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<br /> -"'""� '!'O(iE'fHBR WITH a11 the impmvementa now or tknaftsr er�ected on the pmperty.aAQ al�aasemente,appurtenances�a��d
<br /> � fixt�res now or hem,after u part of the prnperty. All replaamenta and addltions shu11 �Iso be ooverod by this Security
<br /> �~ � -- Insuument.Atl of tho foregoing Is referred to in this Secudty In�+trument ns the°Property."
<br /> — —_= BORROWER COVENANTS thut Borrower is luwfutly selsed of the �t�ts hereby oonveyed und hus the dg�t to 8rnnt nnd
<br />--------- - convey che Pruperty and that the Property is unencumbered,exr.ept for encumbranoes of r�zmrd. Borrower wnrrnaia Futc1 wifl —
<br /> "_-__ ___--- - defend ge�cenatiy the titte to the Proptrty agafnst all cla[n�sr�demands,st�bject to�►ny encumbrnn�x of mmzd. �
<br /> ---_ � TNtS SECURITY INSTRUMBNT cambl�tes unifattn covenanos for nutional use and non•aniform covenants wtth linslted
<br /> ^"�����-r=�� vadations by jurisdiction to constitute a uniform security inshument covering r+eal property. �_ _
<br /> _-` _-- — UNIFORM COVENANTS.Borrawer und Lender covenunt and agree as folYows:
<br /> -- — 1. Myment of P�indpal und Interest; Pc�epnymeht and I.ate Charges. Borrower shatl pmmptiy pay when due the
<br /> '`�+��,{>'�.''.r.��;'' prtrtcipal of;uid interest on the debt evidenccd by the Aipie nnd nny prepayment urtd late chnrges due undcr the Note.
<br /> t�,_.
<br /> ?���'��•`•• �.`r!t� Z. Funds tor Taxes and Insurance.Subjact to appllcable luw or ta n written waiver by Lender, &►rrower sluill pay to
<br /> __.'12�..)r'.f-:4 _
<br /> ' � Lender ou ti�e day nwivhiy payments arc due under the Note,until the Note iF psud in fu!!,a sum("Funds")fat:(a)yearly taxes
<br /> -^'"'�"' ' and assessments which may aaain priorlty over this Secur�ty Instrument es a lien an the Property;(b)yeurly leasehold Qaymenta —
<br /> '�'�'�'`:!-' or ground rents on the Property. jf any:(c)Yearly hawrd or property insurance premiums:(d)Yauly flood insurnRce preatiums,,. , �
<br /> •� " ..,:,�,
<br /> • : . if any:Qe)yearly mort�age insurance premiums. if any;and(��ny sums puyable by�orrower to I.ender, in accordanoe with
<br /> ` _ the provisioees of ps�ragraph 8.in lieu of the payment ot'mortgag¢insurart:ce Qremiums.'g'ieese items are callad'Escrow Items."
<br /> • Lender may, at any time, ooliect and hold Funds in an atnount nat to exoead the maximum a�reount a lertder for a federally
<br /> ' celated rnortga$e loun enay require for Bonawer's escrow aocoucnt urt�er the��der�l Real Estate S�ttle�nt Praeedures Act of _.-,
<br /> I974 as am�nded fmm time to time. 12 U.S.C.Section 2601 et sey. ('RESPA").unless artother Imw tieat appltes to the Funds
<br /> - �i•�i�•<:+�:� sets a lesser amount. If so, I.ertder may, at any oirrie, colleci and hold Funds in an amount rto2 to exceed the tc�ser tunount. -,
<br /> i;:;:�Y?E;r•,
<br /> ,.�����il; [.ender may estimute the amount of Funds due on the basis of current datA and reasona6le estimates of expendiwres of future
<br /> - ;Ff Escmw Items or otherwise in accordance with applicable law.
<br /> The Funds shall be held in an institution whose deposits are insured Wy a federal agency, insteuMentality, or entity
<br /> ' ;;:yr�;�:• , (including Lender.if ixnder is such an institution)or in any Federal Horne Loun Bank.I.ender shall apply the Funds to pay the �
<br /> -��:�_:>':�' Y � g P9 Y � Y Y S ��,
<br /> .,:_�•:_� Escrow➢eem�. L.ender ma not char e Borrower for holdin and m 1 in the Funds,a�uivall anal zin the escrow acrn�art►t,or
<br /> :ti�i:�'� —=-
<br /> ^,�;;,�;`;��t1 verifyia�g che Escrow Items. unless L.ender pays Borrawer inter�s�c�n the Funds and applicable law permits Lender to ma�ce stech -,_.=
<br /> •i`,-,��:�;�!„ a charge. ➢�Yawever, l.ender may require Borm��•er to pay a one-cime charge for an indepcndent real estate tax repaning service ,;
<br /> � used b Lender in �rr.nection with this loan, unless a licable law mvides otherwise. Unless an a reement is made or ��
<br /> . Y PP P B <•;
<br /> � ° appliu~tble Iaw requires interest to be paid.L.ender shall not be required to pay Borrower any interest or eamings on the Funds. �_
<br /> J;��t1r�,:{Y;�(, Borrower and I.ender may agree in writing, however, that interest shall be paid on the Fureds. L.ender shall give to Borrower.
<br /> ,��''•�'�"�:���t without charee. an annua! accountin�of the Funds. showin�: credits and debiu to the Funds and the purpose for which eaeh � ,�
<br /> ,.
<br /> �`�r;;��t`, debit to the Funds wa.�made.The Funds are led�ed as additional securit for all sums secured b this Seruri Inswment. `—�-'"
<br /> .��`ti;iic,j�'t�si+s P t Y r tY i.>:
<br /> ' � ``°�'�� ' If the Funds heCd�} Lender cxceed the amvums permitted to be held by applicable law. l.ender sha19;�cuount to Borrower �°�
<br /> f-`•�'v:� � `'' for the ex�:ess Funds ir�accordance with the reyuocznlents of applicable law. IC'the amount of the Funds held by L.ender at any -
<br /> '�'• 5:��';','.` :.
<br /> ';;;1;;:�f.�k� time is not sufficient to pay the Exrow Items when�lae,Lender raiay so nocify &�rrower in writing, and,in such case Borrower
<br /> 'f•..st:;,Z:s,�t+'_;,, .
<br /> .•.,�i,4;1;,•�.,.,, , • shall pn� t�l,ender the amount neceswry tci make up the deEicir.-��w�. Borrawer shall make up the deficiency in no cnQ:e than
<br /> `t��+,{'�.�':, .' twelve monthly pay mencs,at Lender's ccile discretion.
<br /> ` Upon payme�[ iR full of all zums �erured ht ehi. Securit� tnstrument. Lendcr shall promptly refund to Borrower any
<br /> ' '� �`.•i�,�, Funds held by Lend�r. 3f,unJer paragruph 21. [.�nJer chall acquire or sel l the Property. Lender, prior ro the acquisition or sale
<br /> ��"�S``�,�r�`, . , of the Property,shall appl�� an�• Funds hcld bJ•Lender at thc time of acquisition nr sale as a credit against the sums secured by
<br /> � ,.�, : ,�,. ,
<br /> �"�``-� ",%:. ,' this Security Instrument.
<br /> • �'��"'�"'�`}," " 3.A Ilcation of Pa•ments.Unley�a licable law rm iJ��othenvisc.all a ments rereived b Lender under ara ra hs
<br /> PP J PP P p'Y Y P S P
<br /> • " ' ' 1 and 2 �hal!be appli�d:fir,t. to an� prepaymenc�harges due under the Note: +ecund, to amounts payable under paragraph 2:
<br /> third,to interext dur:F��urth.to principal due;an�i i.is[,to am• late chareey due under the Note.
<br /> 4. Char�es: I.lens. Botto��er �h�ll pa�• all tare,.as�etisn�ents, char�c., tineti atxl impositions attributable to the Property •�
<br /> ,�''��'• which au:� attain priorit} o�•er thf� Scrurit� Imtrumcnt, and 1<.�scfiold pa�•mentti ��r gr��und rents, i(any. Borrower �hatt pay
<br /> 'ti�••.,:,.
<br /> � '`"�.,,,�' these��FEi:atian.in thr mann�r prm•id�Yi in paragraph 2.ur it'r.n: ;+aid in that manner.Bti�rr<�wer tihall pa�•Ihem on tin,tr��ce�tly
<br /> � to the prr�on aN�ed pa)ment. &�rruv�er tihall pr�miptl� furni,h to lxrxier all r.��zi:e�uf aRirum.to be paid under this purugrnph.
<br /> [f Borrc�W�cr muke.t:�e+r pa}tmnt�dir�rtl�.Borr���.er+hall pr��mptly furni.h t�� L��id�r r�•reipt�evidencini the payments.
<br /> Sorrower,hall pmmptl�di,diargc:�m licn «nith ha�priorit� o�er th��Sc�nrit} Ins:rumrnt unlc��Burrouer:1alagrees in
<br /> ,j�V;�,• _ %�. writine tc�thc payment ol thc uhligation tierured h� thr lirn in a rnanner acreptahie tc�l.ernler: ih�r��nte�ts in g�uid faith the lien
<br /> ..- .�r� U). U[ �iCiCt�u+ a�a�ii,i �iii�•i«iii�ii� .. :!;: �;... .... �:r.w� �.:'....�•I�n=:�i-hi�h �., eh.� 1 _ ,.1_.•. ��ni�in� ��nrr:dP tn niPVent the , .
<br /> ! enfc�rcement uf d�c 1iea: ��r tri�rtur�.frum th.i::�ldrr��f thc lirn an agrrrm.n:.:,n.i;,cia�n �,�l.ender.i:h��rdinating the her. to
<br /> this S�curiq Imtni�7cnt. If L�ndcr c3ctcrniinr�r.:�.• �m pan c,f thc Pn,�rty �, .ua��rt tc,a licn ��hict� :::.a� attain priorit�• o�cr
<br /> ' thi�Se�urit� In�trument. lx�xlcr ma� gi�e B��rnn.�r a n��urr iJ�nnt�mg thc li��. $��rr�,��Er.hall .aU.f� thc lien <�r t:tl�r one or
<br /> � mare•�r'he artiun�,�t fimh atx,�e«ithin 11�da��uf thr���ing�,t nnti.c-
<br /> ,,, Form 3028 �J 9Q �
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