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<br /> -��� TOdETH�R '�VITH a11 tho improvemante now an c�reatter ereated on the praperty, and a11 eaxmonte, �
<br /> -���=r=�•Lr�;r� appurtcn�ncte�and fisture�a now or hereatter a part oi tho prnptrty.Ai1 replacemente ana a�tslttlaru�sha11 atso be�overed •� =--
<br /> '�'�"�"�`;"� by tflie Seourlty Insuurnast�All oi the ton+gutn�ie reter,+ed t.o in thte 3raudty Tnatrum�nt as tho'Pnuper�y." 1 -
<br /> --_=-`��{����� BORROWBR UOVSNANfS that Bornoe�er is lawiully eelsed of the estata he[�eby eonveged and hss tl�a rlght to
<br /> `=-��';` `�l���� grant an�d convey the Ptoporty and that the Pc+nperty te unenovmberod,eacept tor ertoumbrances of racord.Bonower� —
<br /> `�='-u=�'-�i� werrants and aip�tend generally the titla to tha Property against alt eleime and demands,aubjeot to any as�cumbrenaes ___ __ _
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<br /> :'_��=�"�';'�-�'' THI3 SBCURII`Y 1N5'CRUM$NT comb�nee untiorm covener�ta tor natlonal use and non-nn3form covananss wtth
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<br /> ' '. .,- li mited vaniadons by IurisdIotton 4o constltutea uni[onti seaudty inetrumentaovering real property. �::��u.i•_�`-----
<br /> � UNIF�RM CO�iBIdANT3.Borrower and Lendar covonant and a�e�oe as follows: �`�`�-=_ --
<br /> ,� ��`�`. 1.Psyment oi Prineipsl and Interest;Prepaymeat and Lste Charjea. Borrower shall promptly pay when due ���,-�
<br /> .. - -
<br /> �..,,,,, „ �.:�• the princlpal of end interest on the dabt evIdenced by the Note and any prep�ayment and late chsrges dua under Me Nota. ,�;:;
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<br /> -----.:-- = 2. Fuade for Teaes end Ineunncu. Subjxt to appllcable law or to a arltten aatvec by Len�er, Aorrawer Ahall .��_;=;^„T= --_ _�-_-. _
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<br /> � to Les�dor on the dny monthlypayments are due undar the Note,unttl the Note is paid in inll,a sum( Funda )for: -.; .�,�,;�R;=__
<br /> " ��Yearly tssea and aesesaments which may nttets►priorIty over this SecurFty Inatrument as a lien on the Prop�ty,•(b� .. ;�.��c�.:.:a_W�-
<br /> early teasehoId propartY tasuranoe prenniums; �,.'�.�.;�--°=�
<br /> , y paymenta or ground rente on the Property.if aay; (c)yearly hazard or
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<br /> . (d)yearly flood insurance premiuma.if any;(e)yearly mortgage insurance premiuma,if any;end(f j any eume payable . _ ih_.�;---
<br /> ' by Borrower to Lender,in accotdsnce aith the provieions of paragraph 8,in lieu oi tha payment of mortgage insurance •�;-;�;,� �� - °i"
<br /> premiums.Thesa items ata called"EscroN Items." Lender may,at any tlma.collc�t and hold Funds in an amount aot ' �`;'•-w-�
<br /> to excced the muximum amount s lender for a federaUy related mortgaga loan may require tor Borrower's escrow , . • "�'�,�_;�_'_
<br /> account under the Aedera! Real Bstate Satttement Procedorea Act of 1974 aa amended irom time to time. 12 U.S.C. :��:'�"_-
<br /> Section zS�D�dt�.("RI�SPa�').uteless another Daw t�nat a�pliea to the Fun�s szts a 1¢sser amount.Ii so.Lender may� � ; •;.;v.��x-.-
<br /> aQ any time,cotlect tund hmld h�unds in an amoinns n0t tm ebceed the lesser amm�nt.Lend�r may estinna�e the amount of :� : ; �. .;��:;�u
<br /> Funds due on the basis of cuee+ent dsta and s�matrle�stitreates of expendizures of Puture Escrow Items or othernise in ' ��z�"t �b
<br /> :y;, s�coedance with applicable la�v. �:'`„ `tA�+"'
<br /> •t:l te��l�1d)f�,Y`•1�� �:..
<br /> � ,*;� r 'f h e F u n d s s h a l l b e h e l d i n a n i n s t e t u x e e e n w h o s e d e p o s i t s a r e i n su e�e d b y a federal a genc y,uv�s�Knoanereta�d t y,arr ecatit y ��s�.r y�;,.q�;;;�'�;�;<••:.
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<br /> ,-:�;i'�;i�•'•G; :u•:.�,�, (including Y.ender,it Lender is such an n�usez�ution)or in ar�y Fedeca�i�i�a�e Ia�aa��an&.�.ender ahni�app�ly E�o F�nds 8� ! '�;�,�,<is,yxr;t.;i;�.,�;��';;.
<br /> ','�,ti��,�f.'ft,n tI18 ESCf�6L' lt�r►s.I..�natxr ma not char e Borra�ver 8mr fi�lc�nn an�a Dbiag tfi¢Fund�, annualD av�A1 2� t1�e , ;- <<��,`�•F �'�'`,
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<br /> � t '', '� escrow account,�r verifynng t�he E9crow Itema.unles9 Z.en3er pays Bosrowee�nanuer�t�n the�nds and npplicamle iaw ',s r ,+�:;S ������ -
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<br /> ,;��...�•.:.:�.�,._,,� �rmita I.ender to make auc3� a charge. However, Lender may require Bmnawer to pay a one-time oharge tor an ;;,,,,;,,,,;,,�,;�,.y�.�.��
<br /> f},�;,�f;j?��; • indepandeni renl estate taa regorting service used by Lender in connectioa with this loan,unless applicable law provides ��{l); , �.__'
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<br /> ,�),� +�}ti - otherwise.ZJnless an agreem�nt�s made or applicable law requires interest to be paid,Lender shall not be required to �'�•�� " �° �._-
<br /> '�j� ����t�� pnay Borrower any interes3 or earnings on t�e Funds.Borrowet and Lender may a$ree in writing,howaver,that interest ���, �
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<br /> •:•°�-;�;�: ::•�,..; ,,� ,� afiall be paid on the Func�s.Lender shall give to Hortower,without charge.en annual accounting of ihe Funde,ahowing �,�• ;�.�- •
<br /> ���!,•`.`��:`r'4;�-��'�'i:� credits and debits to the Fur�i4s and the purpose for which each debit w the Funds was made.The Funds are pledged es =
<br /> . ' �� �'`'%� additional security for.alI sums secured by this Security Inetrument. . , �'-� ;
<br /> If the F'unds held by I.ender exceed the amounts permitted to be held by applicable law, Lender shall account to �` .
<br /> Borrower for the excess Punda in accordance with the requirements of applicable law. If the amount of tha Funda haid � . ���� >
<br /> by I.ender at any time is aot suttictent to pay the Esctow Items when due.Lender may so notify Borrower in writing, •�' '
<br /> and,in such cese Borrower shsll pay to Lender the amount n�essary to make up the deficIency.Borrower ahal!make
<br /> ,:, :
<br /> up the deficiency in no rnore than taelve monthly payments,at I.endet's sc�le discration. ' �;
<br /> , Upon payment tn full of all auma secured by this Setutity lnettument,Lender shell promptly retund to Bcstrower • �
<br /> any Funda held by I.ender. It, uader paregraph 21, I.ender aha11 acquire or sell the Property, I.ender, prinr to the [
<br /> acquisition or sele oi the Property,shall epply eny Funds?►eld by Lendar at the time of acquis�tion or eale as a credit , ,
<br /> , ageinst the sums secured by thia SecurIty Instrument. ' `
<br /> 3. Applicatlon of Payments. Unlesa applicable la�v provides otherwise,ail payments reccived by Lendet under • � �
<br /> paragraphe 1 and 2 shaU be applied: firat,to any prepayment charges due under the Note;second, to amounts payable '• :';��
<br /> � under paragraph 2;third,to interest due;fourth,to principal due;and lest,to any late charges due under the Note. � ��}� ,�_
<br /> . ��r 4. Charges; Liens. Borrower shall pay all taxes. assessmenis,charges, fines and impositions attributable to the �.��.. , .�Y'=�.
<br /> • Pcoperty which may attain priority over thie Security Instrument,and leasehold payments or ground rents, if any. �
<br /> :,�`,,,:•''.'��,,t,;',;;'•,;';� Sorrower shall gmy these obligations in the manner provided in paragcaph 2, or if not paid in that manner,Bonower : . �
<br /> shall pay them oa►time dirxtly to the person owed payment.Borrower shall promptly furnish to Lender all notices of � 'a�
<br /> ' ' '''' �' amounts tm be paid under this patagraph.If Borrower makes these payments directly,Borrower shall promptly fumish i � �
<br /> '{'�``: • � to Lender r�eipts eviden�ing the payments. j � ^ ,�;�,�_:
<br />,�.�`��;;;' , ; Borromrer shail prom:ptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) ; ' °�-•
<br /> '�'�1��'�,�• •�� u rees in wsitin to th� n ment of the obli ation secured b the lien in a manner acce table to I.ender; (b)contests in �
<br /> ,J � � � Y 8 Y P � � �,'_
<br /> :..::r` g�d faith the lien by,��defends against enforcement of the lien in, legal proceeciings which in the I.ender s opinion _r:
<br /> {•���,,-�,,, : ,`(4j mperate to�rever�t ths eaoPorcement of the lien; or(c)secures from the holder of the lien an agreement satisfactory to � , �
<br /> ;r�:�„.• ,,, ,.•• L,ender su6ordi�atan�th�Eian to this Security Instrument.If Lender determines that any pact of the Property is subject , • •' t.�'
<br /> ''•,?.�':;.. •',•�� �' to a lien wl�ich Qenay attacn priority over this Security Instrument,Lender may give Borrower a notice identifying the -
<br /> '-�:��';,��f,��;;;•+';�;;:� lien. Bonower s�:alt satisPs t�e lien or take one or more of the actions set forth above within ]0 days of the giving of . j�
<br /> ,�; ��:;. . 1•.;,•�; notice. t:
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<br /> • ,,,�.( Form 38R8 9/9D
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