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� .� <br /> `���-e".�i.�,� `4 �, t.- � t - - _ _ �r.,r�.__ <br /> �1-, M1��et'.,.`��'`��;'. ti.� t,�+� ;t ' N ��.. ."i --j .'` "�r� -?���;�y�:^ ' '��Y��.`:� _'.ti�;�,�r���^` Y_". <br /> }��(������' JS��jY.• 'd l..tik,.� ,:,1 S�si�� ��� Z.�fi't�W�{y�.. E9,{, 1�CL���-�Q.. - <br /> ; - }r:,,., -- I = �"7�y <br /> ,/ ;� i Z �a� � �ti �� � ybi <br /> �, '�'9�i� ! �'FiS i ���r;ti� s�� dJ�c���� „u��y�LFf'' ---�' _ _,_ <br /> �--- ':t_ D�� �n.,�-. �F,,:i 3�F°.°q°uF r� .. ._ <br /> ''r.r+:i,j��� '-' .---�y-�-,�ok:';M. -- \` . . <br /> ' �'•; a . ._.._.- ' ��►�"" <br /> ;_�,...��,..:,,�,..:�,.,: .. <br /> , , .� �_.ca,�,.t,��y.e,.�..,, . . , _..__.�— <br /> . . . <br /> . .._ . ..�..� . ----- ---- - <br /> � � .. .. �._f <br /> -�.�;._...�l� y 10�� <br /> -����'' TO(I�T'HBR WITH uU the impravements rtow on c�reaRar enected on the property,und�ll�rSwementR,appurtenancc,9,and <br /> -__-`''�1-'"'�� Galurta now or hereafter u part of thc propeny. All replaoements and ndclition.g ehutl alr,� be cavored by this Stzuriry <br /> _--_ =�=== Instrument. All of the foregoing la rcfcrrcd ta in this Security InFtrument as tha"Property." <br /> ---y�� BORROWER�OVBNAN7S that Borrower is InwPolly seised of the estate hemby conveyod and hos tha dght to grant and <br /> -:r����.; canvey the Property and that tf�e Prapeny is urt�ncum6ered,except for eneumbmnces af rewrd. Honower warmnts and wlll <br /> ---------- defend generally the title to the Ptnperty u�ainst nll clnims and demands.subjert to any encumbmnces af record. <br /> °��"��"'� THIS SECURITY INSTRUMENT cambines uniform oavenants for nntionnl use and non-uniform covenaits with Umitod <br /> _�;�����74 w� varlations by jurisdictiun to constitute a uniform security insuument oovering reasl propeny. � - <br /> ==�^s.•-�•��;: UMFORM COVENANTS.Bonawer and Lender covenant nrtd ngree as fallows: <br /> ' .< ��--�,,�:t:�,� I 1. Payment of Principal and �nterest; Prepayment and Late Charges. Borrower shail pramptly puy ahen due the � <br /> '`��'�'�=-�� pt�acipal of and interest on the debt evidence�by the tJote and any Qrepayment and late cher�es duo under tho Note. <br /> ,... . , -- <br /> • •�` 2. N'ttnds for Taxes and Insurance. Subject to appliaible taw or to a written waiver by Lender. Borrower shell pay to - <br /> � . L.ertder on the day monthly payinents are due under the Note,until the Note is paid in flill.a sum("Funds")for:(a)yeariy taxes -- <br /> ,� . i;:,,�.' and assessments which may attain priority over thi�Security Instrument as a Ben on the Property:(b)year�y Ieasehold paytnents - <br /> .� ,. or ground mnts on the Pr�perty,if nny;(c)yearly hazard or property insurance premiums:(d)yeazly flaad insutance premiums. <br /> if any;(e)yearly mortgage insurance preriniums,if any;amd(�any sums Rayable by �orro�cnrer to Leader,in 2ccordence w(th <br /> the provisions of paragra�h 8,in lieu of the gayment of mortgage insurance pr�emiums.These items are called"Escs�ow Items." <br /> � . �._ Lender may. ut any time,callect and hold Funds in an amount not to excced the rnmcimum amount a lender Gor a Federally <br /> relate� martga�e loam may require for Borrowar's�crow account under the federal Reat Estate Settlement Proce�nres Acsi�f <br /> 1974 as amended frrnrn time ta time. 12 U.S.C. Section 2601 et seq. (°RESPA"), unless another Iaw that applies to the�urtds <br /> sets a lesser amount. lf so, I.ender may, at any time, collect and hold 1Funds In an amaunt not to exceed the Cesser acnoatat. ` <br /> , I.ender may estimate the amount of Funds due on the bnsis of current da[a and reasonable estimates of expendiQUres of futurc <br /> • ° Escrow Items or othenvise in accordance with applicable law. °-- <br /> �. The Funds shalt be held in an institution whose deposits are insueed by a federal agency, instrumentaliy,or entity � <br /> ' ;��;,4;# (including L.ender,ii'I.ender is such an institueuon)or in any Federal Home Loan Bank.I.ender shall annly the Funds to pay the _ <br /> ,,�G.,. ,;};�' Escrow Items. Lender may not charge Borrawer for holding and applying the Funds,annually analyzixg the escrow aaount.or _ <br /> �;,;.�i;:, verifying the Eurow Itertis,unless I.ender pays Borrower interest on the Funds and applirable law germits Lender tm make such =--. <br /> - , ' a char�e. However, I.ender may requirc Borrower to pay a orra-time charge for an indepzndent real e�tate tax repartin�service Q:_,._ <br /> , used by Lender in connection wich this loan, unless appiirable law provides otherwise. Unless An agreement is made or ° <br /> ; � applicable faw mquires interest to be paid, Lender shall not bc required to pay Borrower any interest ar earnings on the Funds. �,. <br /> � Borrower and I.cnder may a�ree in writing,however, that interest shall Ue paid on the Funds. Lender shall give to Horrower. m° <br /> :>•>�+r'�'�" without charge.an annual accounting of the Funds, showing credits and debits to the i�unds and the purpose for avhich each �1_�` <br /> i;.',a.:r:'.!,, , <br /> • ;� .-•. debit to the Funds was niade.The Funds are pledged as additional security for aU sum�secured by this Security Instrument. ''��,,,: <br /> '}�� �'E" If the Funds held b I.ender exceed the amounts rmitted to be held b a l�cable law, Lender shall account to Borrower <br /> �''r'f�!.� . Y Pe Y PP� �= <br /> �� � ,,,;; for the excess Funds in accordance with the requirements of applicable law. If the acnount of the Funds held by I.ender at any ;;=:� <br /> � � time is not sufficient to pay the Escr�w Items when due,Lender may so notify Borrower in writing,and, in such case Borrower ' . <br /> �',:�rr,� � shalt pay to Lender the amount necetitiury to make up the deficiency. Borrower shul! make up the deticicncy in no more than <br /> ��_;;� twelve manthly payments,at Lendcr's sole discretion. <br /> '��.t'., ' Upon payment in full of uU sums u�ured by this Securiry Instrument. Lender shull prompdy refund to Borrower any . <br /> Funds held by LenJer.If, under paragraph 21, C.ender shall acquire or�ell the Property.I.ende�,prior ta the acquisition or sale <br /> of the Property,shal l apply any Funds held by L.ender at the tirne c�f arquisition or sale as a credit against the sums secured by <br /> .;• , this Security Instrun�cnt. . <br /> �r'•��'��� 3.Appltcatton af Payments.llnlcss applirable luw providcs uthen��i�e,all payments received by Lender under paragraphs . <br /> ,..,, �;•,. <br /> 1 and 2 shall be applied: first,to any prepayment charges due uncier the Note: second,tn amounts payable under pangraph 2; <br /> " thinl,to interest due:fourth.to principal due: and last,to an�•late chargcs duc uncier the NMe. .. . <br /> -'';r 4.Cherges:I.iens. Bormwcr shall pay aU taxc�, a.�c..ments,chargc�. f nes and impo�ition�attributable to the Property <br /> . .�d;�. <br /> . ,,, which may uttc�in priority nver thi. Security In�tntment, and lea+ehotd payment. o�ground rents, if any. Borrower shall pay <br /> , ' these ohligutions in the manner prw�idcJ in paragraE►h 2,i�r if nc�t paid in that manncr. $�ittower shall pay them on time directly <br /> `��'•'r" , to thr per,un owed�ayment. &�rruWcr+hall prumptly furni.h to Lender all nc>tice>uf anux►ntti t��he paid under this paragraph. <br /> ,�?�;i.. . <br /> �. If&�rrower mukes the+c payment,dirertly.Borro��•cr,hall prompdy furnitih t�� I.cnder r��:cipt.cvidenrinz the pa}•ments. • <br /> : Borrow•er shall promptly di�di:�rge any lirn whirh ha�priurity��vrr thiti Srcurity in.trununt unles.Borrower:lalagrees in <br /> ..}:r�t,:"• � writing ta thc paymrnt��f thr ohligati�m.crur�d hy th�lien in u munncr.�rreptaMc to L,cndcr.�b�conte.tc in good faith the lien ,,;:; <br /> „�.5,:...; � by. ��r dcfenJti again.t enfi�rc�ment of tiir lien in, Icgal pror�edings H•hich in thr 1_cad�r'.��pinion uperate a�� �rrvent the � `�, <br /> enforcemern of the 1 irn: err Iri.ecure.fnmi Qic hulJrr of thc lien un agreem�nt.ati�factnp te�Lendrr�uhordinat;���thr lien to <. f. <br /> � this Security ln.tnmicnt. If Lendrr detennin�ti that :�m part�if the Pr��perty i� whic�t t��a lien���h�:h m:�y au�im prioriiy over '":�: <br /> � this Serurit�• imtrumem, I.�ndrr may gi�e Burro�cer a nutic�idrntif}ir.}¢h�licn. Burr��H�cr .hall >:ititit� ;ht lien nr take one or <br /> morc of the action�.�t tiinh uM���r within 10 da�s af thc git•ing uf n��ti�c. <br />` �j;;�,`�,. Foam 3028 9190 '� <br /> C!'. '. <br /> `,�1!i,;.r- 1 t � <br /> ' f <br /> 5 <br /> 1j.,}r t <br /> s. �� <br /> �- . __. . ... . ... __. _.. .... - - . . . , . <br /> ..... . <br /> '�'" ---� ... . . . ..... . ... . ., . . . . . . . <br /> � . _ . . - . . � , ' <br /> i� <br /> .. � <br /> � .. _ .. . -- -- � -- - -- - -- -- - <br />