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<br /> .. TOt38THBR WITH a11 the im rovements now or hensiter erooted on the roperty and a11 casemeat� '�t`���f`'•�=_�'.-�
<br /> P p ' �'�-��-���.,:_, .-
<br /> �� � .. eppurtanancee�and firturas now or herenfur a p�rt of the praperty.All replacemente md addltions eh�11 also bo coverod �--���=•- -;;� -
<br /> � ' by thls 5ecurity Instrument.All oi the foregoing la refened to in th�e Seourlty Instrumant as the"Proporcy.' �'-;'��`;:���t�
<br /> . .- - St�RROWBR COVBI�lAN't'9 that Boremrier ia lasrtully e�iesd of the estate Aereby coaveyed ead h�the rlEht to � ° ' "',;.'`_—�
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<br /> � nt end conve the Pra perty ia oaenoumbered�es t for enaumbrancea oi record.Borrower .,� „ . '""'"°:=
<br /> � gra y perty estd that the Pro cep •a�
<br /> � aarrente end wlll defend gaaerally the title to the Progerty againet ell olelme aad domands�subJaot w any eneumbrences n,�. ���:;1,���°
<br /> " of secord �' _ .. r:����'``
<br /> TI-�IS SECURITY INSTRUMBNT combines uniform covanants for nutioswl irse ar�d aon-uniform covenas►ta rlith � �. _
<br /> �: limiud varlattona by iurIedtotIon to constitnte a ua�itarm seaudty instn�ment oovering real property. � .
<br /> U1vIFORM C'O��BNAIVTS.Borrower and Lender oovenaat and agcee os foUow� � �
<br /> � . l.PeymenE oi Ptit�c►ipal en�intoreat;Propaymeat aad Late Chargea. Borrower shsll promP�Y PaY when due ,.,�,----_ , -__,--; --
<br /> , the prfncipal of r,nd intereat oa tlte debt evidenad by the IJote and any prepnyment ettd lsta chatg�es due under the Note. ��... -. � �
<br /> � 2 Funda for Taaes and Insoraac�.Subjeat w eppl�cable law or w a wrItten waiver by LQnder.Ban+ower shall � � �,
<br /> ' ' �ay to Lender on tha day moathly payments are due under the Note,until the Note is patd in tull�a snm("Funda")tor. ' .,
<br /> (a)yearly tnxes and assessmanta whiah may attain prlorlty over this 3ecurity Inetrument ee a lien an the Property;(b)
<br /> �,:: .. yearly Iciasehold psym¢nte oe ground rents on the Pmpee�r.if any; (a) yearly hazard or property tnsuranca premium�
<br /> (d)yearly fload itlsuraaee gr;asniuma,it anYt�e�Y��Y���8�i���P����if asiy;and(f)any aume payable
<br /> , by Borrower t�Drea�dea.n�mccordanca with the provieies�s m�p�agQaph 8,in li�a��4 uRe�rmnvnt oi mortgage insuranoe
<br /> . premiurna'Il'hesa Assn�s r,,�e called"Fscrow Items."Ler►derr�►a�r.aB eny ttmQ.c�1t�s eYed 8co➢61Runds�n an amount not '
<br /> to exceed thm�naamm���ra amow�t a lender ior e federelly ralat�ct rmoatgaga la�an anay neqneir�?or Bon+owar's esc�+ow '
<br /> � acc�wa8 uadrar t@�o 8¢a¢�1�eal Bstate Settlement Proceelures Ac8 of 1974 as emeande�ie�o�n 46anm to tlme� 12 U.S.C. ,
<br /> � Sec¢aon ?b01 e8�.t°Rffi�A")�unies9 enother taw tt►st appli¢s t�ths Funds sats a le�r amoun�Ig sm,H,sc►der may, .. _ ..
<br /> � at a�y time�collect and Pnold Funds in an emount no4 to exceed the lesser amoun�E..en�er may estimate B�a3 amount oi ' �
<br /> , Funda due on tpee b�sis of cun�ant data end reasonable egtimstes oP�apeaditures of lutura Fscw��r d4e�s�r otheraise�n � ,. ,�
<br /> accordanca wiN applicsble law. • .
<br /> ' The Funds ehall be held in an institution whosa d¢posits are insuted by a federal agency.nnstrumentalnty�ar entity . <• ;��'
<br /> � (incIlaed'nng Lendet,if Lender is such an institution)ar in acny Federal Home I..oaa���mk.I.ender shatl apply tha Funda to '' j�'�.�`'������ �
<br /> ,.;r y1.`'.l{�I
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<br /> �� pay the Fscrow Items.Lender may aot charge Borrow�r for holding and appflbieax the Funds.snnually analyzing the � �.�{,ti�,;, '
<br /> ` escroa sxoun�or verifying the Escrow Items,unless Lemc3ar paya�israwer�uetere�t on the Funds and applicable law ' •� , �
<br /> permits Lend�r to make such s charga. Howevet, I,ender nrsa� r�equnre BorroNer to pay a one-time charge tor an .. ,
<br /> independent res�estate tax reporting sarvica used by Lender in conunecti�n with this loan.unlesg applicable law provides r,;;;
<br /> otherNisa.Uniess an agreement is made or applicable lanr tequires interest to'be paid: Lender shall not be required to 4, ,-.`
<br /> pay Borrower any intarest or earnings on tha Punds.H�rr�wer and Lender may agree in wtiting,however,that tnterest ° r��a'
<br /> shs:: �psid as:iha Ftsads.Lender shal!giYe tQ Burrowe:�,�'sihout rharge,an ann�x+!nc«�unting ot the Fnnda,showing - --�-:�``.`�_
<br /> credits snd debits ta the Funds and the purpo.Se{or which each deta3¢to the Funds was made.The Funds are pledged as �
<br /> additionel security fo�all suma secured by this Se�urity Instrumen3. �
<br /> If tha Funda held by Lender axc�ad the amounts permitted to ba hald by appiicable law, Lender shall ea;ount w „—. `
<br /> Borcower for tha egcr,ss Funds in accordance with the reqnairements of spplicabl¢law.It tha amovnt of tha Funds held �;. . �
<br /> , by L.en�ler at any time is not sufficient to pay the Esca�o�� Atams when due,Lernder may so notify Borroeuea in writing, � �%�`"'�r, � �
<br /> ' � '� a�cd, in auch c�se Borrower shatl pay to Lender the amo�mt necessary to make irp Yhe deticiency.Borrowee�shall make � ;��;,��;, , ;
<br /> �' �'� '� up tfie deCciency in no more than twelve monthly paymen�ts,at Lender's sole discretion. ' � ' , �=;.� �
<br /> ' U p on p a ynn�n3 in full of all sums s�ecured by this Security Ynstrument,Lender shall promptly refund to Borrower �'. ":��-�' _i
<br /> . � any Funda held by I.ender. If. under paragraph 21, I.ender sha11 acquire or sell the Property, Lender, prior to the ; ?; ,< t �
<br /> � acqu tsition or s a le o f t he Property,s ha l l spp ly any Fun d s he l d by ien der a t t he tim a o f a c q u i s i t i o n o t s a t e a s a c r e d i t � ,
<br /> against thesumssecured by thisSecurity Instrument. � •i.;•.'� '
<br /> 3. Applicatlon of Paymeats. Unlesa applicable law provides otherwise,all payments re�eived by Lendor under i �
<br /> paragraphs I and 2 ahall be applied:first.to any prepayment charges due under the Note;second.to amounta payable � • '�-��
<br /> under paregraph 2;third,to interest due;fourth,to principat due;and 1ast,to any late charges due under the Note. . �• -:;;•;�
<br /> d. Charges; Liena. Borrower shall pay all taxes.a�ments.charges.fines and impositions attributable to the � % � , ..
<br /> Property whioh may sttain priority over this Security Instrument,and leasehold paymente or ground rents, if any. , ��
<br /> ,� Bor�ower shall pay these�nbligations in the manner provided in paragraph 2,or if not paid in that ma�er.Horrower , _
<br /> shall pay them on time directly to the person uwed payment.Bomower shall promptly furnish to Lender all notices of `�� �
<br /> amounts to ba paid under this garegraph.If Bonower makes these peyments directly,Borrower shall promptly furnish
<br /> to I.ender receipts evidencing the payments.
<br /> Borrower shall promptly discharge any lien which has priority o�•er this S�curity Instrument unless Borrower:(a)
<br /> � agrces in ariting to the paymettt of the obligation serured by the lien in a man��r ac�ceptable to Lender; (b)conte.sts in : �
<br /> ' ' good faith the lien by.or defends against enForcemenz ot the lien in,legal proceedings which in the Lender's opinion � . •
<br /> operete to prevent the enforcement of the lien;or (c)secures frorn the holder of the lien an agreement satisiactory w
<br /> Lender subordinating the lien to this Security Instrument.If I.ender determines that any part of the Property is subjact
<br /> to n lier�ahich may attain priority over this Security Instrument,Lender may give Borrower a notice identifying the
<br /> lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days o4 the giving of
<br /> no2iCe.
<br /> Form 902a 9/90
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