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'' substnntlally equiv�lent roortgage lnsumnce cavernge is not uvuiluble, Horrower shull pay ta Lender eurh manth u sum eyuW t� _, .._.w,��v:-�,�,=� <br /> ` � one-twelfth of the ye�srly martgage insurnnce preminm beins puid by Barmwer when the insumnce coverage lupsod ar ceased tq� ' � ., r � ��^_: <br /> ' ° be in effebt.l.�sder,t�vlit ucixpt.uso ond mtnin thexe payments ag n loss reserve in ticu of martgAge insum�tce. I.�iss rcservc� .:� q � „ <br /> `� ,,, � pnymentR mny no lonser berequired.ut the aptian af C.endcr.if martgage insurn�ce rnverugc(in thc umount azd fi�r the perlod ,. •� ,� .. ..:;-;� <br /> • �����"� that I.ender requires)provlde�i by un insurer appro�ed by Lender oguin becumes uvuilubic and is��btuirtcd. Barrowcr hhuil pay+� . _ <br /> � th4 premiuma required to mnintain mortgage insumncc in cFfcct,ar to providc u losa reserve,until thc rcquircment fiir mort��IIeB . ``4a'�"'==..: <br /> � insumnca endc:iu accordance�vith uny wdtten agreement betwoen Harrc��tirr nnd l.ender ar appiicable law. •��:-'> '��� <br /> �' 9.InspeMton. i,ender ar its agent may make reasonlble entries u}�»n uud inspectians af the Property. I.cndcr�hntl g{v� •�''� <br /> Borrower aotice ut the time of ar priar ta an inspectian specifying reasunahle rause fur tho ins}►�ction. 1� '� •'°���'' <br /> . � �'� ' 10. CandemnuNon. The proceeds of nny nwurd or clnim far d�anages,die�ct o�conseyuentiel, in cannectiun with uny� ,�;-••f•L'`'�'��-� <br /> ry--.,. <br /> � mndemnntton or Mher taking of any part of the Prnperty,or for convcyance in lieu of candemnutiun, are hereby atisigneal und , - <br /> shull be puid ea I.ender. ��`'�'• <br /> In the event of a mttil taking uf the Properry,the pracc�eds sh�ll be upptied to the sums ucured by this Securiry Instrument. °�� � . ..�-,_;:,a>- <br /> t <br /> . whether or not then due. with any excesspu�d to Flarrower. in the event uf u partiul tai:ing af the Pn�peny in which ttte fair - - -- -= <br /> market value of the Property immediotety before the taking is equ�l to or greater thon the amaunt of the sums secured by this <br /> Secudty Instrument immediutely before the tnking, unless Barrower and Lender athenvise ugreE in wdtins,the sums secured by � • <br /> this Secu�ty Instn�ment shall be reduced by the umount of the proc�ds multiplied by the follo�ving frnction: (al the totnl � <br /> amount af the sums securat immediately beforc the taking, divide�i by(b) the fnir market value of the Pmperty immediutely �- <br /> • before the tuking. Any batanoe shall be paid to Rorrower. In the event of a partic�l taking of the Property in which the fni� • <br /> market vt►luc af the Pcoperty immediutely bxfore t[te�cing is less than the amaunt ot ahe sums secured immediutely before the � <br /> taking, unless Borrower artd Lender othenvis•a agree in wnting or untess agpticabEe laex o�{tervvis� �omvides, the pmcceds shall • . <br /> • be appl�ed ta the sums secured by this Securic�r lnstrurrter�t wtr.ether or rtoi die sums ar ekere due. � . <br /> If the Property is abundoasd by�orrower,or if,aflicer e�otice by l..ender to Rorrower rti�at the coademnor offen to make un ,;,, <br /> awaid or settle a claim for dama$es. �orrower fails to ms�ortd to Lender within 30 d�ps after¢tte date the notice is�ive�. ;..,• '_�..,�:;,,.. <br /> Lender is authorized to rnllect artd apply the praceeds,au its option,eicher to restoration or mpair of the Property or to the sums r::: <br /> � - sccured by this S�uricy Iresuument,whethe�or not thea due. `���'�: <br /> {:, (Iniess Lende� and Bomower ot�erw6se agree in wrieing, any apptncation of prac�ds to peirtcipal shall noi extend or •• w• ;�. , <br /> �'T�:�' s ne the d�ie date of the monthly ments refernecl¢o in Fara ra hs I and 2 or chan e the amount of such menu. ���,! <br /> :... pn tFo PaY g P g PaY •��4:�, �«;.: <br /> "��,'�:`;�:•'' ' Il 1.Borrower Not Released;Forbearartnze�3+I.e�dea Not a Wairer.Extension of¢he time for payment or rrtodification „ •..' ._`' �'� <br /> ��'"`' � of�nrtization of the sums serured by this Security Insewment granted by L.ender to arny successor in interest og 0orrower shall , „ x; <br /> ''"'��''"� no¢uperate to release the liability of the origimal Borrow•er ar Borrower's successors in interest. [.ender shall not be required to , 'f"«;�, � <br /> � . � commence pr�oceedings against any succ�essor �n interest or refuse to extend time for payment or otpeenvise modify amortization ° •'` � <br /> :•'�'; of the sums secured by this Securiry Instmennent by reason of uny demand made by the original Borrower or Borrower's ;;� '�`�+i <br /> �. •' succtssors in interest. Any farbearance by l.�nder in exercising any righe or remedy shall not br a waiver of ar preclude the �' �` �''-= <br /> �.,1,�:�,,, . �• `. <br /> ��:::��� excrcise of any right or remedy. <br /> �;:�;�%:.t{2� 1Z. Suocessors and Assigns Bound; Joint and Several i.iabitity; Casigneu�s. The covenants and agrcements of this � . �:����,_ <br /> �'�� . Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of � ��� K-• - <br /> paragraph 17. Borrower's covenants and agreemenu shall be joint and several. Any Borrower who co-sigos this Security - � <br /> °- -- - - Iastsumestt bnt dces tlot exectste ihe!�[ot?' (��i���►-�ignin� rhic Security In�trument only to mortgage, �trent and convey that ':;.�.� <br /> >.`��:; Borrower's interest in the Property under the terms of this Security Instrumenr, (b)is not personalty obligated to pay the sums r���/�, • '�• '; <br /> �• ''�°r� secured by this Security[nstrument;and(c)agrees that E.ender and any other Borrowcr may agre�:to extend, modify,forbear or �"'''•!��;t;; ,.T, <br /> ���tk%�' make any acrnmmodations with regard to the terms of tln6�S�.�curity Instrument or the{�4�er without that Borrower's wnsent. ''`��`•�p�; '�' ��' <br /> °' ;;,� 13.Loan Charges. if the loan secured by thcs Security Instrument is subject to a law which sets maximum loan charges. �''�:',`�:�l�� �r`�`'':'.� <br /> '�;,:� �rd that law is finally interpreted so that the inierest or othe�loan char es collected or to be collected in connection with the ,.�i;�;:�i ,5,+�,'' •: ,. <br /> g ,.,, ,...;.:.�, <br /> : �.._• •C' ;,,�.v.. . <br /> � ,;`;'.a loan exceed the permitted limits,then: (a)uma such iunn charge shaU be���uced by the amount necessary to reduce the charge . ; , -•f•.,�_5., <br /> ; ���' to the permitted limit;and (b) any sums alreu�i�co i lect e d from B orrower w hic h exc e e d e d permi t te d limus wi l l b e re f u n d e d t o • ;;��t��,��, <br /> : 1�i;,. Borrower. I.ender may choose to make this refund by reducing the principal owe�t� urtder the Note or by malcing a direct ' :• ,. <br /> � �' ;�� payment to Borrower. If a refund reduces principal, the reduction wi11 be tre�te:J as a partial prepayment withoui any ' '���? •' <br /> .,.'�'.`c,'; pnepayment charge under the Note. . ` <br /> 14.Notices.Any notice to Borrower�ruvided far in this Security Imfrument shadl be given by delivering it or by mailing '�`r;f:��,, �� <br /> � , it by first class maiQ unless applicable law requires use of another meth��d. 'L'he n�tic�shall be directal to the Pro rt Address �r�'` <br /> Pe Y .:1:��.. � <br /> or any other addrex. Borrower designates by �x�tice to Lender. Any notice ta� Lend�r shall be �iven by first class mail to �`. _ , '�a,;'y��. <br /> 7;:`��.,� Lender's address stated herein or any other address Lender designates by notire ta�Bc�rr��wer. Any notice provided for in this ;v„%:.,,;;.:1'�,;`,.,, <br /> ,�.- ;��;t:, Security Instrument shall be deemeci to have been given to Borrower or I.ender w•hen gi.en asprovided in this paragraph. •tit •���' .:.`ti;:tiT <br /> ''•�,�,.' _ - �, 15.Governing Law; Sc��erabiltty. This Security Instrument shal! be go�'tmcd hy federal law and the law af the � :!y�;•%�r; a--�:' ����,.� <br /> `,:�i;f� urisdiction in which the Pro ert is located. (n the event that an rorision e�r clause of i1�is Seturit Instrument or the Note �t���;;�::5�.. <br /> J R Y S P Y ,,t•t,. �.,. f, <br /> : �;"��;' conflicts with appli�:able law, such confli�•c sh�ill not affect other provixiun.of this Security Instrumen�or the Note which can he -S.� ,'.c.�•v <br /> f,. , ...,:..:;. <br /> • given effec[wisiiout the contlirting proci.i.»:. Tn thiy rnJ the provi�ian.of this Security Instrumrnt and the Note are declared 1 ':.':`,�ff:."""�� <br /> to be severable. �_�'.:.,tF;`>• <br /> ,.5,',_, .. . � ';,.:;,. :_.,, ,�,•.: <br /> j� .,�: 16.Borrower s Cop�.Bc}rr��aer shal l hc given one cunf��rnud capJ of thr N<ne.rnd of this Serurity In.trunxnt. ,,. . ,,. <br /> <: <br /> z,;l•;� 17.Transfer of the g'n►�erty�or a Beneficial Interest in Borrowcr. if aU c>r un} purt of the Pmperty or any intrmst in it i :� .�':i' - <br /> ;_.,; . ,'_ �. <br /> is sold or transferred(or if a beneficial interest in Borrc�Wer iti tiold nr tr;in.ferced and Borru�cer i,not a natural person)without •• �`' ��,.+''�, <br /> • , Lender's prior written comeni, Leraler may, at it+��ption, rcyuire inimrdiate pa}•ment in full e�f all .ums �ecured by thi� ' •.;�'r'� • ,;: i <br /> , Security Instrument. fiowever, this option.hull nc�t t+e exerci�eel by Lender if exerri�e iti pruhibitctl hy feJeral Ixw as of the date (;,':'., <br /> •'a`•,�:. of this Security Instrument. �,;• <br /> If I.ender exercises this option, Lender tihall�i�e B��rr,eµer nc�tire af uccelerat�vn. "Chc ruitire tihall provide a periad of not ti�� .:�' <br /> '�'.��'•' less than 30 days from the date the noticc is deli�•cred .�r maileci within whirh Bur�c�u�er mu�t pu} all sums �erured by this � � ;� <br /> , ' Security Instrument. If&�rrower fails tu pa} �heu wms prior to the cxpir3ti�m c�f thi.peri�xl.Lend�rr may imoke any remc�lieti �,.;'''- . <br /> , ','` permitted by this Securiry Imtrument w•ithvut cunher nuticc or demand on Borroµ•er. . " <br /> � � .. 18. Borrou�er's Right to Relnstarte. !f Bc�rn�w•er meet. ccnain rondition.. Burrower >i��ll have thz ri�ht tu have . <br /> � i. enforeement of this Security Instrumcnt di,cc�ntinuc�l at any timr prior tu Uie earlier af: la► 5 da�. ear .uch othcr periixl:�. , _ <br /> '-.�,�'• � applicable law may specif� ti..r rcinstatcment►lxtittc wIe uf the Pru�xrty pur.uaca n� am �x��+�r uf .alr .untained in thi. ' <br /> •:,�,; , � Security Instrument:e�r(bl�tm::y of a judgnunt cnfi�rring ihiti Serurit� [n.trumcnt T"r.,�.<<onditions arc that &�t��n�er.(a) pa�. ' ; <br /> . Lender a{I sums which then�nuld Fx� due under thi+5ecurit} In,wment unJ tht \��te a� if nu acreleratiun had ucrurred: �h� <br /> cures any defsat�of any other rnvenanb ur agnt��ncnt�:Ic) pay�all er�e:i�c> incurred in enti�rrin�thi, Serunt� in.trur►zent. <br /> including. but aut fimited re�. rca,onable attarne���' fee�:and 1d) take. �u,:h actiim a� I.cndcr ma� re:�.unahl� reuuire tu�..ure • <br /> that c[1e lien of this Serurit� Ir..trument, Leneier's r�zlit� in the Prupert}�and Borto��er',ohligacic�n to pay the.um. .crured h} <br /> "' this Security Instrument .hitt continuc unchangc•d L'p.T;� rein.tatement hy &�nmrer, thi> S��.urit� Im[rumznt and thc <br /> ..i.e:.....:..............«.a ti....,t,.. .ti..tt� ., 6nI.. ..ffn.,T:���> n.,•� •rI.•r�,rinn ha.i .n�:•rrrn+�I H�iu�r�rr thi�rinht m rein�t:fte �h:dl <br /> _ ., . .- —. - ......�.........,.,..r................� .. � '. .... -==-�- - -. � <br /> • not apply in the case of acreleration under paragraph 17. <br /> 19. Sale of Plote: Change of I,ar�n .r�en•icer. The Note ur a rartial fnt�re.t in the Nine (togcthcr ��•ith thi, Securn� <br /> InstrumenU may be wld c�ne or mc�n cime.aithnut prior nutice tu&�rrow�>r. .a �I�nw� rc+ult in a chunge in the rntit� �hnu��n <br /> ati the "Loan Servicer")that collects me�nthly pa�•num>due under the N��tr and thn Se�urity Imtrununt. Therr al.0 ma�hr unr <br /> ` or more changes of the Loan Sen•icer unrelat�-�e!a�a+ale��f the Ne�te. it'therr i.u rhangc��t'thr Loan Sen�rcr, E3orcu��cr a ill hc <br /> given w•ritten n��tire of the chxnge in ar�arci3nre x•ith puragr.�ph l�l atx��e and applirsh�e IaW.Thr nutirr�eill .tatr thr namr and <br /> address of the neu• Loan Servic�er and the addmti� to�vhich pa�•ment> +hauld he m:tde.The noticr ��ill aha r�mtcun am uti�rr <br /> infomiation reyuired by applicahlc l�w. <br /> l. 20. Ha�ardous Substances. Borru�►•er �hall nnt cau�c nr permit the prc.cnrr. u.r. di,powl, .turage, ur nlra�c ot am <br /> Hazardous Substanreti on ur in thr Property. &�rn�a•er .hall ncn du, nor allu�� :�mun< <h� a� d��. amthin�: aftcrtmg thr <br /> Property that i� in violation of any Em•ircmmental Law�. Thr pnxcding t�eo,rntcnrc. ,hall n��t apph t��thr pn�rnrc. u.r. ��r <br /> • tit��rage an the Pmperty of+mall yuantitie�of H:uarduu.Sub�tancc� that arc��n�rall� r�tiugnii�Yl tn hr apprupnate tu nium:d <br /> re:,idential uses anJ h�maintenanre uf thc Propeny. <br /> I <br /> 0.,4�,.,�i Form 3028 9 90 � <br /> L- - <br />