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<br /> — 1�EfHER WLTH ull the impmvementa now ar hereaRer erotRed on the property.aied xil ea err�nfs�.apQu�ei •�neim.�ces.�tnd
<br /> -----= fiztures aaw on c�reaiter n part oP the property. 1�11 replectments and aalditlans s!►atl Atsa be covcred by thls Se�adty
<br /> = Instevment.All of the fat�egoi�g is refen+ed to fn this Ssauity Instrutnent os the"Ptoperty."
<br /> ° ---- BORRaWER CBYENANTS thAt Rarraw.,r ia lur+fuNy sstsed of the estatc hcrrby conveyed nnd twy th9 eight to grur►t and �
<br /> — convoy the propeny and that the Property is uaencumtie�ed. except for encumbmncea of r9oard. Bormwea wanunts mt�wfll
<br /> � � defead generully the title to the Property ngainst ull claims urxl demnnds,subject to uny encumbranoes of r�xorrd.
<br /> _Z�;,�r:� 'fHIS SECURITY INSTRUMFNT combines unifarm oovennnts for natlon�t use and non-uniform wvenunta with timitxd `_
<br /> :�.«��,. vnriutions by juris�ictlo�►tu c�nstitute a untforni sc:curiq�i�isuument covering ral prnperty
<br /> ----- UNIFORM COVBNANTS. Borrower ar►d I.ender mvenant and Ascee as fc�llows:
<br /> �''-�L�-1=� l. Payment ai Principul und Interest; I�repayment and I.nte Charges. Borrower rhail promptiy pay wher dus[h�
<br /> "`°'-�`���� pdrtcipal of ated interest on the debt�evidenced by the Nate and uny pmpayment und IAte chsuges due under the Nute.
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<br /> `;,;�, '•'�`; f, 2.Funds for Tvxes a�d Insurunce. Subject to appltcable Iaw or ro u written wuiver by Lender. Borrower shull pay to _
<br /> ?;:;.-::�� � �� Ixnder on the duy manthly payments rue due under the Note,until the Note is paid in full.a sum('Furtds')for:(n)yearly Wzes
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<br /> `';�l;;,l and as.sessments which may attain priority over chis Security Instrument as u Iten on the Pmperty:(b)Yearly le�asehold payments =_
<br /> •• or ground eents on the Property, if an�;�cD yearty hazard:or property insurance premlums:(d)yearly flood insutance pmmlums,
<br /> . ' �`�' If any:(¢T Yearly mortga�e incura�ece pre�iams,i6 any:aund Q�any sums puyable by Barrower ro �ender. in uccordence with
<br /> ,� , . , the provisions of para�gragh S,in lieu�f tir.e paycnent of�ttorBgaLte insusance premiums.These icec�s,are caJted"Essmw Itema.'
<br /> . L.ender may. at any rume,ccrllect artc9 ho[d Fu�s en an a�nount a�oa to exoced the maximuat amaunt a tecnder for u federatly —
<br /> ,' � �;• reluted mongage{oan�may maqucm fos�orrower s e9crow uccowat urtder the f�deva! Real�stgze S�ttle�neftc Plraceduns AM of --
<br /> 'v".',� •.< ,+ 1974 As anmnded from time eotnme. �2 U.S.C. Section 26U1 et seq. ("RFSPA").unless aaa2Lter law tttat a,�F2€�s to the Funds
<br /> �l��r"�i r<<�� �: sets a lesser amount. If so, l.ender nreay, at any time, rntfect am�hoid Funds in a���u�tou�ze izot tm e�:ceed the tesser actxauat. �—
<br /> � <<�;�I'����",,�5_� L,ender�a�estimate the amount of�ands due on the basis of caerrent data and reasonable es¢fimates of expcnditures of future �?_-
<br /> ���' Escr+ow Ieenu or otherwise in accordance with npplirable taw. �y,� :•;
<br /> „ � '� 7'he Funds shal! be held in an institution a•h�*�e deposits are insund by a federal agency. insuur�aentality, or entity ��__:
<br /> �� (i�cluding I.ender,if[.ender is such an institution)or en any Federal Home Loan Bank.Lender shall apply t9�e Funds to pay the _°
<br /> � Escrow ItEm.. L.ender may na charge Borrower for P���6c3ing and z�pplyiag the Funds.annually analyzing the escmw accoaent,or a:�-.
<br /> , veri fying thr Escrow Items, unless Lender pays Borrower inte�t on the Funds and appficable ia�c pertnits Lender to make such �'
<br /> - a charge. Howcver, I.ender cnay require Botrow•er tm Fay a one-time charge for an independeret real estate tax reporting serv[ce
<br /> „ used by Ixnder in connection with this loan, unCe�ti applicable law pmvides othenvise. Unless an agneement is made or :y�
<br /> y applicable law requires inter�t to be paid. Lender Y��l!not be required to pay Hc�rmwer any interest or eamings on the Funds. ���:
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<br /> �• Borniwer and Lender ma}�agree in w vi�ing,however, that interest shall be paid on the Futtda, Lender shull give to Borrower, ��r.
<br /> .,:x::�,� withaut charge. an annual accoumi�� wi aa�e Funeia. ,t,uwing acYiit�an�i debits ia t,hc Fu:,wc <;•a� ihe pttrp�'.t for r:!�ich esclt ' '''
<br /> "•�;�,3�T debit to the Funds wus[�iade. The Func�.arc pleciged ac aeid'+tiona�.tcurity for a!1 sums seeurec6 by this Seeurity Inxtrument. �i.�.;__:
<br /> If the Funds held b� Lender exceed the amoune>�+eeenitte.i e4?be heid by applicablc law,II.ender shali u�count ta Borrower
<br /> ' • for the exceas Funds in�rcordance with the requiremic�^.�:��f app�ieabte law. If the amount of the Furtds he4d by l.ender at any �''
<br /> time is not.ufficient to pay the Fscrow Items when du.. Lender�a� so nntify Barrower in wrGReag, and,in such case Borrower
<br /> " shall pay �o Lender the amount neces,ary tc�make up the deficicnc�. Borrower shall make u�a the deficiency in no more �han
<br /> twelve m��inle�� payments,at Lcndcr's u�le discretion. .
<br /> Upon payment in full ��f all �ums securcci hy thi, Securit�• ]n.trument. �ender shall promptly refund to $orcower any �
<br /> Funds held by Lcndcr.l€.undcr paragraph:l. L.ender.hall scyuire or sell the Pmp�:rty. I.ender,prior to the acquisitian ar sale
<br /> � , of the Pmpeety,shall appi} any Funds held by Lender at the time of acyui�ition or wle u.a credit against the sums secured by
<br /> this Security Instrument. �.
<br /> • 3.Appltcatton of Pu�ments.t r�i��>applicahle law�pro�idr���thriwix,ull paymcnts nxa:tic<! by l.ender under paragraphs
<br /> . I and 2 shall be applied: fir,t,ta an�� prcpu�ment chsrgeti due unJer thc Note: ucond. to amc�w�t, payable under paragraph 2:
<br /> , third,to intcretit due: founh, tn prinripal due:and la.t,to any late charge�due under thc Notc.
<br /> �t.Citarges: I.iens. B��rro��•er�h•rll pay all tax;>,a�ses�ment+, chargc�. tinc.and impo.itions attribusah',r t4�the Pra�perty
<br /> w�hirh ma� :dtain priurity�i�er thi. S�curity in.trument, and I�a�eh��ld p:t�ment.ur gmund rentti. if any. Burrnwer sh<a7t oay
<br /> thcwe��bl��.aicim in the manner pro��.icd in paragraph'ur if nn� p,uJ in that manncr.B�m�,arr�hull pa�them on time d'erectly
<br /> to thc prr.un u�►cd pa�Rlent. B�irro��er chall prc�mpNti furni+h t�� I.rndcr all nc�ticeti u(amuunt�to t�paiJ under thiti parsgraph.
<br /> If B«rn�wer makc,th�.�;�.s�nunt>direrQ�. Burro��er,hall prompth tumi.h t.�I.;rdrr rcrcipt,r�•idenring the p:�ymentc.
<br /> - -�. �.._.. �:C�"::'':i�S'u' • r.n :�� T�i�tr��oU•nl Ittt�P��Rt)ri'n\VP�' (:�l•� c -
<br /> nurru��« .ha1i Ev�•::¢,,,�S;,a�u��:.u�st ,. ,prfr.rtt: ;n.r t.:..1•::::... . ,� �e!' in `
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<br /> writing to thc paymcm�,1 the�,hli_.ui��n.rrur��i h� tl�c licn in a mannrr arrcptaM�a,I.�n�icr. !h�runtc•t.in gcxxi faith the lien
<br /> ,.`�,. .� iniun o r.ste to re�•ent the
<br /> h�. or dr(�nd. :�gain,t rnti�rcero�nt i�l dtr lirn in. leg:d pr�krrding. ��hirh m thr Lenc{,r�, p pc P
<br /> ��r enfi�reemeut ot'thr lien: �,r tci.ccurc,I'rom thr huldrr ut'thc lien an agrrrmrnt,au.f�ctun :.� ..:nder .uix�rdinating the licn t�,
<br /> • thi� S�tiurit� In.trumrni U I.end�r detcrniine, that am p:�n ��f the Pr<��rt� i. .uh�cct t�,a ;i:»��hirh m:� .�•.ain pri��rit� o�•er
<br /> thi>S�tiurit� imtrumr�ic_ L�nJer ma� g��r Burruwcr:i m�ti.r idrntif�im� thc li:r ii�,rm���•r �'rall.ati,l� tl•��• .�:n�,r tal�e ime or
<br /> mc�re af the artium.et ti�nh ah��e���thin 1(1 da"of thc gi�ing�,;�..•ti:r.
<br /> Form 3028 9I90
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