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<br /> - � ` �'�==��=rti��r� periods thut Lcnder requires. The insurance carrler providing thc lnsumnce Rhall be chasen 6y 8oirowe�r su ec nderh
<br /> --�:-;'—�.'�`.7r�-� � ' nppmval which at�nil not be unreasonably withheid. It Horrower fnlls to muintain covernga descdbed above.Lender mny.at
<br /> =`-�':���^�'.'r � Lender�optlan,obtatn covesage ta protect Lender4�rights in the Property in acwrdunse wIth puragraph 7.
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<br /> "_�'-�.�:...e�� 4.
<br /> _•���-��-` _, „ AI!insuranco palicies nnd renewnle ahnll bE Acce table ro i..ender and xhell include a standard mottgage clause. Lender -
<br /> �---- --- _ - --
<br /> 'b�L,�;,y„_�y�� shell huve�he right to hold the pol(cies and renewals. f l.ender requires.Bormwer shall promptly glve to l.ander all receipta -- -���
<br /> - `_�d�^ of p�fd premiums and renewal nottcea. In the evens of loss,BQrmwer shall give prompt notice to the insurance�catrier nnd
<br /> • :• Lender. Lender may make prouf of loss if not made promptly by B�rrower. �-:=-- _
<br /> '���� �•. '� Unless L.ender und Horrower otherwis�agree In wdting,insurance pmceods ehull be applled w resroration or repair of
<br /> '`�"�:r''�" ." the Property damngeJ,if the restoratlan or repair is economically fenslble nnd Lenderh securfty is not lessened. If the — —
<br /> � , restoration or repair is not economically f'epsibie or l.enderh sccur�ty would bs lessened, the Insur�tce proceeds shall be =
<br /> sppAed to the sums secured by this Secudty Instrument, whether or noi then due.with any eacess puid to 8orrower. If ---_ _ _ ____
<br /> • ' .'�� � Bormwer abandons tha Property.or dues not a�swer within 30 day�u notice from Lender that the insurance carrler has =--__----�
<br /> ' , offer�ed to settle a claim,then l.ender may collect the insurance proceeds. Lender muy use the proceeds to repair or restore � --==��,L;��==,.
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<br /> the P��eaay or to pay sums secured by thts Secudty Inst�ument,whether or not then due. The 30-day pedod wfll begin when '�.;°;-�°LL``��-�=__�_`
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<br /> the na8ice cs given. "r"�,�a�,�;�rnx�='
<br /> , • QJnless I..e�der and 19orrower otherwtse agree in writing, any application of proceeds to princlpal shall nat extend or .:;t�+f'�"5�'?';S`�`u
<br /> • pascpa�ne epte due da¢e of¢he monthly payment�referred to in puragraphs i and 2 or change the amonnt of the payments. If ��_
<br /> `� uIIeder paragraph 21 the Froperty Is acquired by l.ender,Borrower'� right to any insuramce pvlicies mnd pcoceeds resulton� :;;���1;,"�:� r=+i�-�
<br /> fimm daenage to the Property prior eo the acquisition shall pnss ao l,ender to the extent of tF�e sums secured by this Secumity �`-?5�=�-
<br /> � Instruareen3 immedIately prior¢o the acquisition _ �:N_
<br /> 6. OocupaRQy, Pa�e.cervatiom, Ndainrt�nanre and Protectio� oP tQne Pe�perty; �orroarer's G.�nu� Ap►placatfmn; ' �..'a=�s_,__.
<br /> � I.easei�oids. Borrower sQaatl occupy.establish,and use the Property as�orrower's pnticigra!iresidence withee�sixty days after ;: :`��.
<br /> , ' . ���:;". the execution of this Secnndty Instnement and shall continue to oceupy the Propeny as�orrower�s principal residence for at �>'..�;a, _
<br /> ;,,:;.�;�1`�„�;�, �� least one year after the date of �:ccupancy, unless I.ender otherwise agrees in writin;, which consent shall not be , , _
<br /> unreasonably withheld,or unle�s rqtrnuating circumstances exist which are beyond Borroa•er's control. Borrower shall not ,..;�i��',�,�„f,`,_-_
<br />';` � � destroy,damage or erropair the Propeny,allow the Prnpeny to deteriorate,or commit waste on the Property. Borrower shall ' _ _____
<br /> ' ' ' be in default if any�Fc�r.'�eoturc action or proceeding,whether civil or criminal,is begun thnt in Lender�good faith judgment - n:=,�,�s,,.,o._
<br /> � -• could result in forfeir.cire of the Property or otherwise materially impuir the lien created by this Security Insuument or •���"�``
<br /> .. . . Lender's security intertist. Borrower may cure such a default and reinstate,as provided in paragraph 18.by causing the action F�---��
<br /> or proceec�ing to be dismissed with a ruling that,in Lender's good faith determination,precludes forfeiture of the Borrower's , • -�'-=
<br /> interest in the Property or other material impuirment of the lien crented by this Security Instrument or Lender's security ���.��•
<br /> • interest. Borrower shall atso be in default if Borrower, during the loan application process, gave materially false or � r ._:
<br /> inaccurate information or stetements to Lender(or failed to provide L.ender with any material inforrnation)in connection with ,
<br /> ' the loan evidenced by the Note, including, but not limited to, mpresentations concerning Borrower's occupancy of the •
<br /> �-- - --` -- E'ropeRy as a pnncipal res�dence. If this�ecunty Instnirnent is on a teasehoia,6orrower shaIi compiy with aii thc provi�ion� -;�-.';�;;'_ - -
<br /> �'J�!^'� of the lcate. If Borrower acquires fe�title to the Property,the lea.ehold and the fee title shaEt n,�t mcrge unless Lender agrees �•` ,,�;j�� �'�
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<br /> . :i,,�ti,,, , to tC�e m�rger in writing, ; ., � ,
<br /> � 7. Protectiom ot I.ender's 1[3ights in the Property. If 9orrower fail+ to perform thr covenants and ug�ements �.. i�
<br /> '`r, contained in this S�.curity fnstrument, or there is a legal prnceeding that may signifirantiy affect Lencler's rights in the i
<br /> Property(such as a pro:eeding in bankruptcy,probate,for condemnation or fi��telture or to enforce laws ur rtgulations),then ���
<br /> Lender may do and pay for whatever is necesutry to protect Ihr value of the Property and Lender's rights in the Property. :`
<br /> Lendzr�aclions may indude payi�g any sum,secured by a lie�a�:hich has priority over thi�Security [nstrument,uppearfing �,y�"�
<br /> in ca�urt,paying reasonable uttomeyx'fees and entering on the �'roprrty to m:ilce repain.Although Lender may take action
<br /> under this paragraph 7,Lender dces not have tu do tio. � '���
<br /> ;S Any amounts disfiuned by Lender under thi>paragraph 7 �hall becomr additional debt of Borrower secured by this k „ . �
<br /> Security Instrument. Unless Borrawcr and Lender.��r�c to othcr tertns of payment,these amount�shstll bear interect from the � � �.�
<br /> ' � date of disbursement at the Note rate and shall be payable,with intem+t,upcm notice from Lender to Borrower reyuesting � �, �-•
<br /> T;,,� )' paymenc. '�//.
<br /> fd. Mortgage Insuranee. 9t Lender rcyuired mudgage in.urance as a conditiun of rn:►l:ing the loun secured by this • �'i%..
<br /> Security Inytrument, Borrower shall pay Ihr prrmiums requircd w maintain the mortgage intiurance in effect. lf, for any
<br /> reason, ihe m�ngage insurance coverage rryuirrd by LcnJer lap.e+ ur ceaxti ta he in effect, Borrower shall pay the �
<br /> premiums rryuirrd to obtain coverage ,uh,tantiully cyuivulcnt to the mort=age in,urance previously in effect.at a cost .� .
<br /> substantially�eyui�•a3ent to th�ro�t ta Bc�rcowcr ot�the murtgage intiurancc previouxly in cff'ect, from :m altemate mortga;e "
<br /> in�urer approved by Lendec If�ub�tantially cyuivalent nt.►rtFa�e intiursnce coverage i+not avuilable, Borrower shall pas to , .
<br /> Lender each month a sum eyuul tu one-twtlfth uf ihr yrarly mortgage intiurancc prrmium being paid by Borrower when the �
<br /> inwrance covcrage)apsed orccaticd tv tk in rffrct. Lcnder u•ill urrept,u�e and retain the.c payrncnt+ax a losx reserve in lieu " "
<br /> of mortgage inxurance. Loss re�crve pxyment�may no longer be reyuired, at the c>ption uf Lender, if m�ngage insurance
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<br /> ... , l'VVCI.1�',C lili ll�c nuianuii.ifiu ian iu� j.�ii:w�uu�i.�in�c� t�yuuc�j Nnrr�ucu ii� :iii ii�.iuiii aNj.iu:�u oy {..�iiuc�d�.uiu v�.�v�u�.+ f � . • �
<br /> availa3�le and ix obtained. Sornower.hall pay thr premiums rryuircJ to m:►intain mortgagr inwranre in effect,or to provide a •
<br /> ''''������ lo„rese�rve,until the re uiremena f.�:mort�.��� intiurancc enJ.in arrorJanrr aith an wr�u�n a+rcement hetwecn B�rrawer t � '
<br /> ,•:�:�. 9 b'L�' )' b { '.,:'
<br /> � :�:+; '•:: and Lcnderor applicable la�v. !
<br /> 9. Inspectimon. Lenckr or ia a�ent may makc nrasonublr entrir+u�xm an�i in,�xrti��m uf'the Propeny. Lend�r�hal!
<br /> �ive Borrower no¢ic�at the�ime of or prior to an in,prrtion.p�:c if'ying rr:e;,mahl:rau�r fur thc in+�xctiun.
<br /> 10. Condem�oasYion. T'he proreeds of ttny aW�ard or claim far�:am:�,;.. direct or rontieyuential,in ronnertion with any ,
<br /> Sw�.le Fam�I�--Fvnnir�fae/Freddie�fac 1 A•;F!►�\f I��7RC�1E:\1'-l ndurn�<'o�rnant� 9/9(1 ��a+er?,•/�.�..,r.. �
<br /> � �:rcat Litrn Ruyne+a FamF.la � '
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