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200407710 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) (Seal) <br />Alice L. Bartlett - Borrower - Borrower <br />NOTARY-State of Nebraska <br />IXENERAL <br />BEVERLY REDWINE <br />M Comm. Ex p. June 10 2006 <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />_(Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />(M-822R (0008) Page 4 of 4 Form 3111 1/01 <br />99436 <br />