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<br /> TOtiETHER WI'1'H ali tho lmpmvements Row or hereaiter a��ted on the property,nnd ail eusementa,app�+rtcnances,nnd
<br /> 8atures now or hereaRer o part of the prope►ty. AII replaamentx and edditions ahall niso be covored by th�s Security
<br /> Jnstrum�nt.All of the foregofng i�referred to l�s thia Security Insriument as tho"Proper�y.°
<br /> — — 8p1t[tC►WER COVE�IANTS thas 8orrawcr is lnwfully scised of thc eKtatc hcreby canveyal and haq the right ta grnnt und
<br /> _— canvey tho Prop$ny and Q�at the Property is unencumbered. except for encumbmr►ces of recc�rd. Borrower wnrrnnt�und wlll
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<br /> _ =�=�a:��� defettd generally the title ta the Property uguinst all ciuims artd demw�ds.subJe�t ta�u�y encumbranc�R of record. �--- "�
<br /> _ THIS SECURITY INSTRUMBNT rombines uniform covenants for nationul use and non-uniform covenants with iimited
<br /> ���+�'�� veriations by jurlsdiction to ccrostitute a uniform securiry instrument covedn�real pm�rty.
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<br /> -= -"�`'="�° (JNIFORM COVBNAN'fS. Borrower and I.ender cavenant and agrec as follows: {—.
<br /> --��Y;���'°� 1. Payment of Ptincipal nnd interesh, Prepayment and Late Chargea. Barrower shall prompdy pay when due the
<br /> •-��,-� principal of and intarest on the debt evide�ced by the Note and any prepayment and late charges due under the Note.
<br /> ___ ,.^-�1v.; +r' 2. �'anda for Taxes a[�d G�urance.Subject to applicuble law or to a written waiver by I.ender, Borrower shutt pay to
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<br /> ' : .x Lender on the day monthly payments ar�e due under chQ Nate.until the Note is paid in full,a sum("Funds")for:(a)yearly taxes
<br /> ,""�' �``�'�°'�''��"*t-. and assessmenu which may attaln pxiority over this Securlty d�strument as a Ilen on the Property;(b)yearly leasehold payments —
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<br /> ;•.;.q. ., �.� os ground rents on the Proper¢y,if any:(c)yeafty tiazard or peopeny insurance premiumu;(d)yeady fload insurac�ce premiurtu�,
<br /> •:��� . 'tf any:(e)Yearly mortga$¢icisurance premiums. if any:and(�any sums�ayable by lBflrnower to Lender,in acoot�daace with -
<br /> � ' � - the peovisions of paragrap�S,in li�u of 4he paymenY of mort�age insurance premiums. These i4ems are railed "Escrc>�v items."
<br /> � '��. l,ettder may, at any rtccne, ca4lect and hold Fuu�ds an an amount �tot to excead the maximum amount a Qcnd�r•f�r a fedetally _ {
<br /> .. � " , k.-'^ related mortgage loan may require for Barrower's escrow account under t�ee federal Real �cs�aee Setderotenz �rncedwmes Act of :�' ,
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<br /> t;...,:4Rt�_'.';:.�t�.y,_; 1974 as amended from time ta time, 12 U.S.C. Section 2601 et seq. ( RESPA"),unless anather law that applies to the]Funds � ti,yt��ri't,�,'��,h;';
<br /> - 2•`, • scts a icsser amount. If so, Lender may, at any time, cotlect ans!l�v4d F�oexls �r, un arnoua+t not to excee�t the 9ensea��r����n¢. +� �;� �ti�,���
<br /> `1 4fi`?�r�jr��• ' I..ender may estimate the amount of Funds due on the basis of current dat:�ar�J seasonable estimates of expenditures of�'uture �91�,,, .�.
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<br /> . s;.'.�`�":,'�y,;��`�r, Eserow Items or otherwise in accordance with applicable law. ;.,'�'�f';�-_ T
<br /> :^;;:,�,�ka•�'u, The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, u: entity �, _
<br /> . (includin�I.ender,if Lender is such an institution)or in any Federal Home Loan Bank. Lender shall apply the Fuads to pay the J:',i��'�-
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<br /> Escrow Items.L.ender may not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or '��� ;
<br /> veri m the Escrow Items,u�less I.ender a s Bonower interest on the Funds and a licable law ennits I.ender to make siich �..;s�'''�
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<br /> a charge. Hawever. I.ender may rcquire Borrowar to pny a one-timc churge far un independent real estate tax rcporttng service �.,-�-
<br /> � • used by I..endcr in connection with this lann. unlcss applicAble luw provideti nthcrwise. Unletis un Agrcement is mudc or �� `�
<br /> , '�' '�• �� uppltcttble law requires intercst to be paid,l..ender shull no�bc reyuired to pay Barrower any intemst or carnings on the Funds. �� �
<br /> " '„ Bnrrower unJ l�rndcr muy•rgrcc in writing, however, thut intcrest,hull he paid on thc Fund�. I.endcr+hr�it give to Borcawer, ' '����--�
<br /> - . r.�iihosst ttwrge. un unnnu! u!•����u��ling�f tlic Fund�. �Ilnw�no rr��litc and c1i•hit. t��thc Funcf:;and the purpo�c for which cuch � 4'T_::_
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<br /> debit to thc Fund�wu�mude. The Funds ure pleJged us uJditicmul s�tiurity for ail ,umti se�urcd hy this Security Instrument. .w�t._���::.
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<br /> �� If thc Fund�hcld by I.cnJcr cxcccd thc umounts permittcd tu bc hclJ by applicablc law,l.cndcr tihall accaunt to Borrower .��''•`���r.`
<br /> • fnr thc exccss Funds in ucco�duncc with thc requiremrnts of applicablc luw. If thc umount of the Fundti held by Lendcr at any '�''�� :.��G':
<br /> ''�.�;,, time is not sufficicnt to pay the E.crow Item,when due.Lender muy so notify Borrower in writing,and, in such case $orcower •�'.3'b`___
<br /> � shaU pay to Lender thc umount nccc.sary tu makc up the dcticicncy. Borroacr shall make up the deficiency in no more than
<br /> twelve monthly puyments,ut [.cndcr'c mlc di�cretinn.
<br /> � U�n payment in full e�f stl wms serurcd by this Srcurity Instrument, L.cnder shall promptly refund to Bor�ower any :�••=''-
<br /> Funds heid b Lender. If, undcr ara�ra h 21. Lcnder shall ac uirc or scll 2hc Pro rt ,1.�+�Jer, rior to thc ac uisition or sale �?��';�'�`'-
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<br /> of the Property, shull apply uny Fund�h�ld by LenJer ac the timr��f acyuitiition or sale a+a credit against the sums tiecured by "�;�:;;i4���} --
<br /> this Security Instrument. �����`•�� f � -
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<br /> 3.Application of Payments.Unlc,s applieablc laa•pruvidc�othen�i,c,all payments received by Lender under paragraphs ,'`•+ir�;'r =�:
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<br /> -� ,�.': �� 1 and 2 shall be applicd: tint,to an��prcpaymcnt rhargc�due u�dcr thc Note: �eronJ, ta amounts payable under paxaeraph 2: ,t,,• ;;�,<_��. .�_
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<br /> • third.to interest due: fourth, to prin�ipal duc:and last,tu a�r. iat:charge�due undcr thr ti��te. , ;.�.:,�r;;;:,���:', ..
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<br /> •'�• ' 4. Cha es; I.iens. Burro�vcr shull a all taxc�.a�.e��m�nts, char cti, fineti and im utiitionti attributahle to th� r'ro rt . ��:x,:,. -
<br /> . which may attuin priority ovcr this Srcurity Gutrument, and I�atirhuld paynxnt.or ground rent., if am. Bnrrow�r shall pay :',%�,1;°'," ;
<br /> these obligations in thc munnrr providcd in paragraph'.��r if rnu paid in thut manner. Bnrr��wer shall pa� them on time directly � ;;;���;y;�•
<br /> to the per�on oacd payment. &�rn�µer.hall prumptl} furni.F.to l.rndrr all u��tirc�uf:ia:nnnt,to be paid under t�is�aragreph. .;;;,...�`;( ,;�.`
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<br /> Tt&irrower makc+theu .�•mcnl,Jircrth•. I3�rrru��cr,haU r�,�u tl furni�h to Lrndcr r:rei t.rvidenrin the a nu�;+. '`':':;;�.
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<br /> Bormwer shull prompth�di�charge am• lirn�shirh ha.pri��rit} uvrr thi,Scrurity Inytrumrnt unle,•Burraaer: la1 agreeti in � ,.
<br /> --- writing 1��the puyment uf thr�,ni��:�u�,�,.«�r�a n> a��lien in a manner arreptahle tr.LenJcr:thl ronte.t,in ro�d(aith the Iien .
<br /> ' by. or defends again,t cnli,rrcment uf thr licn i�t. le�a! prurreJing� ��h�rh ��: tt�: Lcnd�r'ti apinf�m upe�ate t<� pre�ent the '
<br /> • .`'".'> . enfarrenunt uf the licn:��r(cl�crurcs Tr�,m thc lioldrr ut Ih� li�n an agreemCnt tiau.ta�•ta•� t,, Lrndrr.uhuruinatem�t6�licn to
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<br /> . thia Seruriq• Imtrumcnt. if Lcndrr dctcrminr, that am part nl the PruExrt� i,+uhjrrt a�•: li,n «h�ch uia� utt:+in priurit� u��er . ,
<br /> this Sccurity Intitrumcnt. Iander ma�•gi�c Eiarn,��rr a nutire id�ntif�ing thr lirn. Burrcnc�r,hal� tiati.fp thc lien or take une or �
<br /> ' ntorc iif thC aCtianti�Ct �i�rth ahu�•c��ilhin IID.'..:}• .d thc gi�ing ul ni�tirc. I �
<br /> Form 3028 9/90 f
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