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<br /> -�-��°---_-� TO(38THER WITH aU the impmvrments now or 6oreafter erected on the property.and all easements.appnrteuaaces.
<br /> '`��-� and fixtures now nr hereaf�er a part of the pro�perty. All replacements and addIUons shaU also be covere�by this Security
<br /> :�47-_.:,c,!'..ti
<br /> �����'� lnstn�ment. AU of tDto foregoiag la refened to in tlils Secudty Inswment As the"Properny." _
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<br /> :�_. � iiOfLROWER COVENANTS that Rosower Is Iawfi�lly seised of the estate hereby conveyed and das the dght to grant �;���-_
<br /> -:' ,,. 't;'si�s;r� � it und comey the Prope,ny and that the Pmpeny is uheacumberzd.except for encumbrances of record. Bosower warrants and
<br /> "`�'����'� '�' � wili defcnd generully the titie to the Property against all claims ared demands,subject W sny eacumbrances of record.
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<br /> TH[S SECURTTY INS'I'RiJMENT wmbines unlfarm covenunts for nadonal use and non-w�ifonn covenants with ��_-_ -
<br /> ' `�� limited variadons b urisdictioa to constiwte a uniform securi instrument covedn real m rcy. --
<br /> Y.1 tY K P Pe ""�,;� _�.�»
<br /> � UNIFORM COVENANTS. Bom►wer and Lendec covenaat and ag�ee as foUows: 6'-''"y'"•" `
<br /> -...- !. Peyatent of Prind�ml and Interesu Prepaymeat and Late Charges. Bonower shail pmmptly pay when due the �4,R �W ,��_
<br /> � principal of and interest on the debt evldeaced by tha Note and any prepayment and late charges due under the NQte. .'���;-._.
<br /> 2. Fltinds for'llaxes arpd Insurance. Subject to applicable law or to a writtea waiver by L.ender,Bomower shall pay to '-f���fi.
<br /> ' . I.ender on the day monthly paya:ents are due under the Note,un�l the Note[s paid in full,a s�un("Fands")far.(a)yearly ''`"`�{`°"�"""
<br /> :.::,;ti y:t'4.�:ir-!"`"::.
<br /> ° . ' uues and assessments which ma auaia riori over this Securi Inswment as a lien on the Pm .(b)Yearly leasehold :;:�°'=;'-�
<br /> , Y P tY �Y P�7'' y:;rS��;,�;,^n=
<br /> .. ' . , paymeats or gcuund renu on the Property, if any: (c) Yearty hazard or PnoPertY tasurance premiums: (d) yearly tlaod w.-,• -
<br /> insurance premiums, if any; (e) yesrly mortgage insurance premiums, if any;aad(� any sums payable by Bornnwer to - �`_�-
<br /> , ' i.eader,in accordance with the provisions of paragraph 8,in lieu of the paymeat of mortgage insurance premiums. 'IYtese F�sr•�-
<br /> � ° items are caUed"Escrow Items." Lender ma .at an time,collect and hold P1�nds in an amount not to exceed the maxlmum ^'�
<br /> Y Y �.r•',.•--
<br /> amount a lender for a federally related mortgage loan may requtr�e for Borrower's escrow eccount under the federal Real F:.
<br /> Estate Setttement Procedures Act of 1974 as amended from time to qme, 12 U.S.C.§2601 et seq.t"RFSPA"),umless Another ���''--`
<br /> law that applies to the Funds sets a lesser amounG If so.Lender may,at any time,coliect ar►d hotd Nhnds in an amount not tm �;;_,�__ �
<br /> exceed the lesser amount. Lender may estimate the amount of Flinds due on the basis of currea�t dnta and reasonable E-`t:°�-
<br /> esdmates of expenditures of futune Escrow Items or otherwise in accoffd��ce with appGcable law. '�- _
<br /> Tha Flmds shall be lkeld in an insdtution whose deposits ac�insu�ed by a 1Federal agency, imstrumenca�nty,nr ent�ry �;t�,;=
<br /> ..., E6ncluding Lender.if I.ende�is such an insptution)or i�any Federa�Hame 1..oan�ank. I.ender shall apply¢he�unds to pay �y;,;,.��=�
<br /> _ _�?'�,�.� : .�,�i�,;`�, the Esemw Items. I.ender ma�not charge Borrower 1or holding �nd applyi�g a�ie Funds,annuatly anaiyzim, she esec�ow ,;,;,,t�,�,
<br /> ,�i�_�1'�,���',:�;rj�"�..,'S, acmunt,or verifying the F.scruw ltenm, unlese Lender pays Borsew•er interest on the Funds and applicab�e law peruilts �:�;;:,;;�
<br /> `�.".,,�����t .�;� Lender to make such a charge. Hon•et•er,Lender may requine Boffrower to pay a one•time chaage Eor an independent real k S _
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<br /> ��,�� ' ' '' �• estate tnx Qe ortin service used b Lender in connecuon with this Ioan,unless a licable law YO�'It1CS Otllel'��'lSC. UAICSS 8A � �`' �_'
<br /> `��'• �'�'1i>>��t'�''�"�{'''s� a ment ismade or a licable law r uires interest ro be sid.Lender shall nopbe uired to a•�Borrow2r nr, interest or �i4i�1��:"
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<br /> �s}1. �i,i,� . eamings on the Funds. Boaower and Lea�der may a�ree in wripng,however,that croterest shall tre paid on thE Fumds. Lender ���� �'.
<br /> �rlj5;�4't,,;�i,i�y,,�; shall give to Borrower,wethout charge,an annual s►ccounting of the Flmds,show�eng crediu and debits to t4�e�unds and the ``. r,^v J W_
<br /> ; y , , pwpose for which eacA debit to the Func!>�vas made. The Funds�e�e�ladged as a¢1di¢ional seruriry for all sums secured by �y���L;^,:
<br /> �',''i,�" :?,;��?�,:�"•, this Securdm 7�ncwment. -- •-.
<br /> ,.,•-r,'v;•.;':;�� ;.�,'�- ��jkEn��^"�. .
<br /> �,1;,,.,�;;�,--.�,•�,�;)�; If the Fundc peeM by I.ender exceed the amounIIS permiceed to be held by applicable iaw, l.ertder si�aCl account to (.),,,�ef�,�_
<br /> ; ;i!�: ' "�'� Bomower for[he exeess fit��ds in accardnnce with the requirements of applicable law. If the amount of¢t�P�'aands held by !ti:;:�;•,_;
<br /> • . Lender at any time is not su�cient to pay the Escrow Items when due, I.ender may so noufy Borrower in wrieing,and.in �'�y�:`,`..`��
<br /> such case Borr+ower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the ' :.,+
<br /> deficiency in no more than twelve monthly paymente,at I.ender's sole discretion. -
<br /> ' . Upon payment in full of all sums secured by this Security Insuvment,C.ender shall pmmpdy refund to Bomowcr any -
<br /> Funds held by Lender. If,under paragcaph 21,Lender shall acquine ar cell the Property.Lender.prior to the acquisidon or
<br /> ' sale of the Property,shall npply any Funds hcid by Lendcr at the time of ucquisition or sale as a�mdit against the sums - ,_
<br /> secur�ed by this Security Inswment. •� .
<br /> 3. Applicatian of Payments. Unless applicable law providex othenvire. all paymen�i received by [.ender under , •
<br /> " paragraphs 1 and 2 shall be applied:fint,to any prepayment charge.dur under the Note:second,ro amounu payable under
<br /> paragraph 2;third,to interest due:fourth,to principal due:and last,to pny late charges due under the Note.
<br /> , 4. Chatges; Liens. Borrower shall pay all taxes. :s.ssessmcn4s, chargcs, fine� and impositions amibutablc to the . , _
<br /> � • Properry which may attain priority over ihis Security Insuument,and lcasehoid payments or ground rents,if any. Bomower &
<br /> � ' shall pay these obligations in the manner provided in puragmph 2.or if not paid in that manner.Bomower shatl pay them on .,.
<br /> time direcdy to the persan owed payment. Borrower shall promptly fumish to I.ender ull notices of amounts to be paid under
<br /> this psuagraph. If Borrower make�theze payments dinectly, Borrower shall pramptly fumish to Lender neoeipu evidencing ,
<br /> the payments.
<br /> Bomower shatl promptly discharge any lien which has priority over this Security Instrument unless Borrower.(a)agnees
<br /> ' in wripng to the payment of the obligation secured by the lien in a manner xcceptable to Lender,(b)contests in good faith the
<br /> � lien by,or defends against enforeement of the lien in.legui proceedings which in the Lender's apinion operute to prevent the '
<br /> enfor�cecnent of the lien;or(c)secures fram the holder of the lien an agreement.atisfactor�•to Lender subotdinating the lien
<br /> ' � to this Secacrity Instrumen� If Lender detertnines that any part of the Property is subject to a lien which may attain prioriry ��
<br /> � , � over r�tis�:curi.ry[nswment,Lender may give Bocrower a notice idenufying the lien. Borrou•er shall satisfy the lien or take
<br /> one or n�ra of the actions set forth above within 10 day�of the gi��ing of notice.
<br /> � 3. �azard or��erty Insurance. Borrow•er shall l:cep the impro��cments na�r existing or hereafter erected on the
<br /> L�togeny insumd against toYS by fire,hazarcis included�+�ithin the term"extended co�erage"and any other haiards.including
<br /> �� � j f[oQds ar ftaading, for which E.en��r require.in�urance. This inwtancr ,hall be maintained in the amounGt and for the
<br /> �j,� ,�i
<br /> �•�r�'t � Form3028 9190 rpu¢�2n)e�ees�
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