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<br /> -����'' TO(I�T'HBR WITH uU the impravements rtow on c�reaRar enected on the property,und�ll�rSwementR,appurtenancc,9,and
<br /> -__-`''�1-'"'�� Galurta now or hereafter u part of thc propeny. All replaoements and ndclition.g ehutl alr,� be cavored by this Stzuriry
<br /> _--_ =�=== Instrument. All of the foregoing la rcfcrrcd ta in this Security InFtrument as tha"Property."
<br /> ---y�� BORROWER�OVBNAN7S that Borrower is InwPolly seised of the estate hemby conveyod and hos tha dght to grant and
<br /> -:r����.; canvey the Property and that tf�e Prapeny is urt�ncum6ered,except for eneumbmnces af rewrd. Honower warmnts and wlll
<br /> ---------- defend generally the title to the Ptnperty u�ainst nll clnims and demands.subjert to any encumbmnces af record.
<br /> °��"��"'� THIS SECURITY INSTRUMENT cambines uniform oavenants for nntionnl use and non-uniform covenaits with Umitod
<br /> _�;�����74 w� varlations by jurisdictiun to constitute a uniform security insuument oovering reasl propeny. � -
<br /> ==�^s.•-�•��;: UMFORM COVENANTS.Bonawer and Lender covenant nrtd ngree as fallows:
<br /> ' .< ��--�,,�:t:�,� I 1. Payment of Principal and �nterest; Prepayment and Late Charges. Borrower shail pramptly puy ahen due the �
<br /> '`��'�'�=-�� pt�acipal of and interest on the debt evidence�by the tJote and any Qrepayment and late cher�es duo under tho Note.
<br /> ,... . , --
<br /> • •�` 2. N'ttnds for Taxes and Insurance. Subject to appliaible taw or to a written waiver by Lender. Borrower shell pay to -
<br /> � . L.ertder on the day monthly payinents are due under the Note,until the Note is paid in flill.a sum("Funds")for:(a)yeariy taxes --
<br /> ,� . i;:,,�.' and assessments which may attain priority over thi�Security Instrument as a Ben on the Property:(b)year�y Ieasehold paytnents -
<br /> .� ,. or ground mnts on the Pr�perty,if nny;(c)yearly hazard or property insurance premiums:(d)yeazly flaad insutance premiums.
<br /> if any;(e)yearly mortgage insurance preriniums,if any;amd(�any sums Rayable by �orro�cnrer to Leader,in 2ccordence w(th
<br /> the provisions of paragra�h 8,in lieu of the gayment of mortgage insurance pr�emiums.These items are called"Escs�ow Items."
<br /> � . �._ Lender may. ut any time,callect and hold Funds in an amount not to excced the rnmcimum amount a lender Gor a Federally
<br /> relate� martga�e loam may require for Borrowar's�crow account under the federal Reat Estate Settlement Proce�nres Acsi�f
<br /> 1974 as amended frrnrn time ta time. 12 U.S.C. Section 2601 et seq. (°RESPA"), unless another Iaw that applies to the�urtds
<br /> sets a lesser amount. lf so, I.ender may, at any time, collect and hold 1Funds In an amaunt not to exceed the Cesser acnoatat. `
<br /> , I.ender may estimate the amount of Funds due on the bnsis of current da[a and reasonable estimates of expendiQUres of futurc
<br /> • ° Escrow Items or othenvise in accordance with applicable law. °--
<br /> �. The Funds shalt be held in an institution whose deposits are insueed by a federal agency, instrumentaliy,or entity �
<br /> ' ;��;,4;# (including L.ender,ii'I.ender is such an institueuon)or in any Federal Home Loan Bank.I.ender shall annly the Funds to pay the _
<br /> ,,�G.,. ,;};�' Escrow Items. Lender may not charge Borrawer for holding and applying the Funds,annually analyzixg the escrow aaount.or _
<br /> �;,;.�i;:, verifying the Eurow Itertis,unless I.ender pays Borrower interest on the Funds and applirable law germits Lender tm make such =--.
<br /> - , ' a char�e. However, I.ender may requirc Borrower to pay a orra-time charge for an indepzndent real e�tate tax repartin�service Q:_,._
<br /> , used by Lender in connection wich this loan, unless appiirable law provides otherwise. Unless An agreement is made or °
<br /> ; � applicable faw mquires interest to be paid, Lender shall not bc required to pay Borrower any interest ar earnings on the Funds. �,.
<br /> � Borrower and I.cnder may a�ree in writing,however, that interest shall Ue paid on the Funds. Lender shall give to Horrower. m°
<br /> :>•>�+r'�'�" without charge.an annual accounting of the Funds, showing credits and debits to the i�unds and the purpose for avhich each �1_�`
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<br /> • ;� .-•. debit to the Funds was niade.The Funds are pledged as additional security for aU sum�secured by this Security Instrument. ''��,,,:
<br /> '}�� �'E" If the Funds held b I.ender exceed the amounts rmitted to be held b a l�cable law, Lender shall account to Borrower
<br /> �''r'f�!.� . Y Pe Y PP� �=
<br /> �� � ,,,;; for the excess Funds in accordance with the requirements of applicable law. If the acnount of the Funds held by I.ender at any ;;=:�
<br /> � � time is not sufficient to pay the Escr�w Items when due,Lender may so notify Borrower in writing,and, in such case Borrower ' .
<br /> �',:�rr,� � shalt pay to Lender the amount necetitiury to make up the deficiency. Borrower shul! make up the deticicncy in no more than
<br /> ��_;;� twelve manthly payments,at Lendcr's sole discretion.
<br /> '��.t'., ' Upon payment in full of uU sums u�ured by this Securiry Instrument. Lender shull prompdy refund to Borrower any .
<br /> Funds held by LenJer.If, under paragraph 21, C.ender shall acquire or�ell the Property.I.ende�,prior ta the acquisition or sale
<br /> of the Property,shal l apply any Funds held by L.ender at the tirne c�f arquisition or sale as a credit against the sums secured by
<br /> .;• , this Security Instrun�cnt. .
<br /> �r'•��'��� 3.Appltcatton af Payments.llnlcss applirable luw providcs uthen��i�e,all payments received by Lender under paragraphs .
<br /> ,..,, �;•,.
<br /> 1 and 2 shall be applied: first,to any prepayment charges due uncier the Note: second,tn amounts payable under pangraph 2;
<br /> " thinl,to interest due:fourth.to principal due: and last,to an�•late chargcs duc uncier the NMe. .. .
<br /> -'';r 4.Cherges:I.iens. Bormwcr shall pay aU taxc�, a.�c..ments,chargc�. f nes and impo�ition�attributable to the Property
<br /> . .�d;�.
<br /> . ,,, which may uttc�in priority nver thi. Security In�tntment, and lea+ehotd payment. o�ground rents, if any. Borrower shall pay
<br /> , ' these ohligutions in the manner prw�idcJ in paragraE►h 2,i�r if nc�t paid in that manncr. $�ittower shall pay them on time directly
<br /> `��'•'r" , to thr per,un owed�ayment. &�rruWcr+hall prumptly furni.h to Lender all nc>tice>uf anux►ntti t��he paid under this paragraph.
<br /> ,�?�;i.. .
<br /> �. If&�rrower mukes the+c payment,dirertly.Borro��•cr,hall prompdy furnitih t�� I.cnder r��:cipt.cvidenrinz the pa}•ments. •
<br /> : Borrow•er shall promptly di�di:�rge any lirn whirh ha�priurity��vrr thiti Srcurity in.trununt unles.Borrower:lalagrees in
<br /> ..}:r�t,:"• � writing ta thc paymrnt��f thr ohligati�m.crur�d hy th�lien in u munncr.�rreptaMc to L,cndcr.�b�conte.tc in good faith the lien ,,;:;
<br /> „�.5,:...; � by. ��r dcfenJti again.t enfi�rc�ment of tiir lien in, Icgal pror�edings H•hich in thr 1_cad�r'.��pinion uperate a�� �rrvent the � `�,
<br /> enforcemern of the 1 irn: err Iri.ecure.fnmi Qic hulJrr of thc lien un agreem�nt.ati�factnp te�Lendrr�uhordinat;���thr lien to <. f.
<br /> � this Security ln.tnmicnt. If Lendrr detennin�ti that :�m part�if the Pr��perty i� whic�t t��a lien���h�:h m:�y au�im prioriiy over '":�:
<br /> � this Serurit�• imtrumem, I.�ndrr may gi�e Burro�cer a nutic�idrntif}ir.}¢h�licn. Burr��H�cr .hall >:ititit� ;ht lien nr take one or
<br /> morc of the action�.�t tiinh uM���r within 10 da�s af thc git•ing uf n��ti�c.
<br />` �j;;�,`�,. Foam 3028 9190 '�
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