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<br /> ':;,�.r;�:•�r���', � S. Mazard or Property Insurance. �anower shull keep the irnprovcments now ex�sting ar•hereafter erecsed on the ���� _
<br /> r n.i��.�c��� Prope�ty insured ngainst loas by fire.haaards includcd wlthin the temi 'extended cavern�e" and any other huxards, Including �.. �; _�
<br /> �.� flaads or floodin�, for whlch Lender requjms insurancc.This insurunce shaii be n�uintuirted in tBe anrountF and for the periods _
<br /> �a�.�,,.-_
<br /> , ', ; , thut Lender requires. The insurance carrier providin�the insurnnce sh�ll be choren by Borrower subject to l.ender's upproval - ____
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<br /> which bh�ll not be unreasonubly withheld. If aonower fails to maintain covernge describal above. Lender may, at Lender s ,�,�.. �,.`_4
<br /> o tion,abtatn covera e to rotect Lender's ri hts in the Pra rty i n acconinnce wlth pura�raph 7. � `---
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<br /> At! insurence policies and renewats shall be acceptable to L.ender and shull include a standard mortgoge clause. l.ender � *�,�.,,,5 � �, ___
<br /> ' � shall have the:right to hatd the policies and renewals. if Lxnder requires,Bi�rruwer til�eti prumpdy �ive to Lender all receipts of ,.?��,� _ _ _
<br /> � „,�, • � '''� paid premiums and renewal notices. In the event of loss,Borrower shal l give prompt notice to the insurance carrler and Lender. . ��.-�i�j ___
<br /> �;:°, � i.ender iy�ay niake proof of loss if not made promptly by Borrower. ' �
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<br /> , .. Unless Lender and Barrower otherwise agree in wdting, inxurance pracceds shati be applied to restoratian or repair of the ����;
<br /> , � �.� `` y Propeny damaged,if the restoration or repair is econamically feasible and L.ender's security is not lessened.If the restoration or �. „�,,,.:�y:,��
<br /> ', repair is not ecc�ru�mica�ly feasibie or L.ender's security would be fessened, the insurance proceeds shafl be applied ro the sums i �,F,_`.',;�:�:
<br /> , �,�f secured by this 5ecuriry Instrument, whether or not then due,with any excess paid to Borrower. If�arrower abandons the •:.�.�,�;•;
<br /> ' 1'� - Propercy,or does not answer within 30 days a notice from Lender that�he insurance carrier has affered to settle a claim, then _ � "�_'A... �•�
<br /> • : , . Lender may eollect the insurance procceds. i.ender may use the proceeds to repair or restare the Property ar to pay sums ��'"�';, .
<br /> secured by this Security Instrument, whether ar not then due. "Ilie 30-day pericxi will begin when the notice is given. , ,
<br /> , , .,�- �•.
<br /> • ; ,,��, Unlas Lender and Borrower otherwise agree in writing, any application of proceeds ta principal shail not extend or .
<br /> ,y',��,� postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the paymenu. If � �{�,,j� ro �:..y
<br /> �' .�;'�t'��t under paragraph 21 the Property is acquired by Lender,Borrower's right to any insurance policies and proceeds resulting from ��J '� • L �ti�
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<br /> �,, .. +:��.-.,���: damage to the Property prinr to the acquisition shalf pass to L.ender to the extent of the sums secured by this Security Instrument � ��
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<br /> �` � �;�3"%� immediately prior to the acquisition. '"��i```'�' ..`', �;��"`�
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<br /> �'.�Jis;;;: 6.Occupsncy,Prese¢�vation,MaindenAnce and Protection of the Property;Borrower's Loan Application;I.easeholds. > ,,,;54^�;;rl:,;� „ �
<br /> � '`���''' Barrower shall occupy,establish,and use the Property as Borrower's principal residence w9thin sixty days after the execution of ; •, .•�„ .• -
<br /> .� . ihis Securiry Instrument and shall continue to occupy the Praperty ac Borrower's principal residence for at least one year after �'` '1 •.'•.�•
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<br /> " � the date of occupancy,unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless ,;:;�';: ,.4,'',
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<br /> • ��,, extenuating citcumstances exist which are beyond Borrower's contml. Borrower shall not destroy, damage or impair the �' > "�`
<br /> . �'�'"`• pro p ert y,a11oH• the Property to deteriorate, or comrttit waste on the Property. Eorrower shall be in default if any forfeiturc �• �'�
<br /> •,;:�ir, �
<br /> � � ��±;;� action or proceeding, whether civil or criminal,is begun that in txnder's goocl faith judgment mu l d resu lt in fo r fei ture o f t h e ,,; 3�/ ;
<br /> �� �'�• � Property or utherwise materially impair the lien created by this Security Instrument or Lender's security interest. Borcower may ,,., ,� ' ;
<br /> cure such a default and reinstate,as provided in paragraph IS,by causing the action or proceeding to be dismissed with a ruling :��;r. - ; ',�: �
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<br /> . ., ,:;_�, that,in Lender's gaod�faith determination, precludes forfeiture of the Borrower's interest m the Property or other i�wiciiaS ��- . ., � ,,;,,
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<br /> impaim�ent of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in defaalt if ",,;.`• �;.,;,.�_� ��
<br /> '', Borrower,during the loan application process,gave materially fatseor inaccurate infotmatian or statements to I.ender(or failecf '� '
<br /> �{��`�t' � ,
<br /> to provide L.ender with any material information)in connection with the loan evidenced by the Note,including,but not limited r� � ;
<br /> • to, representatians concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a .�.;.,_, '��;�
<br /> ��` leasehold, Borcower shall comply with al l t he provisions o f t}Ze Izase. I f Borcower a c y u i r e s f e e t i t l e ro t h e P r o p e rt y, t h e �,�;,:•�r }:,✓�,
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<br /> leasehold and the fee tide shal!not merge untess L.ender agrees ta the merger in writing. . �j;�'
<br /> 7. ProRection of I.ender's Rights in the Property. If Borcower fails to perform the covenants and agreements contained in „� .. -t
<br /> this Security Instrument, nr there is a legal proceeding that n�ay significantly afi'ect Lendei s rights in the Properiy (such as a ,
<br /> :`� •. procceding in bankruptcy,probate. for candemnatian or forfeiture ar to enforce Inws or regulations),then Lender may do and � �•f
<br /> %rri:1=�� • pay for whatever is necessary to protect the value of the Property and I.ender's ri�hts in the Property. Ixnder's actions may <;,.�. ' .•��
<br /> • �' include paying any sums secured by a lien which has priority o��er this Securit}� Instrument, appearing in court, paying '�.�'� .,,•��� �
<br /> , , '� '��� reasonable attorneys' fees and entering on the Property to make rcpairs.Atthough Lender may take actian under this paragraph � �''��' ' ,
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<br /> �� ,: „ 7, I.ender does not have to do so. �:,, .
<br /> _,:� . • , Any amounts dixburseci by Lender under this parugraph 7 shall become additional debt af Bortow•er �ecured by this ��`��� � .
<br /> ;,r:' Sewrity Instrument. Unless Borcower und L.endcr agrce to cnher tcrtns of payment, these amounts chall bear interest from the '..���L:, : •
<br /> �� duteof disbursement at the Note rt�te flnd shalt be puyablc,µith interest, u}xin notice from Lender to Bortower requesting �����I "�;.'��.',�: '
<br /> „ � ��� •,.�: .
<br /> payment. . , .. .
<br /> ;� �: 8. Mortgage Insuranee. If Ixnder required mortgage i nwrtnce as a ronditiun of making the loan secured by this Security . .
<br /> �;J" ' Instrument. Borrower shall pay the premiums required to rnaintain the mortgage insurance in eff'ect. If, for any reason, the �;�
<br /> � mortgage insurance coverage reyuired by Lender lapses or ceaces tu be in effect.Burrower tihell pay the premiums required to f,;,, _
<br /> �;�:`:..
<br /> obtain coverage substantially equivalent to the mortgage imurance previously in effect, at a rost substantially equivaient to the ,;.,.
<br /> ' � `','�:, mst to $orrower of the mortgage insurancc previously in ef(c�i, frc.m an alternate morigage insurer approved by I.ender. If .
<br /> � ' � substantially equivalent martgage intiurance coverage i�nut aieail uhk, Borrower shull pay to Len�ier rach month a sum equal to ''�,�,
<br /> -'`'�" � cmedwelRh of ihe yearly mortga�e insurance premium bein� paic9 b}•Barreiwer when the insuranre coverage lapsed or cea�ed to : . .
<br /> be in effect, f.ender will accept,use and retain thrtie payment�a. a lux. resen•e in liru of mortgage insuranee. Loss reserve �ti'��•,
<br /> Form 3028 9/90 �`�� ' •r
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