lender shall
<br /> give Borrower noeic.at the time of or prior toars:�;�ection specifying rea.onablr cautie for the inspection. �,
<br /> 10. Conderruuuation. The proceeds of am :,��ard or rlaim for damagr,,.lirect or con�ryuential.in wnnection with any � '
<br /> '� Smglr Famil�--Fannie�fae/FYeddie�tac l\IFOR�t l��•PRl�BF:�T—l�nifrrm Co�cnann 9/90 ��w�e i.�Jnrwgesi , .:,1',,.,
<br /> . �•��•_,., •�:ti:' .
<br /> . • :. Greae tdees euslnrs's Forms.toe O i •,i
<br /> �_(;�f��.�• T� �nWTCalt 18W53493�1 O FAx 6147at�Ilt1 : , ..
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