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<br /> __�,; .�_.-_-;-�_� � 3. Hapard or Prope�y Insurence. Barrower shall keep the improvement� rtow cxisting ar hereaftep erocted on the �
<br /> Property insurai z�ainst lass by fire.hciu►rdx ir�cluded within the term 'extended coveruge" and pny other h�zards.inetuding
<br /> -�-�,-�;� flaads ar floading.for which I.emter requir�.s insumnce.This ir�xuraacr ahall be n�uintuit�ul in Q►e w�►uuntb a��d for the pedads _ �--
<br /> "�_:;r.��j�4,�.. "i that l.ender reyulres. Thc insurnnce�rrier providing thc insurance sh�ll be choscn by Botrower subject ta L.ender's upprova!
<br /> -_���'`�`z;���� wt�ich shull rtot be unreasanubly �vithheld. lf�otrawer fails to m�intain covern�e describod abave. [.ertder may. ut I.endet's
<br /> '�=��:j..,�►�„4�y_� option.obtain coverage to protect Lender's rl�hts in the Property in accardance with paru�caph 7. —� - -
<br /> _-�:,�I.A:��Yn,- Atl insurartce polictes cuid renewuls shull bc accepwble to Lendcr and shu11 include A standArd martgnge cluuse. Lender
<br /> •• • shaft have the tight to hold the policies and renewnls. If[.cndcr requires.Bormwer shall pmmptly give to Lender all receipLs of �---=----- _
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<br /> '°:'�;i,�,�� �� paid premiums and renewal n�tices. In the event uf loss,Barmwer shall give prompt notice ta the insurance carrfer und I.ender.
<br /> ``� � =-'--'�= � Lender may mnlce praof of loss if not made pmmptly by Borrower.
<br /> � ,''' � U�less Lender und �orrower otherwise n�ree in wrlting,in�urnnce pracerds shAll be applied ta r�staration or repair of the �'"`�'�
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<br /> � �• .�°� � Property damaged.if the restaration or r�pair is economically feasibte and LendePs sec�rity is not lessened.If the re.ctoratlon or =__.�_------
<br /> •� repatr is not ernnomically feasible or Lender's security�vould be lessened, the i�surance procc�ds shall b�applied to the suats ����-�-----
<br /> secured by this Securiry [nstrument. whether or not then due, with any excess paid to 8orro�ver. If Harrower abandons the ��=:'=: ____ _
<br /> Pro p erY y,ar does not answer�vlthin 30 days a notica fmm I.snder thnt the insurance carrIer has offered to settle a claim,then �'°�_'�i
<br /> I.ender may collect the insurancc proceeds. Lender may use the pmoeeds to repair or ratore the Property or to pay sums • ;�
<br /> , � secured by this Security Instrument,whether or not then due.Ti�e 30�dny period will begin when the aatice is�iven. :,,._ =�-
<br /> �� "'� Unless I.ender su�d Barrawer otherwise agree �n wdting, any application of proceads to principal shall not extead or �`�''�'Ky":';�:.�_=-
<br /> . � postpone the due date of the manthly payments referred to in paragmphs 1 and 2 or change the amount of the payments. If �;�-.;���;��-�.=_
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<br /> • under paragraph 21 the Property is acquired by l.ender.Borrower's right ta any insurance poticies and proceeds resultictg from r,,,,��,�••�
<br /> �, - damage to the Property ptior to the acquisition shall pass to Lcndcr to the cxttni of the sums serured Dy�h'ss S.,�-�teriry Insentctt�tat ��=;;• �` �
<br /> immediately prior ta the ncquisition. �'� " -
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<br /> 6.Occupancy,i'e+eservation,Ndatntenance and Protection of the Pro�nerty;19m�w•er's D.�ar�A��Dir�49on; i.easel�A�lads. '�','4��..._..__
<br /> Horrower shall occupy,establish,and use the Property as Borrower's princip�a!resndence withim sixty days aQe�the extxuti�n af f'°!��'-?�`-i'
<br /> ., 'l�ORR�iiM1
<br /> � • � this Security Instrument and shall continue to accupy the Property as$ommwer's principal residence for at least one year a�ter ..�i. �,�.-----
<br /> the date of occupancy.unless Lender otherwise agrees in writing, which ca�s�sent �halt not be unreasonably x•6ahheld,or unless ;:�_
<br />;.�i' .. extenuating circumstances exist which are beyond Bortower's contml. �orn��.�cr ;hall not destroy, d:sma�e or impair the ;�_:�—
<br /> `' - IProperty, allow tha Property to deteriorate, or commit waste on the Praper[y. fi.>mower shall be in default if any forfeiture - _
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<br /> �� action or�mceeding, whether civil or criminal, is begun thut in Lender's goad faith judgment vould result in forfeiture oY the �-
<br /> , �roperry o�r othenvise materially impair the lien created by this Security Instrument or L.ender's security interest.Barrower muy p �r�
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<br /> _ - cure such a default and reinstate,as provided in parn�rnph 18,by causing the action or proceeding to be dismissed with a ruling
<br />''; - :: t�a.. ::. �:�er's good_faith determinsti�n. precludes f�rfeitum Qf tha Borros�er's inter�t in ttse Prope:*.}• r-�ther mstesis! �- ,-� �
<br /> . � impairmet�t of the lien created by this Securiry Instrument ar Lender's security interest. Borrower shall als�� be in default if �i•,� ,. , . �t
<br /> ,� �� , Borrower,cE�:ring the loan application process,gave materially false or inaccurate information or statemenES►a i.ender(op fai�td , , : "'�ti••;;
<br /> • . to provide Lender with any material inforroation)in connection with the loan evidenced by the Nate,includin�,but nat Gimit�d � . ''�"���
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<br /> , to,representations concerning Borrower's occupancy of the Property as a principal residence. If this Securiry 3mstrument is on a , ', ��� �
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<br /> • " leasehold. Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to t6►c Property, the :,ti�� �•. ,��,
<br /> , 1ca.�sehold and the fee title shall not merge unless Lendcr agrces to the merger in writing. ���.' . '
<br /> 7.Pt�2erdion of Lender's Rights fn the I'roperty.If Borrower fails to perform the covenants and agreements contained in � ' �
<br /> this Securiey lnstrument,or there is a legal proceeding that may significantly affect Lender's rights in the Property(such as a ` �"
<br /> proceeding in bankruptcy, probate, for condemnation or focfeiture ar to enforee laws or regulations), then Lender may do and . '� �°
<br /> pay for whatever is necessary to pmtect the value of the Property and Lender's rights in the Pmperty. I.ender's actions may , , .;��n
<br /> include paying any sums secured by a lien which hsu priority �ver this Security Instrument, appearing in court, paying �• •y,,,,�
<br /> reasonabte attorneys'feet and entering on[he Prc�perty to make repairs. Although Lender may takc action under this paragraph �� ��
<br /> 7,l.ender dces not have to do so.
<br /> Any amounts disbursed by Lender under this paragraph 7 shall t+ecome additional Jeht of Bormwe� secured by lhis � , �:
<br /> Security Instrument. Unlevs Borrower and Lender agree to other terms of payment,thesc arnounts shall bcar interest fram the :?. � • _ ����
<br /> c3ate of disbursement ua the Note rate and tihall be payuble, with interc�t, upon n��ticc from Lender to Borrower requesting :;:���)
<br /> , .. payment. . -
<br /> • . •• 8.Nfl�riga�ge Insurance.If Lender reyuireci mortgage insur.�nre as a rondition of making the lo:u�secured by this Securiry � ,.
<br /> Instrument, ���rrow•er shall pay the premiums reyuired to maintain the meirtgage intiurance in effect. If,for any reason, the �.
<br /> . mortgage insurance coverage required by L,ender lap.e.or ceases tu be in effert. Borrower shall pay the premiums required to
<br /> � obtain coverage substan2ially equivalent to the mortgage inaurance prcvicwsly in rifect,at a cust suhstantiaily equivalent to the � ,
<br /> .,.y,,,,, cost to Borrower of the mort�age insurance previously in effect, from an alternate mortgage intiurer appmved by Lender. If
<br /> • •� substantially equivalent mongage insur��re coverage is not available.Bnrrowrr,hall pay to Lender each munth a sum equal to
<br /> •t•��'. one-twelfth of the yearly mortgnge insura��ce premium being paid by B��rrower w�hen the in�ur:mr:cnverage lapsed or eeased to
<br /> be in effect.I.ender will accept, use and retain these payments a� a los� retien•e ir• l�cu of m,�rtgage insurance. Loss reserve
<br /> � • • � ` form 3028 9190 `
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