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<br /> _,_:��-i,�y,� AA3U9TABLE R�TI� ItIDER
<br /> _;,,-.�,..�.,,g{�,� . ' (IYearTreasury(ndcx�MtteCt+pa1 ��,� ���� _
<br /> -, ,.,...n �� ,�a;: � 84
<br /> :�=Y:J,.,���TR•R;� 7HISADlUB'tABLBRA?BRIDSRtamedothin_15T �yot APRIL _ _ ,.19_.,_.,
<br /> - �-.s'°: :.;x.
<br /> '�'=��;:�'°:���;..%f��: and ta incorporated tnto aad�h�il bo damed to unrnd and wpplemrnt tho MoKgaBe.Deed ot Trust.or Secudty Dttd(the"Secudty lastcument•')of
<br /> '�.� ' . 61Al1�}B�tdR
<br /> ..._��---.___._ . tlr.•�me�r.te given by eho unJenlgned(the•'Borro�v2r^la securr Borrower's Adjuatobto Rata Afute(tha"iJota")to HQl"�P..L� r=— --
<br /> -� �"t"'•'` j��Q(the"L,enda")ot tho sune due and eovering tAt pmpertY dttcribed in tAe 8ecuctty last�ument tnd located�tt
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<br /> "::':.".f:;,:.;'�:.�' ' 13fiA9 W. HOLLING RD., WOl7D RIUER, NEBRASKA 68883 —
<br /> . , —
<br /> � (PropertY Addras) .�--
<br /> _ _ Thte aou eontafes proddem�Uowina ta cA��in my �ntsmt �at* snd mf moathiy :��:. _ -
<br /> p�ymenta.?hb note tbo 1[mit�IDe unoaat my interest t�te aa e6an=e Rt aay on�thn�tad ��ti;:''=----
<br /> � d s o t b�m S e i i m u m a n d t 6 e m�u d m u m n t e t m m s t p a Y. ����'*"�""-'.'"- -
<br /> . . n�: --- -_ --
<br /> �,r�'i;--. -
<br /> � ADDITIONAL COV8NAN7'S.la additlon to tde covenants and aBrcemenw made in tde Secudty Instrutaeat.Bonower end Lendei ="r"-°-___'_-
<br /> further wvenant and aga aa follows: �#:?`��-�
<br /> .. j;'j;, nr�_:�---.
<br /> + .� "� A. INfERffiT RA7E AND MONTHLY PAYfViEN'[CHARI�G3 t �"',, °
<br /> � '�' 'Ihe Nou pmvida for an inittal interest rate of 5�0 4'•.Section 4 of the Note p�ovides for chauga in the interest rate and the , `,�f.� -
<br /> ` �"� ' �
<br /> . .�.�'�_ monthly payments.aa follows: v7,t -� s- ---�
<br /> i,';i .: ...��ti.7. -.:-," ...,
<br /> :i::.�i�•. '" , • ' 4. lIVTBRBST RATE AND MONTHL Y PA YMENT CXANGES iJ�-,..�;��r
<br /> �,..,��� - � . �'T's'F�r'=_'
<br /> (A) Ch�e IIlatea k>" ;_ �,` =.--
<br /> ���• �`�' The intecest rau 1 witl pay may change on the first dey of �Y .19 95 .and on thet day every ` �_°,
<br /> , :.,cf. � .. „
<br /> . ,_.r.;, 17 monthsthereafter.Eachdateonwhichmyintetcstratecauldchangeiscalleda'ChangeDate. �� as- ;=--
<br /> . •. ,,,,,,..�, ';;: ;.
<br /> ,.,:.,! (B) 7f�e Aodes �.:.'.
<br /> • . nr a . ,H:'3nr�}:,:
<br /> • • Beginaing with the flrst Change Date,my intaest rue will be based on an Indac.The"lada"is tiu weetcly average yidd on Unital Statea � � �a-
<br /> :�,•s: ' ' Tceasury securitia edjusted to a constant maturity of I year,as made available by the Federai Reserve Board.The most rcrent Indeac figwe ?'�. '" =
<br />`;:;���' availabk as of the date 43 days betore each Change Daub cuUed the"Current Indea." "' '.� _
<br /> • If the indeu ia no longer availabk.the Note Holder wiU choose a new inda which is based upon comparable informaGon.The Note `•%��• n ���
<br /> , .. .. °,a:r_--
<br /> Holder will�ive me aotIa af ihis choia. Y -
<br /> � �•� ---a-=•-
<br /> '%t„•� ' (� Cafc�fadoaofCdsegea ':� " � _
<br /> TWO AND ONE-HALF ;..• :
<br /> '•�•,;, 8efore each Change Date,the Note Holder wiU cakulat�my new interat rate by adding p«��& +
<br /> �_ ,.. . '' '..
<br /> �� polnts! Z•5 %)ta the Current Indac and rouading to the nearat 1/8th of 1�lo,subject to the Ifmits atated in Section 4(D)`..«'�•. ��ry, �'�,- ---
<br /> �� `.., . 'ltiis rounded amount wSll be my new interest nte untIE tLe next Change Date. � � �'-_
<br /> ! .•;�...� ,•`''i,T';.;
<br /> �;;;;� • The Note Holdet w(U thea detamine the amount of the monthly paymant that would be sufficimt to repay in full the pdncipai!am °.-� .�,,,,r.
<br /> � t� •' . expxted W owe on that Change Date in substaMially equal payments by the maturIty date at my new iaterat rate.The«sult of this calculaUon • � •'�y'�:r`�_
<br /> P�� 'l�'•
<br /> � •� will be tke aew amount of my monthlY payment. � •-�_-
<br /> �
<br /> (D> IImlb oo Ietmat Rate Changa �`'=
<br /> ' The intereat rate I am required [o pay at the �rst Change Date will nos be greater than �•0 % or las than `K�
<br /> , . z_yo u__,__.%i.Thereafttt,my Interest rate will never be increased or decreased on any sing�e Chenge Date by more than T���n __
<br /> , ..(.���_trom the rate of interat I ha�•e been paying for the preceding twelve months.The minlmum interest rate on this loan wtll never be "_
<br /> Itss than �.� �Je and the ma�cimum interat rate wili never be greater than 'Gp.,,�—°10. ,���_-'
<br /> ::1•_; ':
<br /> • (� Ettectlre IMa ot Chaay�s �
<br /> ' My new interat rate wiil become effective on eachChange Data i will pay the amount of my new monthly payment beginning on the first �,�;�� : ..�,;. '•",
<br /> � ' monthly payment date after the Change Date untfl�he a�ount of my monthly payment changes again. ' ::' � ••
<br /> � ;��.: ,.,
<br /> ; ,`�., (� Notke otChanEea :S,, ., ,:'S�%:,:..�,�
<br /> 'Ihe Note Holder wiil mail or deliver to me a notia before each Change Date.The notice will advise me of: �:�1�•' .'.�'
<br /> ;, (i) the new interest rate on my ban as of c�e Change Datr, � � �
<br /> � , (li) the amount of my monthly payment fdlowing!he Change Uate; �.`� „ .
<br /> �
<br /> ' (iii) any additiona!matters which the Nott Holda is required to disclose;and � �
<br /> - •_ (iv) the addras of the association you rnuld con�n�r�rovsding any qucsttar�s at;,�t::::��;�:t:^:.^.t^�t::e. • .
<br /> & CHARGffi;LIENS
<br /> Untform Covenant 4 of the Security Instrummt is amended to read es follows:
<br /> I
<br /> � 4.�es;L4_ffi.Bottower shall pay all taxa.assessments,and other charges,Gnes,and impositions attributable to the Property which may
<br /> ettaln a prtotity over this Secufity Instrument,and Ieasehold payments of ground rents,if any,in the manner provided under paragraph 2 hereof j
<br /> � or,It not paid in such manner,by Borrowec m�:cmg paymsnt,when due,dicrc�ly co the paye,sh:reof.Borrower shall promptly furnish Lender �
<br /> �",. . � �ll notices of amounts d�ce u^.er this paragral�U.a�:�m clr�e eoem @orrawer shatl make payrr.��:Qirec[ly.Bottower shall gromptly furnish to
<br /> � i.ettdet teoeipts evidencir.g se:n paym¢nts. @orcawer�ta9l Fromp:a} discharge ar.y tien wt�ich has prnor�cy ov¢r chis Secvr�cy Lnstrument;
<br /> I fiowevet. IDonowsr shalt rtot be required so discharge amy sach Ieen so long ay Borrower: (a)shall agvx i: wnsing�o ahe pay¢�enc oF the
<br /> - obligaaa��c secureG by such{ien m the manner acceptabieto Lender:(b)sha:7 in gxd faith contest such lien by,or defend against enforcer.eent o.°
<br /> ; such liea ca,iegal proceedings which in the opnion of Lrnder oper3ie to prc.en:�he enforcement u(the lien or forfeiture of the Propeny or any
<br /> part tAxraaf;�s(c)skalf se�cure from the holder of sceh Dcen an agreement in a form satisfa:rory to Lender subordinating such lien to this •
<br /> Savrity Q�strrarnent. •
<br /> . .w�.c.,. .b.. .. .
<br /> , -- . - . . IT 6.2tt.Cf Qettrtntnes taa[aft or any pata ui ii�c nvpai. �,,�L�c�....a.�..:�....�...:o�a..a..-.a y:::.7::�.. :. .....,...�...e:;.••-••-•••--...
<br /> Lmder s[eafl geve Borrower a notice identifying such lien. Borrouer 3ha1;�au.:`y such lien or take one o�more oF the actions set forch aFo�e
<br /> within[ecc days of the giving of the notice.
<br /> C. bQrO'CCE
<br /> � Uni[orm Covsnant 14 of the Security Instrument is amended co read as follows
<br /> � 14. Rlatfcx.Except for any notice required under appliwble law to be g��ert m an,mer manner,(a)any notice to Borrower provided for in�h�s
<br /> Security[nstrummt shall be given by delivering it or by mailing it by�rse class rrcad co BorroWer at the Property Address or a�such other addres+
<br /> as Bottower may designate by notice to Lender as pro�ided here�n.and(b)any noe�ce ro Lender shall be gi��en by(irst class mail to Lender'x
<br /> � address stated herein or to such other addrasas Lendermay daiQnar¢by nonce ro Borrov:er as provided herefn.Any notice pro�ided for in this
<br /> � Security lnstrument shall be deemed to have been given io I3:orrower or Lender when given in the manner designated herein.
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